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Lot/land
  • $99,900

    55 Ridge Rd #55, Spencer, TN 38585

    --beds
    --baths
    1.01Acres
    Unimproved Land
    Built in ----
    1.01 Acres Lot
    $-- Zestimate®
    $--/sqft
    $100/mo HOA

    What's special

    Private mountain estate
    WATERFRONT PROPERTY! Looking for the perfect riverfront short term rental opportunity? Relax and enjoy the sunsets over the Cumberland Plateau from your private mountain estate at River Ridge Farms! Enjoy river access at the spectacular riverfront park featuring a riverfront pavilion with canoe launch to enjoy the relaxing river. At the center of the community, sits the beautiful Farmhouse Lodge with pool and open air patios. Property is located on Sequatchie Valley National Scenic Byway where you can enjoy activities such as biking, hiking, rock climbing, canoeing, and fishing. With it's close distance to Chattanooga and it's spectacular views, you can see why this area is rated as one of the best places in the US to live and retire!
    132 days
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    114
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    4
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    Zillow last checked: 8 hours ago

    Listing updated: August 28, 2025 at 10:20am

    Listed by:

    Stevie S Rifenberick 423-991-1543,

    Keller Williams Realty 423-664-1600

    Source: Greater Chattanooga Realtors,MLS#: 1519493

    Facts & features

    Property

    Features
    • Has view: Yes
    • View description: Other
    • Waterfront features: River Access
    Lot
    • Size: 1.01 Acres
    • Dimensions: 120 x 413 x 102 x 415
    • Features: Cleared, Level, Rectangular Lot, Split Possible, Rural, Will Not Divide
    Details
    • Additional structures: None
    • Parcel number: 031 011.07
    • Zoning: None
    • Zoning description: None

    Utilities & green energy

    • Sewer: None
    • Water: Public
    • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Water Available

    Community & HOA

    Community
    • Features: Clubhouse, Gated, Pool
    • Subdivision: River Ridge Farms
    HOA
    • Has HOA: Yes
    • HOA fee: $1,200 annually
    Location
    • Region: Spencer

    Financial & listing details

    • Annual tax amount: $483
    • Date on market: 8/28/2025
    • Listing terms: Cash,Conventional
    • Road surface type: Paved

    Estimated market value

    Not available

    Estimated sales range

    Not available

    $1,110/mo

    Price history

    Price history
    DateEventPrice
    8/28/2025Listed for sale$99,900
    Source: Greater Chattanooga Realtors #1519493 Report a problem
    8/5/2025Listing removed$99,900
    Source: Greater Chattanooga Realtors #1388107 Report a problem
    2/4/2025Price change$99,900-9.1%
    Source: Greater Chattanooga Realtors #1388107 Report a problem
    9/6/2024Price change$109,900-10.6%
    Source: Greater Chattanooga Realtors #1388107 Report a problem
    5/3/2024Price change$122,900-0.8%
    Source: Greater Chattanooga Realtors #1388107 Report a problem

    Public tax history

    Public tax history
    Tax history is unavailable.

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: 38585

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Griffith Elementary School
    • Middle: Sequatchie Middle
    • High: Sequatchie High

    Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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