Discover the perfect blend of versatility, income potential, and long-term value with this unique property featuring a 2-bedroom, 1-bathroom main residence and a fully permitted, recently renovated ADU offering 2 bedrooms, 2 full bathrooms, plus a bonus office currently utilized as a third bedroom. Situated on an expansive 8,134 sq. ft. lot, this property presents an outstanding opportunity for the sophisticated investor seeking to expand their portfolio with a flexible income-producing asset or the prospective homeowner looking to offset monthly housing expenses with supplemental rental income. The additional living space also offers excellent potential for multigenerational living, extended family, or guests. With a generous lot offering room to personalize and enhance, this property combines flexibility with attractive long-term potential. Whether you're a first-time buyer looking to build equity while generating supplemental income or a experienced investor seeking your next strategic acquisition, this El Cajon property offers a compelling opportunity to make your real estate goals a reality.
For sale
Listed by: Ace Mortgage Professionals • Kelly Parnell • Kelly.michael.parnell@gmail.com
Price cut: $140K (10/29)
$1,055,000
547 El Monte Rd, El Cajon, CA 92020
4beds
2,353sqft
Single Family Residence
Built in 1952
8,138 Square Feet Lot
$1,041,400 Zestimate®
$448/sqft
$-- HOA
What's special
- 16 days
- 396
- 7
Zillow last checked:
Listing updated:
Listed by:
Kelly Parnell DRE #02180898 Kelly.michael.parnell@gmail.com,
Ace Mortgage Professionals
Source: CRMLS,MLS#: PTP2607654
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bonus Room
Cooling
- Central Air
Appliances
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup
Features
- Has fireplace: No
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 2,353 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Entry location: 547 El Monte
- Pool features: None
Lot
- Size: 8,138 Square Feet
- Dimensions: 7,500sqft
- Features: Front Yard, Yard
Details
- Parcel number: 4870310100
- Zoning: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Condition
- Year built: 1952
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Sidewalks
Location
- Region: El Cajon
Financial & listing details
- Price per square foot: $448/sqft
- Tax assessed value: $864,450
- Date on market: 10/14/2026
- Cumulative days on market: 16 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$1,041,400
$989,000 - $1.09M
$4,544/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/29/2026 | Price change | $1,055,000-11.7%$448/sqft |
Source: | ||
| 10/14/2026 | Listed for sale | $1,195,000+89.7%$508/sqft |
Source: | ||
| 9/12/2023 | Sold | $630,000+0.8%$268/sqft |
Source: Public Record Report a problem | ||
| 8/10/2023 | Pending sale | $625,000$266/sqft |
Source: | ||
| 7/28/2023 | Contingent | $625,000$266/sqft |
Source: | ||
| 7/22/2023 | Price change | $625,000-3.7%$266/sqft |
Source: | ||
| 7/14/2023 | Listed for sale | $649,000$276/sqft |
Source: | ||
| 7/12/2023 | Pending sale | $649,000+204.7%$276/sqft |
Source: | ||
| 1/29/2002 | Sold | $213,000$91/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $864,450 +34.5% |
| 2025 | $8,459 +2% | $642,599 +2% |
| 2024 | $8,292 +99% | $630,000 +108.3% |
| 2023 | $4,167 +2.2% | $302,422 +2% |
| 2022 | $4,076 +3.1% | $296,493 +2% |
| 2021 | $3,953 +1.1% | $290,680 +1% |
| 2020 | $3,911 +17.1% | $287,700 +2% |
| 2019 | $3,341 +0.4% | $282,060 +2% |
| 2018 | $3,327 +1.3% | $276,530 +2% |
| 2017 | $3,283 +4.2% | $271,109 +2% |
| 2016 | $3,150 +0.5% | $265,794 +1.5% |
| 2015 | $3,133 +2% | $261,803 +2% |
| 2014 | $3,071 | $256,676 +0.5% |
| 2013 | -- | $255,517 +2% |
| 2012 | -- | $250,508 +2% |
| 2011 | -- | $245,597 +0.8% |
| 2010 | -- | $243,763 -0.2% |
| 2009 | -- | $244,344 +2% |
| 2008 | -- | $239,554 +2% |
| 2007 | -- | $234,858 +2% |
| 2006 | -- | $230,254 +2% |
| 2005 | -- | $225,740 +2% |
| 2004 | -- | $221,315 +1.9% |
| 2003 | -- | $217,260 +364.9% |
| 2002 | -- | $46,735 +2% |
| 2001 | -- | $45,820 |
Find assessor info on the county website
Monthly payment
Est. payment





