Beautifully maintained 3 bed, 2 bath home + office with in-ground pool and paid-off solar in the desirable Western Hills area of Rio Rancho. Over 2,100 sq ft with an open layout, granite kitchen countertops, and an oversized primary suite with updated bath. Recent upgrades include newer dishwasher, hot water heater, and 2025 swamp cooler. Backyard features a well-kept in-ground pool and a large detached shed ideal for storage or workspace. One of only two homes under $500K in ABQ/Rio Rancho with a pool. Appraised at $410K in October strategically priced at $380K to encourage strong early activity. Conveniently located near Southern & Unser, close to schools and shopping, yet tucked in a quiet established neighborhood.
Pending
$380,000
540 Silver Saddle Rd SE, Rio Rancho, NM 87124
3beds
2,101sqft
Est.:
Single Family Residence
Built in 1983
9,583.2 Square Feet Lot
$375,500 Zestimate®
$181/sqft
$-- HOA
What's special
In-ground poolOpen layoutGranite kitchen countertopsOversized primary suiteUpdated bath
- 54 days |
- 116 |
- 0 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 22, 2025 at 10:05am
Listed by:
Christopher Valdez 505-440-7080,
Elevate New Mexico Realty 505-239-2610
Source: SWMLS,MLS#: 1093775
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Primary bedroom
- Level: Main
- Area: 391.87
- Dimensions: 26.3 x 14.9
Kitchen
- Level: Main
- Area: 231.6
- Dimensions: 19.3 x 12
Living room
- Level: Main
- Area: 344.19
- Dimensions: 23.1 x 14.9
Heating
- Central, Forced Air
Cooling
- Evaporative Cooling
Appliances
- Laundry: Electric Dryer Hookup
Features
- Ceiling Fan(s), Main Level Primary
- Flooring: Laminate, Tile, Wood
- Windows: Double Pane Windows, Insulated Windows
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,101
- Total interior livable area: 2,101 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Exterior features: Fence, Private Yard
- Has private pool: Yes
- Fencing: Back Yard,Wall
Lot
- Size: 9,583.2 Square Feet
- Features: Lawn, Landscaped, Planned Unit Development
Details
- Parcel number: 1011069425099
- Zoning description: R-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Brick, Brick Veneer, Frame, Stucco
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected
Green energy
- Energy generation: Solar
Community & HOA
Community
- Subdivision: Western Hills
Location
- Region: Rio Rancho
Financial & listing details
- Price per square foot: $181/sqft
- Tax assessed value: $231,884
- Annual tax amount: $2,713
- Date on market: 10/30/2025
- Cumulative days on market: 22 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$375,500
$357,000 - $394,000
$2,472/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/19/2025 | Pending sale | $380,000$181/sqft |
Source: | ||
| 10/31/2025 | Listed for sale | $380,000+65.3%$181/sqft |
Source: | ||
| 4/27/2018 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 3/5/2018 | Pending sale | $229,900$109/sqft |
Source: Advance Realty #912206 Report a problem | ||
| 3/2/2018 | Price change | $229,900+0.4%$109/sqft |
Source: Advance Realty #912206 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,627 -0.2% | $77,294 +3% |
| 2024 | $2,633 +2.7% | $75,044 +3% |
| 2023 | $2,563 +2% | $72,858 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,189/mo
Principal & interest
$1831
Property taxes
$225
Home insurance
$133
Climate risks
Neighborhood: 87124
Nearby schools
GreatSchools rating
- 7/10Maggie Cordova Elementary SchoolGrades: K-5Distance: 1 mi
- 5/10Lincoln Middle SchoolGrades: 6-8Distance: 0.7 mi
- 7/10Rio Rancho High SchoolGrades: 9-12Distance: 1.8 mi
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