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    • $649,900

    5304 N Bear Flat Rd, Payson, AZ 85541

    3beds
    2,432sqft
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    Single Family Residence
    Built in 1983
    0.31 Acres Lot
    $642,000 Zestimate®
    $267/sqft
    $17/mo HOA

    What's special

    Creekside log cabinGated communityVersatile loftQuality fishing spotsGame roomLaundry roomTwo guest bedrooms
    Creekfront Log Cabin Retreat in Bear Flat - A rare opportunity to own a creekside log cabin in the highly sought-after Bear Flat community, surrounded by towering Ponderosa Pines. This rustic yet inviting log home offers dual decks overlooking the year-round flowing waters of Tonto Creek—perfect for those seeking peace, privacy, and natural beauty. Set in a gated community and backing to US Forest Service land, this property provides direct access to serene creekside swimming holes, quality fishing spots, and scenic hiking trails right out your back door. Inside, the cabin features classic charm with modern comfort: a spacious kitchen with a breakfast bar, cozy wood-burning stoves on both levels, a game room, a versatile loft, two guest bedrooms, and a laundry room. Enjoy the soothing sounds of the creek from your private decks on both floors. A private well ensures self-sufficiency and convenience. Whether you're looking for a weekend getaway or a year-round haven, this one-of-a-kind Bear Flat retreat offers the perfect blend of seclusion, comfort, and outdoor adventure.
    115 days
    |
    1,369
    |
    95
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Don 'Junior' Queen,

    Real Broker

    Source: CAAR,MLS#: 92161MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Foyer/Entry
      Heating
      • Electric, Baseboard
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dryer, Washer
      • Laundry: Laundry Room
      Features
      • Breakfast Bar, Eat-in Kitchen, Vaulted Ceiling(s), Pantry
      • Flooring: Carpet, Laminate, Wood
      • Windows: Double Pane Windows
      • Has basement: No
      • Has fireplace: Yes
      • Fireplace features: Wood Burning Stove, Great Room, Two or More
      Interior area
      • Total structure area: 2,432
      • Total interior livable area: 2,432 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Parking Pad
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch, Covered
      • Exterior features: Fire Pit
      • Fencing: Partial,Wood,Split Rail
      • Has view: Yes
      • View description: Trees/Woods, Mountain(s)
      • Waterfront features: Creek
      Lot
      • Size: 0.31 Acres
      • Features: Many Trees, Tall Pines on Lot, Borders USNF, Remote
      Details
      • Additional structures: Workshop
      • Parcel number: 30306064
      • Zoning: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story,Cabin,A-Frame
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame, Log, Log Siding, Wood Siding
      • Roof: Asphalt
      Condition
      • Year built: 1983

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Bear Flat
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • HOA fee: $200 annually
      Location
      • Region: Payson

      Financial & listing details

      • Price per square foot: $267/sqft
      • Tax assessed value: $658,202
      • Annual tax amount: $2,969
      • Date on market: 3/27/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Gravel

        Estimated market value

        $642,000

        $610,000 - $674,000

        $2,971/mo

        Price history

        DateEventPrice
        3/27/2026Listed for sale$649,900$267/sqft
        Source: CAAR #92161 Report a problem
        3/16/2026Listing removed$649,900$267/sqft
        Source: CAAR #92161 Report a problem
        9/30/2025Listed for sale$649,900$267/sqft
        Source: CAAR #92161 Report a problem
        9/22/2025Pending sale$649,900$267/sqft
        Source: CAAR #92161 Report a problem
        9/3/2025Price change$649,900-17.7%$267/sqft
        Source: CAAR #92161 Report a problem
        6/6/2025Price change$789,900-3.1%$325/sqft
        Source: CAAR #92161 Report a problem
        5/2/2025Listed for sale$815,000+37%$335/sqft
        Source: CAAR #92161 Report a problem
        11/13/2020Sold$595,000$245/sqft
        Source: ARMLS #6111121 Report a problem
        9/3/2020Pending sale$595,000$245/sqft
        Source: COLDWELL BANKER BISHOP REALTY-PAYSON #82971 Report a problem
        7/31/2020Listed for sale$595,000$245/sqft
        Source: COLDWELL BANKER BISHOP REALTY-PAYSON #82971 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$2,969 +4.2%$65,820 -1.2%
        2025$2,849 +6%$66,596 +35%
        2024$2,688 -0.8%$49,324
        2023$2,709 -2.2%--
        2022$2,768 -11.5%--
        2021$3,130 +8.7%--
        2019$2,880 +4.5%--
        2018$2,756 +2.3%--
        2017$2,695 --
        2016$2,695 -0.2%--
        2015$2,700 --
        2014-- --
        2013-- $19,202 -10.8%
        2012-- $21,538 -14%
        2011-- $25,056
        2010-- $25,056
        2009-- --
        2008$1,419 --
        2007-- --
        2006$1,415 --
        2005-- --
        2004-- --
        2003-- --
        2002-- --
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 85541

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