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Sold for $2,850,000
  • $2,850,000

    540 20th Ave, Indian Rocks Beach, FL 33785

    3beds
    2,379sqft
    Single Family Residence
    Built in 2021
    10,489 Square Feet Lot
    $2,849,000 Zestimate®
    $1,198/sqft
    $7,383 Estimated rent

    Home value

    $2,849,000

    $2.62M - $3.11M

    $7,383/mo

    Zestimate® history
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    What's special

    A rare opportunity not to be missed!! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home — it is a statement of lifestyle. Schedule your private showing today.

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Stephen Kepler 727-647-6696,

    ENGEL & VOLKERS BELLEAIR 727-461-1000

    Bought with:

    Peter Arner, 3454210

    COMPASS FLORIDA LLC

    Source: Stellar MLS,MLS#: TB8488753MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 240 Square Feet
    • Dimensions: 16x15
    Bedroom 2
    • Features: Built-in Closet
    • Level: First
    • Area: 154 Square Feet
    • Dimensions: 14x11
    Bedroom 3
    • Features: Built-in Closet
    • Level: First
    • Area: 154 Square Feet
    • Dimensions: 11x14
    Dining room
    • Level: First
    • Area: 182 Square Feet
    • Dimensions: 13x14
    Great room
    • Level: First
    • Area: 418 Square Feet
    • Dimensions: 22x19
    Kitchen
    • Level: First
    • Area: 192 Square Feet
    • Dimensions: 16x12
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Refrigerator, Wine Refrigerator
    • Laundry: Inside, Laundry Room
    Features
    • Ceiling Fan(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
    • Flooring: Porcelain Tile
    • Doors: Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Sliding Doors
    • Has fireplace: Yes
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 3,770
    • Total interior livable area: 2,379 sqft

    Property

    Parking
    • Total spaces: 4
    • Parking features: Garage - Attached
    • Attached garage spaces: 4
    Features
    • Levels: One
    • Stories: 1
    • Exterior features: Fire Pit, Irrigation System, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Rain Gutters, Boat Slip
    • Has private pool: Yes
    • Pool features: Gunite, In Ground, Salt Water
    • Has spa: Yes
    • Spa features: Heated, In Ground
    • Fencing: Vinyl
    • Has view: Yes
    • View description: Water, Bay/Harbor - Full, Intracoastal Waterway
    • Has water view: Yes
    • Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
    • Waterfront features: Waterfront, Bay/Harbor, Bay/Harbor Access, Intracoastal Waterway Access, Lift, Seawall
    Lot
    • Size: 10,489 sqft
    • Dimensions: 92 x 120
    • Features: FloodZone, Near Marina, Street Dead-End
    Details
    • Additional structures: Outdoor Kitchen
    • Parcel number: 063015423000000360
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Coastal
    • Property subtype: Single Family Residence
    Materials
    • Block
    • Foundation: Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2021

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Electricity Available, Phone Available, Propane, Sewer Available, Water Available

    Community & neighborhood

    Security
    • Security features: Closed Circuit Camera(s), Security Lights
    Community
    • Community features: Public Boat Ramp, Waterfront, Dog Park, Golf Carts OK, Park, Playground, Restaurant, Sidewalks, Tennis Court(s)
    Location
    • Region: Indian Rocks Beach
    • Subdivision: INDIAN BEACH RE-REVISED 15TH ADD

    HOA & financial

    HOA
    • Has HOA: No
    Other fees
    • Pet fee: $0 monthly
    Other financial information
    • Total actual rent: 0

    Other

    Other facts
    • Listing terms: Cash
    • Ownership: Fee Simple
    • Road surface type: Paved

    Price history

    DateEventPrice
    5/15/2026Sold$2,850,000-3.4%$1,198/sqft
    Source: Stellar MLS #TB8488753 Report a problem
    3/26/2026Pending sale$2,950,000$1,240/sqft
    Source: Stellar MLS #TB8488753 Report a problem
    3/20/2026Listed for sale$2,950,000+247.1%$1,240/sqft
    Source: Stellar MLS #TB8488753 Report a problem
    1/23/2019Sold$850,000$357/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$14,369 +1%$946,539 +3%
    2023$14,231 +6%$918,970 +3%
    2022$13,428 +10%$892,204 +15.6%
    2021$12,207 +1.8%$771,557 +3.4%
    2020$11,988 +120.4%$746,463 +116.1%
    2019$5,438 $345,399 +1.9%
    2018$5,438 +3%$338,959 +2.1%
    2017$5,281 +0.4%$331,987 +2.1%
    2016$5,257 -2.1%$325,159 +0.7%
    2015$5,371 +0.4%$322,899 +0.8%
    2014$5,350 +0.3%$320,336 +1.5%
    2013$5,333 +1.8%$315,602 +1.7%
    2012$5,238 $310,326 +3%
    2011-- $301,287 +1.5%
    2010-- $296,834 +2.7%
    2009-- $289,030 +0.1%
    2008$4,601 $288,741 +3%
    2007-- $280,331 -60.6%
    2005-- $711,800 +45.8%
    2004$4,593 +1.8%$488,300 +14.2%
    2003$4,511 +2.4%$427,500 +15.4%
    2002$4,404 +2.8%$370,600 +7.1%
    2001$4,284 +3.9%$346,100 +36.6%
    2000$4,124 $253,300

    Find assessor info on the county website

    Neighborhood: 33785

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $2,849,000
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $2,849,000