For sale

Price cut: $26K (8/21)

$699,000

540 Waters Rd, Salisbury, NC 28146

4beds

3,235sqft

$4,202/mo

Get pre-qualified

Stick/Site Built, Residential, Single Family Residence

Built in 1989

1.25 Acres Lot

$674,100 Zestimate^®

$--/sqft

$50/mo HOA

What's special

In-ground poolBoat ramp

Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water at the dock? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp that needs a little love, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter.

38 days
2,642
164

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bathrooms: 2

Primary bedroom

Level: Main
Dimensions: 15.17 x 18.42

Bedroom 2

Level: Second
Dimensions: 15.17 x 22.25

Bedroom 3

Level: Second
Dimensions: 9.67 x 12.58

Kitchen

Level: Main
Dimensions: 22 x 17.67

Living room

Level: Main
Dimensions: 21.5 x 22.92

Heating

Heat Pump, Electric

Cooling

Central Air

Appliances

Included: Microwave, Dishwasher, Free-Standing Range, Electric Water Heater

Features

Central Vacuum
Flooring: Carpet, Wood
Basement: Crawl Space
Attic: Pull Down Stairs
Number of fireplaces: 1
Fireplace features: Den

Interior area

Total structure area: 3,235
Total interior livable area: 3,235 sqft
Finished area above ground: 3,235

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Exterior features: Balcony
Pool features: In Ground
On waterfront: Yes
Waterfront features: Lake Front

Lot

Size: 1.25 Acres
Dimensions: 545.23 x 123.23

Details

Parcel number: 614067
Zoning: RS
Special conditions: Owner Sale

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Stick/Site Built, Residential, Single Family Residence

Materials

Wood Siding

Condition

Year built: 1989

Utilities & green energy

Sewer: Public Sewer
Water: Well

Green energy

Energy efficient items: None

Community & HOA

Community

Subdivision: Waters Edge

HOA

Has HOA: Yes
HOA fee: $600 annually

Location

Region: Salisbury

Financial & listing details

Tax assessed value: $637,295
Annual tax amount: $4,046
Date on market: 7/30/2026
Cumulative days on market: 106 days
Listing agreement: Exclusive Agency
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$674,100

$640,000 - $708,000

$3,008/mo

Price history

Date	Event	Price
8/21/2026	Price change	$699,000-3.6%
Source: Triad MLS #1229582 Report a problem
7/29/2026	Listed for sale	$725,000-9.4%$224/sqft
Source: Canopy MLS as distributed by MLS GRID #4409088 Report a problem
7/27/2026	Listing removed	$800,000$247/sqft
Source: Canopy MLS as distributed by MLS GRID #4384617 Report a problem
6/12/2026	Price change	$800,000-3%
Source: Triad MLS #1220428 Report a problem
5/20/2026	Listed for sale	$825,000
Source: Triad MLS #1220428 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,047	$637,295
2024	$4,047	$637,295
2023	$4,047 +43.9%	$637,295 +61.5%
2022	$2,812 +2.9%	$394,707
2021	$2,733	$394,707
2020	$2,733	$394,707
2019	$2,733 +17.5%	$394,707 +18.3%
2018	$2,326 +1.5%	$333,535
2017	$2,292	$333,535
2016	$2,292	$333,535
2015	$2,292 -1.6%	$333,535
2014	$2,329	--
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