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For sale
  • Listed by: Ace Mortgage Professionals • Kelly Parnell • Kelly.michael.parnell@gmail.com
    Price cut: $140K (10/29)
    $1,055,000

    547 El Monte Rd, El Cajon, CA 92020

    4beds
    2,353sqft
    : 
    $7,175/mo
    Get pre-qualified
    Single Family Residence
    Built in 1952
    8,138 Square Feet Lot
    $1,041,400 Zestimate®
    $448/sqft
    $-- HOA

    What's special

    Discover the perfect blend of versatility, income potential, and long-term value with this unique property featuring a 2-bedroom, 1-bathroom main residence and a fully permitted, recently renovated ADU offering 2 bedrooms, 2 full bathrooms, plus a bonus office currently utilized as a third bedroom. Situated on an expansive 8,134 sq. ft. lot, this property presents an outstanding opportunity for the sophisticated investor seeking to expand their portfolio with a flexible income-producing asset or the prospective homeowner looking to offset monthly housing expenses with supplemental rental income. The additional living space also offers excellent potential for multigenerational living, extended family, or guests. With a generous lot offering room to personalize and enhance, this property combines flexibility with attractive long-term potential. Whether you're a first-time buyer looking to build equity while generating supplemental income or a experienced investor seeking your next strategic acquisition, this El Cajon property offers a compelling opportunity to make your real estate goals a reality.
    16 days
    396
    7

    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly Parnell DRE #02180898 Kelly.michael.parnell@gmail.com,

    Ace Mortgage Professionals

    Source: CRMLS,MLS#: PTP2607654MLS LogoOriginating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bonus Room
      Cooling
      • Central Air
      Appliances
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup
      Features
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 2,353 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage - Attached
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Entry location: 547 El Monte
      • Pool features: None
      Lot
      • Size: 8,138 Square Feet
      • Dimensions: 7,500sqft
      • Features: Front Yard, Yard
      Details
      • Parcel number: 4870310100
      • Zoning: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Condition
      • Year built: 1952

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Sidewalks
      Location
      • Region: El Cajon

      Financial & listing details

      • Price per square foot: $448/sqft
      • Tax assessed value: $864,450
      • Date on market: 10/14/2026
      • Cumulative days on market: 16 days
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $1,041,400

        $989,000 - $1.09M

        $4,544/mo

        Price history

        DateEventPrice
        10/29/2026Price change$1,055,000-11.7%$448/sqft
        Source: CRMLS #PTP2607654 Report a problem
        10/14/2026Listed for sale$1,195,000+89.7%$508/sqft
        Source: CRMLS #PTP2607654 Report a problem
        9/12/2023Sold$630,000+0.8%$268/sqft
        Source: Public Record Report a problem
        8/10/2023Pending sale$625,000$266/sqft
        Source: CRMLS #PTP2303184 Report a problem
        7/28/2023Contingent$625,000$266/sqft
        Source: CRMLS #PTP2303184 Report a problem
        7/22/2023Price change$625,000-3.7%$266/sqft
        Source: CRMLS #PTP2303184 Report a problem
        7/14/2023Listed for sale$649,000$276/sqft
        Source: CRMLS #PTP2303184 Report a problem
        7/12/2023Pending sale$649,000+204.7%$276/sqft
        Source: CRMLS #PTP2303184 Report a problem
        1/29/2002Sold$213,000$91/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026-- $864,450 +34.5%
        2025$8,459 +2%$642,599 +2%
        2024$8,292 +99%$630,000 +108.3%
        2023$4,167 +2.2%$302,422 +2%
        2022$4,076 +3.1%$296,493 +2%
        2021$3,953 +1.1%$290,680 +1%
        2020$3,911 +17.1%$287,700 +2%
        2019$3,341 +0.4%$282,060 +2%
        2018$3,327 +1.3%$276,530 +2%
        2017$3,283 +4.2%$271,109 +2%
        2016$3,150 +0.5%$265,794 +1.5%
        2015$3,133 +2%$261,803 +2%
        2014$3,071 $256,676 +0.5%
        2013-- $255,517 +2%
        2012-- $250,508 +2%
        2011-- $245,597 +0.8%
        2010-- $243,763 -0.2%
        2009-- $244,344 +2%
        2008-- $239,554 +2%
        2007-- $234,858 +2%
        2006-- $230,254 +2%
        2005-- $225,740 +2%
        2004-- $221,315 +1.9%
        2003-- $217,260 +364.9%
        2002-- $46,735 +2%
        2001-- $45,820
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Fletcher Hills

        Getting around

        50 / 100
        Good Transit

        Nearby schools

        GreatSchools rating

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