For sale

Price cut: $26K (5/20)

$399,000

5509 S Garcia Rd, Homosassa, FL 34448

3beds

1,080sqft

$2,640/mo

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Single Family Residence

Built in 1972

0.32 Acres Lot

$-- Zestimate^®

$369/sqft

$-- HOA

What's special

Homosassa riverWaterfront property

UNLEASH YOUR WATERFRONT VISION!! A Rare Opportunity Near the Homosassa River! This is a truly exceptional chance to own a waterfront property just two lots away from the Homosassa River! The choice is yours: breathe new life into the existing home, or design and rebuild your custom dream residence from the ground up. Either path leads to an incredible outcome, given this prime location. Imagine your ideal waterfront lifestyle in an area renowned for its beautiful, often elevated, and high-value homes. You'll be just minutes away by car or boat from popular waterfront restaurants, making entertainment and dining a breeze. Adding to the appeal, short-term rentals are permitted here, offering fantastic income potential. Plus, there's no HOA, giving you complete freedom and flexibility. The possibilities at this remarkable location are truly limitless!

418 days

1,120

19

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Heating

None

Cooling

None

Appliances

Included: None

Features

Fireplace, Primary Suite
Flooring: Unfinished
Has fireplace: Yes
Fireplace features: Wood Burning

Interior area

Total structure area: 1,532
Total interior livable area: 1,080 sqft

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Property

Parking

Total spaces: 1
Parking features: Attached Carport, Driveway, Paved
Has carport: Yes
Has uncovered spaces: Yes

Features

Stories: 1
Exterior features: Paved Driveway
Pool features: None
Has view: Yes
View description: River
Has water view: Yes
Water view: River
Waterfront features: Canal Access, Waterfront
Frontage type: Canal,Waterfront
Frontage length: 85,85

Lot

Size: 0.32 Acres
Dimensions: 85 x 165
Features: Flat, Trees

Details

Additional structures: Shed(s)
Parcel number: 1143161
Zoning: CLP,R1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Block, Concrete
Foundation: Block, Slab
Roof: Asphalt,Shingle

Condition

New construction: No
Year built: 1972

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: B.L. Gor

HOA

Has HOA: No

Location

Region: Homosassa

Financial & listing details

Price per square foot: $369/sqft
Tax assessed value: $245,795
Annual tax amount: $5,775
Date on market: 6/1/2025
Cumulative days on market: 420 days
Listing terms: Cash,Conventional
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/20/2026	Price change	$399,000-6.1%$369/sqft
Source: Realtors Association of Citrus County #845034 Report a problem
11/25/2025	Price change	$425,000-5.6%$394/sqft
Source: Realtors Association of Citrus County #845034 Report a problem
6/1/2025	Listed for sale	$450,000$417/sqft
Source: Realtors Association of Citrus County #845034 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,609 -20.2%	$208,658 -25%
2024	$5,775 +7.1%	$278,232 +10%
2023	$5,391 +11.3%	$252,938 +10%
2022	$4,843 +13.9%	$229,944 +10%
2021	$4,252 +0.6%	$209,040 +0.6%
2020	$4,228 +0.4%	$207,780 +1.8%
2019	$4,212 +33.8%	$204,134 +9.1%
2018	$3,148	$187,025 +2.5%
2017	$3,148 +0.2%	$182,386 -0.5%
2016	$3,143 -3.9%	$183,274 +3.9%
2015	$3,270 +4.2%	$176,398 +1.2%
2014	$3,138 -0.4%	$174,260 +1.5%
2013	$3,149 +7.6%	$171,660 -1.5%
2012	$2,926 +1.7%	$174,286 +1.9%
2011	$2,878 -0.8%	$171,090 -3.1%
2010	$2,900 -13.4%	$176,505 -10%
2009	$3,350 -1.6%	$196,189 -2.5%
2008	$3,405 +0.3%	$201,151 -2.6%
2007	$3,397 -11.7%	$206,500 -8.3%
2006	$3,847 +7.3%	$225,200 +17.9%
2005	$3,586 +42.3%	$191,000 +49.9%
2004	$2,520 +20.8%	$127,400 +18.1%
2003	$2,086 +49.7%	$107,900 +51.1%
2002	$1,393 +14%	$71,400 +15.7%
2000	$1,222	$61,700

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 34448

Getting around

1 / 100

Car-Dependent

26 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Homosassa Elementary School
Grades: PK-5Distance: 0.7 mi
4/10
Crystal River Middle School
Grades: 6-8Distance: 8.6 mi
4/10
Crystal River High School
Grades: PK,9-12Distance: 9.2 mi

Schools provided by the listing agent

Elementary: Homosassa Elementary
Middle: Crystal River Middle
High: Crystal River High

Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.