Nestled in the heart of Waterloo and just a short distance to the charming downtown square, which is home to local restaurants, community events, and parades, this 2-bedroom, 2-bathroom home is full of character and waiting for its next chapter. With good bones and a layout that works, it's the perfect opportunity for a buyer ready to put their personal touch on a solid investment. The main floor features an eat-in kitchen with sliding doors that open to a sweet backyard retreat, complete with a gas grill hookup, ideal for summer evenings outdoors. Built-in hallway shelving adds a touch of character while keeping everyday life organized. Some major ticket items are already handled: enjoy peace of mind with a newer roof and hot water heater. A detached garage with an automatic opener on one side adds everyday convenience. The finished basement significantly expands your living space, offering a comfortable family room area, a half bath, and serious storage; including a refrigerator, large deep freezer, and plenty of shelving. The laundry room features a working sink for added functionality. This home has been cherished for years — and now it's ready for someone new to update it and fall in love with it all over again. Schedule your appointment today.
Closed
Listed by: Strano & Associates • Stacey Lacroix • Contact: 618-407-4156
Bought with: eXp Realty
$166,000
539 S Main St, Waterloo, IL 62298
2beds
1,410sqft
Single Family Residence
Built in 1938
5,662 Square Feet Lot
$165,900 Zestimate®
$118/sqft
$1,774 Estimated rent
Home value
$165,900
$149,000 - $184,000
$1,774/mo
Zestimate® history
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Comfortable family room areaEat-in kitchenNewer roofGas grill hookupBuilt-in hallway shelving
Zillow last checked:
Listing updated:
Listed by:
Stacey Lacroix 618-407-4156,
Strano & Associates
Bought with:
Vicki Bedwell, 475166446
eXp Realty
Source: MARIS,MLS#: 26038212
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom
- Description: off kitchen
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 132
- Dimensions: 12x11
Bedroom 2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 132
- Dimensions: 11x12
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 40
- Dimensions: 8x5
Bathroom 2
- Features: Floor Covering: Carpeting
- Level: Basement
- Area: 24
- Dimensions: 4x6
Breakfast room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 120
- Dimensions: 10x12
Family room
- Features: Floor Covering: Carpeting
- Level: Basement
- Area: 242
- Dimensions: 22x11
Kitchen
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 120
- Dimensions: 12x10
Laundry
- Level: Basement
- Area: 176
- Dimensions: 16x11
Living room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 253
- Dimensions: 11x23
Heating
- Radiant
Cooling
- Central Air
Appliances
- Included: Dishwasher, Free-Standing Gas Range, Refrigerator
- Laundry: In Basement
Features
- Breakfast Bar, Eat-in Kitchen
- Flooring: Carpet, Vinyl
- Basement: Partially Finished,Full
- Has fireplace: No
Interior area
- Total structure area: 1,410
- Total interior livable area: 1,410 sqft
- Finished area above ground: 968
- Finished area below ground: 492
Property
Parking
- Total spaces: 2
- Parking features: Garage, Off Street
- Garage spaces: 2
Features
- Levels: One
- Patio & porch: Patio
Lot
- Size: 5,662 Square Feet
- Dimensions: 36 x 125 x 61 x 129
- Features: Back Yard, Few Trees
Details
- Parcel number: 0725433026000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- Year built: 1938
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Louis H Osterhages Sub
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $118/sqft
- Tax assessed value: $126,630
- Annual tax amount: $1,987
- Date on market: 6/20/2026
- Cumulative days on market: 4 days
- Listing terms: Cash,Conventional
- Ownership: Private
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2026 | Sold | $166,000+10.7%$118/sqft |
Source:  MARIS #26038212 Report a problem | ||
| 6/24/2026 | Pending sale | $150,000$106/sqft |
Source: MARIS #26038212 Report a problem | ||
| 6/20/2026 | Listed for sale | $150,000$106/sqft |
Source: MARIS #26038212 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,988 +1.3% | $42,210 +0.5% |
| 2023 | $1,962 -4% | $41,990 -2.5% |
| 2022 | $2,044 | $43,080 +5.4% |
| 2021 | -- | $40,870 +8.1% |
| 2020 | -- | $37,810 0% |
| 2019 | -- | $37,820 +4.7% |
| 2018 | $1,710 | $36,110 -1.8% |
| 2017 | $1,710 | $36,770 +0.7% |
| 2016 | $1,710 -9.9% | $36,530 -7.8% |
| 2015 | $1,898 +20.9% | $39,600 +11.3% |
| 2014 | $1,570 | $35,590 +0.6% |
| 2012 | $1,570 | $35,380 -5.7% |
| 2011 | -- | $37,500 -0.6% |
| 2010 | -- | $37,740 +5.2% |
| 2009 | -- | $35,880 +3.3% |
| 2008 | -- | $34,730 +0.5% |
| 2007 | -- | $34,570 |
Find assessor info on the county website
Neighborhood: 62298
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Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 0.6 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.8 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$165,900
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$165,900
- Illinois
- Monroe County
- Waterloo
- 62298
- 539 S Main St
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