Possible Land Contract Available – Bay City Investment Opportunity! Looking for an affordable home in Bay City, Michigan with investment potential? This 4-bedroom, 1-bath home offers a rare opportunity for first-time home-buyers, investors, landlords, or anyone looking to build instant sweat equity. Situated on a desirable corner lot with a fenced yard, this property features a full basement, carport, spacious floor plan, and solid construction with plenty of room for updates and customization. Inside, you'll find four bedrooms, including two large upstairs bedrooms, generous living space, and a full basement ideal for storage, a workshop, or future finished living area. The home's strong bones provide an excellent foundation for renovation, making it a great fixer-upper, rental property, flip opportunity, or affordable primary residence. Located in Bay City, you'll enjoy convenient access to schools, parks, shopping, restaurants, medical facilities, and major commuter routes. Whether you're searching for a starter home, investment property, income-producing rental, or a home to personalize and make your own, this property checks all the boxes. Property Highlights: Possible Land Contract Terms Available 4 Bedrooms | 1 Bathroom Corner Lot Location Fenced Backyard Full Basement Two Large Upstairs Bedrooms Strong Structural Bones Excellent Sweat Equity Potential Ideal Investment Property or Starter Home Convenient Bay City Location Don't miss this affordable Bay City real estate opportunity with flexible financing options and unlimited potential. Schedule your showing today and discover the value this property has to offer.
For sale
$75,000
807 E North Union St, Bay City, MI 48706
4beds
1,728sqft
Single Family Residence
Built in 1910
-- sqft lot
$83,500 Zestimate®
$43/sqft
$-- HOA
What's special
Fenced yardFull basementSpacious floor planTwo large upstairs bedroomsDesirable corner lotGenerous living spaceFour bedrooms
- 4 days |
- 535 |
- 19 |
Zillow last checked:
Listing updated:
Listed by:
DeAnna Fulco Home:616-890-6140,
REO-TCFront-233021 231-947-9800
Source: NGLRMLS,MLS#: 1946673
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Great Room, Workshop
Primary bedroom
- Level: Lower
- Area: 100
- Dimensions: 10 x 10
Bedroom 2
- Level: Main
- Area: 90
- Dimensions: 10 x 9
Bedroom 3
- Level: Upper
- Area: 242
- Dimensions: 22 x 11
Bedroom 4
- Level: Upper
- Area: 220
- Dimensions: 22 x 10
Primary bathroom
- Features: Shared
Dining room
- Level: Main
- Area: 156
- Dimensions: 12 x 13
Kitchen
- Level: Main
- Area: 130
- Dimensions: 13 x 10
Living room
- Level: Main
- Area: 132
- Dimensions: 12 x 11
Heating
- Forced Air, Natural Gas
Appliances
- Included: Oven/Range, Exhaust Fan
- Laundry: Lower Level
Features
- Mud Room, Drywall, Paneling, Cable TV, WiFi
- Flooring: Carpet, Laminate
- Windows: Bay Window(s)
- Basement: Full,Daylight,Unfinished,Interior Entry
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,728
- Total interior livable area: 1,728 sqft
- Finished area above ground: 1,728
- Finished area below ground: 0
Property
Parking
- Parking features: Carport, Paved, Concrete Floors, Asphalt, Concrete
- Has carport: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Screened
- Exterior features: Sidewalk, Rain Gutters
- Has private pool: Yes
- Pool features: Screen Enclosure
- Fencing: Fenced
- Waterfront features: None
Lot
- Size: 3,049 Square Feet
- Dimensions: 50 x 60 x 51 x 61
- Features: Corner Lot, Level, Metes and Bounds
Details
- Additional structures: None
- Parcel number: 16001748801400
- Zoning description: Residential,Multi-Family,Rental History
- Other equipment: TV Antenna
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- 2x6 Framing, Frame, Aluminum Siding
- Roof: Asphalt
Condition
- Fixer
- New construction: No
- Year built: 1910
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: None
- Subdivision: 14N-5E-17
HOA
- Services included: None
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $43/sqft
- Tax assessed value: $22,143
- Annual tax amount: $1,870
- Price range: $75K - $75K
- Date on market: 6/16/2026
- Cumulative days on market: 5 days
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash,FHA,MSHDA,USDA Loan,VA Loan,Land Contract/PMM
- Ownership type: Private Owner
- Road surface type: Asphalt
Estimated market value
$83,500
$63,000 - $103,000
$1,163/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Listed for sale | $75,000$43/sqft |
Source:  NGLRMLS #1946673 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,870 +28.3% | $39,450 +13.2% |
| 2024 | $1,458 | $34,850 +17.3% |
| 2023 | -- | $29,700 +18.1% |
| 2022 | -- | $25,150 +6.8% |
| 2021 | -- | $23,550 +9% |
| 2020 | $2,995 | $21,600 +2.6% |
| 2019 | -- | $21,050 +2.4% |
| 2018 | $2,995 +141.3% | $20,550 -1.2% |
| 2017 | $1,241 | $20,800 -1.9% |
| 2016 | $1,241 | $21,200 +26.2% |
| 2015 | $1,241 -7.4% | $16,800 +3.4% |
| 2014 | $1,340 | $16,250 -5.8% |
| 2013 | -- | $17,250 -11.5% |
| 2012 | -- | $19,500 -7.1% |
| 2011 | -- | $21,000 +3.7% |
| 2010 | -- | $20,250 -11% |
| 2009 | -- | $22,750 -15.6% |
| 2008 | -- | $26,950 +22.5% |
| 2007 | -- | $22,000 -1.1% |
| 2006 | -- | $22,250 |
| 2005 | -- | $22,250 +3% |
| 2004 | -- | $21,600 +5.4% |
| 2003 | -- | $20,500 +12% |
| 2002 | $867 | $18,300 +15.1% |
| 2000 | -- | $15,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48706
Nearby schools
GreatSchools rating
- 5/10Kolb Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 0.7 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- Elementary: Kolb Elementary School
- Middle: Handy Middle School
- High: Central High School
- District: Bay City School District
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Bay County
- Bay City
- 48706
- 807 E North Union St
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