Welcome to Thompson's Point, where you can spend your summers on the shores of Lake Champlain in this beloved Charlotte community. It’s where generations share treasured summertime traditions and memories are made. This charming, 4-bedroom, 1.5-bath cottage, tucked inside a lovely, small cove, features an expansive covered lakeside porch – perfect for relaxing and entertaining while enjoying the lake views and summer breeze. Full of warmth and character, this seasonal cottage is ready for new owners to bring new life, a new vision, and the opportunity to make it their own. A first-floor bedroom and full bathroom are a plus for those needing one-level living. It includes a spacious living area and large dining room as well. At least two parking spots. A bonus: homeowners can pay a nominal fee each summer and enjoy the tennis and pickleball courts, bocce, ping pong, basketball, and the Thompson’s Point community center. Don’t miss this rare opportunity to own in this special lakeside community!
Active
Listed by: Coldwell Banker Hickok and Boardman
$399,000
526 Flat Rock Road, Charlotte, VT 05445
4beds
1,354sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1930
-- sqft lot
$-- Zestimate®
$295/sqft
$-- HOA
What's special
Large dining room
- 18 hours |
- 1,517 |
- 128 |
Zillow last checked:
Listing updated:
Listed by:
Brian M. Boardman,
Coldwell Banker Hickok and Boardman Cell:802-343-0971
Source: PrimeMLS,MLS#: 5090955
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- None, Other
Cooling
- None
Appliances
- Included: Microwave, Electric Range, Refrigerator, Owned Water Heater
Features
- Primary BR w/ BA, Natural Woodwork
- Flooring: Carpet, Vinyl, Wood
- Basement: None
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,354
- Total interior livable area: 1,354 sqft
- Finished area above ground: 1,354
- Finished area below ground: 0
Property
Parking
- Parking features: Gravel, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 1st Floor Bedroom, 1st Floor Full Bathroom, 1st Floor Hrd Surfce Flr, Bathroom w/Tub
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Patio, Covered Porch
- Exterior features: Deck, Shed
- Fencing: Partial
- Has view: Yes
- View description: Water, Lake, Mountain(s)
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Waterfront
- Body of water: Lake Champlain
- Frontage length: Water frontage: 100,Road frontage: 125
Lot
- Features: Leased
Details
- Parcel number: 13804310557
- Zoning description: SSHMD-Shoreland Seasonal
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage/Camp
- Property subtype: Single Family Residence
Materials
- Wood Frame, Clapboard Exterior, Wood Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt Shingle
Condition
- New construction: No
- Year built: 1930
Utilities & green energy
- Electric: 100 Amp Service, Circuit Breakers
- Sewer: Community, Shared
- Utilities for property: Phone Available
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Thompsons Point
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $295/sqft
- Tax assessed value: $166,500
- Annual tax amount: $2,516
- Date on market: 5/26/2026
- Road surface type: Unpaved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Listed for sale | $399,000$295/sqft |
Source:  PrimeMLS #5090955 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $166,500 |
| 2023 | -- | $166,500 +19.2% |
| 2022 | -- | $139,700 |
| 2021 | -- | $139,700 |
| 2020 | -- | $139,700 |
| 2019 | -- | $139,700 |
| 2018 | -- | $139,700 |
| 2017 | $2,524 | $139,700 |
| 2016 | -- | $139,700 +9301.1% |
| 2015 | -- | $1,486 |
| 2014 | -- | $1,486 |
| 2012 | -- | $1,486 |
| 2011 | -- | $1,486 |
| 2009 | -- | $1,486 |
| 2008 | -- | $1,486 +34.4% |
| 2007 | -- | $1,106 |
| 2006 | -- | $1,106 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 05445
Nearby schools
GreatSchools rating
- 10/10Charlotte Central SchoolGrades: PK-8Distance: 4.8 mi
- 10/10Champlain Valley Uhsd #15Grades: 9-12Distance: 10.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Vermont
- Chittenden County
- Charlotte
- 05445
- 526 Flat Rock Road
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