MOTIVATED SELLERS! Escape to the ultimate waterfront lifestyle with this charming three-bedroom, two-and-a-half-bath home nestled on a spacious lot along the scenic Suwannee River, just minutes from Hart Springs. Designed for those who truly want to live on the water, this property offers a rare combination of comfort, entertainment, and direct river access with a private dock and boat ramp—making every day on the Suwannee effortless and unforgettable. Take in breathtaking river views from the expansive upstairs deck, the perfect place to enjoy morning coffee, evening sunsets, or watch boats glide by. Inside, the kitchen seamlessly blends style and function, featuring a stainless steel double oven, electric cooktop, and a center island with bar seating ideal for casual dining or entertaining. A well-placed window above the sink fills the space with natural light, creating a bright and inviting atmosphere. Downstairs, the sunroom provides a peaceful retreat while staying connected to the outdoors—perfect for relaxing after a day on the river. Step outside to an entertainer’s dream, complete with a fully equipped outdoor kitchen and bar, a cozy firepit, and a spa tucked beneath a charming pergola—your own private oasis for relaxation and gatherings alike. What truly sets this property apart is the private dock and boat ramp, offering unmatched convenience for boating, fishing, kayaking, and exploring the Suwannee River at a moment’s notice. Launch your boat with ease, spend the day on the water, and return home to your own riverfront sanctuary. The fully fenced yard ensures privacy and peace of mind, while an outdoor shed provides ample storage for tools, gear, and river toys. This is more than a home—it’s a lifestyle where waterfront living, effortless boating, and unforgettable memories come together. Don’t miss this rare opportunity to own a slice of paradise on the Suwannee River—where the water is always calling and home is waiting.
For sale
$575,000
3130 SW 86th Way, Bell, FL 32619
3beds
1,620sqft
Est.:
Single Family Residence
Built in 1965
0.6 Acres Lot
$539,400 Zestimate®
$355/sqft
$-- HOA
What's special
Stainless steel double ovenElectric cooktopThree-bedroom two-and-a-half-bath homeCozy firepit
- 63 days |
- 1,118 |
- 56 |
Zillow last checked: 7 hours ago
Listing updated: January 13, 2026 at 03:55am
Listing Provided by:
Kristi Crane 352-538-2882,
WATSON REALTY CORP- TIOGA 352-224-2600
Source: Stellar MLS,MLS#: GC536381
Originating MLS: Gainesville-Alachua

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Convection Oven, Microwave, Refrigerator
- Laundry: Other
Features
- Ceiling Fan(s), Thermostat
- Flooring: Luxury Vinyl, Tile
- Doors: Outdoor Grill, Outdoor Kitchen
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 2,305
- Total interior livable area: 1,620 sqft
Video & virtual tour
Property
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck
- Exterior features: Outdoor Grill, Outdoor Kitchen, Storage
- Has spa: Yes
- Spa features: Above Ground
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
- Waterfront features: River Front, River Access, Boat Ramp - Private
- Body of water: SUWANNEE RIVER
Lot
- Size: 0.6 Acres
- Dimensions: 100 x
Details
- Parcel number: 240913000000060000
- Zoning: AE,FW
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, HardiPlank Type
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Septic Needed
- Water: Well
- Utilities for property: Electricity Connected, Fiber Optics
Community & HOA
Community
- Subdivision: NOT ASSIGNED
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Bell
Financial & listing details
- Price per square foot: $355/sqft
- Tax assessed value: $183,349
- Annual tax amount: $4,977
- Date on market: 1/12/2026
- Cumulative days on market: 393 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Dirt
Estimated market value
$539,400
$512,000 - $566,000
$2,137/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/12/2026 | Listed for sale | $575,000-4%$355/sqft |
Source: | ||
| 12/2/2025 | Listing removed | $599,000$370/sqft |
Source: | ||
| 6/11/2025 | Price change | $599,000-4.2%$370/sqft |
Source: | ||
| 1/7/2025 | Listed for sale | $625,000+290.6%$386/sqft |
Source: | ||
| 7/17/2009 | Sold | $160,000-28.9%$99/sqft |
Source: Public Record Report a problem | ||
| 2/15/2009 | Listed for sale | $225,000$139/sqft |
Source: Listhub #306634 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,506 +7.6% | $119,789 +3% |
| 2023 | $1,400 +5.1% | $116,300 +3% |
| 2022 | $1,332 +3.2% | $112,913 +3% |
| 2021 | $1,291 +0.1% | $109,624 +1.4% |
| 2020 | $1,290 +2.1% | $108,110 +2.3% |
| 2019 | $1,263 | $105,679 +0% |
| 2018 | $1,263 -1.5% | $105,632 +0.8% |
| 2017 | $1,283 | $104,805 +0.1% |
| 2016 | $1,283 -1.9% | $104,670 -0.4% |
| 2015 | $1,308 +2% | $105,085 +0.8% |
| 2014 | $1,283 | $104,251 -1% |
| 2013 | $1,283 | $105,342 +10.4% |
| 2012 | -- | $95,424 -4.3% |
| 2011 | -- | $99,681 +1.3% |
| 2010 | -- | $98,402 +21.2% |
| 2009 | -- | $81,188 +12.2% |
| 2007 | -- | $72,339 +7.2% |
| 2006 | -- | $67,473 +30.8% |
| 2005 | -- | $51,585 +14.4% |
| 2004 | -- | $45,087 +0.2% |
| 2003 | -- | $44,983 +38.8% |
| 2002 | -- | $32,400 +7.2% |
| 2001 | -- | $30,234 +8.6% |
| 2000 | -- | $27,845 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,604/mo
Principal & interest
$2847
Property taxes
$757
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Climate risks
Neighborhood: 32619
Nearby schools
GreatSchools rating
- 7/10Trenton Elementary SchoolGrades: PK-5Distance: 9 mi
- 5/10Trenton High SchoolGrades: 6-12Distance: 9.4 mi
Local experts in 32619
- Florida
- Gilchrist County
- Bell
- 32619
- 3130 SW 86th Way









