Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter. Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious. Owner has pier permit for the construction of a new pier. previous pier was lost to a storm. Also property has a concrete boat ramp, but would need to be repaired.
For sale
$825,000
540 Waters Rd, Salisbury, NC 28146
4beds
3,235sqft
Est.: Get pre-qualified
Stick/Site Built, Residential, Single Family Residence
Built in 1989
1.25 Acres Lot
$785,300 Zestimate®
$--/sqft
$67/mo HOA
What's special
In-ground poolBoat rampNewer major systems
- 15 days |
- 1,582 |
- 64 |
Zillow last checked:
Listing updated:
Listed by:
Matt Hamm 336-671-2024,
Mantle LLC
Source: Triad MLS,MLS#: 1220428
Originating MLS: Winston-Salem
Originating MLS: Winston-SalemTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Primary bedroom
- Level: Main
- Dimensions: 15.17 x 18.42
Bedroom 2
- Level: Second
- Dimensions: 15.17 x 22.25
Bedroom 3
- Level: Second
- Dimensions: 9.67 x 12.58
Kitchen
- Level: Main
- Dimensions: 22 x 17.67
Living room
- Level: Main
- Dimensions: 21.5 x 22.92
Heating
- Heat Pump, Electric
Cooling
- Central Air
Appliances
- Included: Microwave, Dishwasher, Free-Standing Range, Electric Water Heater
Features
- Central Vacuum
- Flooring: Carpet, Wood
- Basement: Crawl Space
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Den
Interior area
- Total structure area: 3,235
- Total interior livable area: 3,235 sqft
- Finished area above ground: 3,235
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Exterior features: Balcony
- Pool features: In Ground
- Fencing: None
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 1.25 Acres
- Dimensions: 545.23 x 123.23
Details
- Parcel number: 614067
- Zoning: RS
- Special conditions: Owner Sale
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Stick/Site Built, Residential, Single Family Residence
Materials
- Wood Siding
Condition
- Year built: 1989
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Green energy
- Energy efficient items: None
Community & HOA
Community
- Subdivision: Waters Edge
HOA
- Has HOA: Yes
- HOA fee: $200 quarterly
Location
- Region: Salisbury
Financial & listing details
- Tax assessed value: $637,295
- Annual tax amount: $4,046
- Date on market: 5/20/2026
- Cumulative days on market: 15 days
- Listing agreement: Exclusive Agency
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$785,300
$746,000 - $825,000
$2,635/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Listed for sale | $825,000 |
Source:  Triad MLS #1220428 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,047 | $637,295 |
| 2024 | $4,047 | $637,295 |
| 2023 | $4,047 +43.9% | $637,295 +61.5% |
| 2022 | $2,812 +2.9% | $394,707 |
| 2021 | $2,733 | $394,707 |
| 2020 | $2,733 | $394,707 |
| 2019 | $2,733 +17.5% | $394,707 +18.3% |
| 2018 | $2,326 +1.5% | $333,535 |
| 2017 | $2,292 | $333,535 |
| 2016 | $2,292 | $333,535 |
| 2015 | $2,292 -1.6% | $333,535 |
| 2014 | $2,329 | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | -- |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | -- |
| 2001 | -- | -- |
| 2000 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28146
Nearby schools
GreatSchools rating
- 3/10Morgan Elementary SchoolGrades: PK-5Distance: 5.3 mi
- 1/10Charles C Erwin Middle SchoolGrades: 6-8Distance: 5.4 mi
- 4/10East Rowan High SchoolGrades: 9-12Distance: 5.5 mi
Schools provided by the listing agent
- Elementary: Morgan
- Middle: Erwin
- High: East Rowan
Source: Triad MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Rowan County
- Salisbury
- 28146
- 540 Waters Rd
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