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For sale
  • $575,000

    3130 SW 86th Way, Bell, FL 32619

    3beds
    1,620sqft
    : 
    Single Family Residence
    Built in 1965
    0.6 Acres Lot
    $539,400 Zestimate®
    $355/sqft
    $-- HOA

    What's special

    Stainless steel double ovenElectric cooktopThree-bedroom two-and-a-half-bath homeCozy firepit
    MOTIVATED SELLERS! Escape to the ultimate waterfront lifestyle with this charming three-bedroom, two-and-a-half-bath home nestled on a spacious lot along the scenic Suwannee River, just minutes from Hart Springs. Designed for those who truly want to live on the water, this property offers a rare combination of comfort, entertainment, and direct river access with a private dock and boat ramp—making every day on the Suwannee effortless and unforgettable. Take in breathtaking river views from the expansive upstairs deck, the perfect place to enjoy morning coffee, evening sunsets, or watch boats glide by. Inside, the kitchen seamlessly blends style and function, featuring a stainless steel double oven, electric cooktop, and a center island with bar seating ideal for casual dining or entertaining. A well-placed window above the sink fills the space with natural light, creating a bright and inviting atmosphere. Downstairs, the sunroom provides a peaceful retreat while staying connected to the outdoors—perfect for relaxing after a day on the river. Step outside to an entertainer’s dream, complete with a fully equipped outdoor kitchen and bar, a cozy firepit, and a spa tucked beneath a charming pergola—your own private oasis for relaxation and gatherings alike. What truly sets this property apart is the private dock and boat ramp, offering unmatched convenience for boating, fishing, kayaking, and exploring the Suwannee River at a moment’s notice. Launch your boat with ease, spend the day on the water, and return home to your own riverfront sanctuary. The fully fenced yard ensures privacy and peace of mind, while an outdoor shed provides ample storage for tools, gear, and river toys. This is more than a home—it’s a lifestyle where waterfront living, effortless boating, and unforgettable memories come together. Don’t miss this rare opportunity to own a slice of paradise on the Suwannee River—where the water is always calling and home is waiting.
    63 days
    |
    1,118
    |
    56
    |

    Zillow last checked: 7 hours ago

    Listing updated: January 13, 2026 at 03:55am

    Listing Provided by:

    Kristi Crane 352-538-2882,

    WATSON REALTY CORP- TIOGA 352-224-2600

    Source: Stellar MLS,MLS#: GC536381MLS LogoOriginating MLS: Gainesville-Alachua

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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Walk-In Closet(s)
    • Level: Second
    Kitchen
    • Level: First
    Living room
    • Level: First
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Convection Oven, Microwave, Refrigerator
    • Laundry: Other
    Features
    • Ceiling Fan(s), Thermostat
    • Flooring: Luxury Vinyl, Tile
    • Doors: Outdoor Grill, Outdoor Kitchen
    • Has fireplace: Yes
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 2,305
    • Total interior livable area: 1,620 sqft
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    Property

    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Deck
    • Exterior features: Outdoor Grill, Outdoor Kitchen, Storage
    • Has spa: Yes
    • Spa features: Above Ground
    • Has view: Yes
    • View description: River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front, River Access, Boat Ramp - Private
    • Body of water: SUWANNEE RIVER
    Lot
    • Size: 0.6 Acres
    • Dimensions: 100 x
    Details
    • Parcel number: 240913000000060000
    • Zoning: AE,FW
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, HardiPlank Type
    • Foundation: Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1965

    Utilities & green energy

    • Sewer: Septic Needed
    • Water: Well
    • Utilities for property: Electricity Connected, Fiber Optics

    Community & HOA

    Community
    • Subdivision: NOT ASSIGNED
    HOA
    • Has HOA: No
    • Pet fee: $0 monthly
    Location
    • Region: Bell

    Financial & listing details

    • Price per square foot: $355/sqft
    • Tax assessed value: $183,349
    • Annual tax amount: $4,977
    • Date on market: 1/12/2026
    • Cumulative days on market: 393 days
    • Listing terms: Cash,Conventional
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Dirt
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    Estimated market value

    $539,400

    $512,000 - $566,000

    $2,137/mo

    Price history

    Price history
    DateEventPrice
    1/12/2026Listed for sale$575,000-4%$355/sqft
    Source: Stellar MLS #GC536381 Report a problem
    12/2/2025Listing removed$599,000$370/sqft
    Source: Stellar MLS #GC526776 Report a problem
    6/11/2025Price change$599,000-4.2%$370/sqft
    Source: Stellar MLS #GC526776 Report a problem
    1/7/2025Listed for sale$625,000+290.6%$386/sqft
    Source: Stellar MLS #GC526776 Report a problem
    7/17/2009Sold$160,000-28.9%$99/sqft
    Source: Public Record Report a problem
    2/15/2009Listed for sale$225,000$139/sqft
    Source: Listhub #306634 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,506 +7.6%$119,789 +3%
    2023$1,400 +5.1%$116,300 +3%
    2022$1,332 +3.2%$112,913 +3%
    2021$1,291 +0.1%$109,624 +1.4%
    2020$1,290 +2.1%$108,110 +2.3%
    2019$1,263 $105,679 +0%
    2018$1,263 -1.5%$105,632 +0.8%
    2017$1,283 $104,805 +0.1%
    2016$1,283 -1.9%$104,670 -0.4%
    2015$1,308 +2%$105,085 +0.8%
    2014$1,283 $104,251 -1%
    2013$1,283 $105,342 +10.4%
    2012-- $95,424 -4.3%
    2011-- $99,681 +1.3%
    2010-- $98,402 +21.2%
    2009-- $81,188 +12.2%
    2007-- $72,339 +7.2%
    2006-- $67,473 +30.8%
    2005-- $51,585 +14.4%
    2004-- $45,087 +0.2%
    2003-- $44,983 +38.8%
    2002-- $32,400 +7.2%
    2001-- $30,234 +8.6%
    2000-- $27,845

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,604/mo
    Principal & interest
    $2847
    Property taxes
    $757
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      Neighborhood: 32619

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