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For sale
  • $635,000

    5648 S Garcia Rd, Homosassa, FL 34448

    3beds
    1,860sqft
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    Single Family Residence
    Built in 1972
    9,147 Square Feet Lot
    $-- Zestimate®
    $341/sqft
    $-- HOA

    What's special

    New dockMetal roofTwo separate laundry areasRemodeled bathroomsKayak launchUpdated windows and doorsKayak launches effortless
    Wake up each morning to breathtaking sunrises shimmering over the canal from the comfort of your own bed. This beautifully remodeled waterfront stilt home is located in a charming golf cart community and offers the perfect blend of coastal living, recreation, and investment potential. Just minutes by car or boat from local favorites including MacRae’s, The Freezer, and Crumps Landing, this property is perfectly positioned for enjoying Florida’s Nature Coast lifestyle. The home features numerous updates throughout, including a newer kitchen with quartz countertops, wine refrigerator, updated windows and doors, remodeled bathrooms, new gutters, and stylish flooring throughout. Enjoy panoramic water views from the expansive wraparound porch, the perfect spot to watch both sunrises and sunsets. Outside, a new dock, 94 feet of waterfront, and an 87-foot seawall create an exceptional waterfront experience. This property is grandfathered with steps leading directly into the deep-water canal, making kayak launches effortless. Boaters will appreciate the 32-foot dock equipped with 30-amp shore power and water service, ideal for a liveaboard vessel. Additional features include 3 RV spaces with full hookups, a 12’ x 28’ storage shed, a 10’ x 13’ covered storage area, kayak launch, two separate laundry areas. The metal roof offers approximately 19 years of remaining useful life per inspection report, and the A/C was replaced in 2016. Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, this property checks all the boxes. Currently operating as a successful short-term rental with strong rental income history. Limited showings days currently available while property is rented: July 20-22 & 27-30 & August 3-30th Don’t miss this opportunity to own a piece of waterfront paradise and start living the Florida lifestyle you’ve been dreaming of.
    32 days
    |
    978
    |
    60
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Lindsay Stewart 352-232-7343,

    Reliance Realty & Investments, Inc.

    Source: Realtors Association of Citrus County,MLS#: 855673MLS LogoOriginating MLS: Realtors Association of Citrus County

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Electric Oven, Refrigerator, Washer
      Features
      • Fireplace, Open Floorplan, Split Bedrooms
      • Flooring: Carpet, Travertine
      • Has fireplace: Yes
      • Fireplace features: Wood Burning
      Interior area
      • Total structure area: 1,860
      • Total interior livable area: 1,860 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway, Gravel, RV Access/Parking
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Deck
      • Exterior features: Gravel Driveway
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: Gulf Access, River Access, Canal Access, Gulf, Waterfront
      • Frontage type: Canal
      Lot
      • Size: 9,147 Square Feet
      • Features: Flat
      Details
      • Additional structures: Shed(s)
      • Parcel number: 3525837
      • Zoning: CLR,R1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Stilt
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Pillar/Post/Pier, Raised
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1972

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Not on List
      HOA
      • Has HOA: No
      Location
      • Region: Homosassa

      Financial & listing details

      • Price per square foot: $341/sqft
      • Tax assessed value: $612,737
      • Annual tax amount: $10,299
      • Date on market: 6/19/2026
      • Cumulative days on market: 33 days
      • Listing terms: Cash,Conventional,FHA 203(k),FHA,USDA Loan,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/19/2026Listed for sale$635,000-1.9%$341/sqft
        Source: Realtors Association of Citrus County #855673 Report a problem
        9/13/2025Listing removed$647,000$348/sqft
        Source: Realtors Association of Citrus County #837339 Report a problem
        5/12/2025Price change$647,000-4.1%$348/sqft
        Source: Realtors Association of Citrus County #837339 Report a problem
        2/10/2025Price change$674,999-6.8%$363/sqft
        Source: Realtors Association of Citrus County #837339 Report a problem
        2/5/2025Pending sale$724,000$389/sqft
        Source: Realtors Association of Citrus County #837339 Report a problem
        9/22/2024Listed for sale$724,000+325.9%$389/sqft
        Source: Stellar MLS #W7868586 Report a problem
        2/25/2022Sold$170,000-71.6%$91/sqft
        Source: Public Record Report a problem
        1/26/2022Pending sale$599,000$322/sqft
        Source: Stellar MLS #W7840311 Report a problem
        1/20/2022Price change$599,000-7.1%$322/sqft
        Source: Stellar MLS #W7840311 Report a problem
        12/19/2021Price change$645,000-4.4%$347/sqft
        Source: Stellar MLS #W7840311 Report a problem
        11/29/2021Listed for sale$675,000+98.5%$363/sqft
        Source: Stellar MLS #W7840311 Report a problem
        5/28/2021Sold$340,000-12.8%$183/sqft
        Source: Realtors Association of Citrus County #799130 Report a problem
        3/29/2021Pending sale$389,990$210/sqft
        Source: Realtors Association of Citrus County #799130 Report a problem
        3/2/2021Price change$389,990-2.5%$210/sqft
        Source: Realtors Association of Citrus County #799130 Report a problem
        1/6/2021Price change$399,990+5.3%$215/sqft
        Source: Owner Report a problem
        11/25/2020Price change$379,990-2.6%$204/sqft
        Source: Owner Report a problem
        10/5/2020Price change$389,990-1.8%$210/sqft
        Source: Owner Report a problem
        8/17/2020Listed for sale$396,990+21.8%$213/sqft
        Source: Owner Report a problem
        6/4/2020Listing removed$325,990$175/sqft
        Source: ADDvantage Real Estate Services #783513 Report a problem
        11/12/2019Price change$325,990-4.1%$175/sqft
        Source: ADDvantage Real Estate #783513 Report a problem
        10/2/2019Price change$339,990-2.9%$183/sqft
        Source: ADDvantage Real Estate #783513 Report a problem
        8/15/2019Price change$349,990-2.8%$188/sqft
        Source: ADDvantage Real Estate #783513 Report a problem
        7/22/2019Price change$359,990-2.7%$194/sqft
        Source: ADDvantage Real Estate #783513 Report a problem
        7/5/2019Price change$369,990-2.4%$199/sqft
        Source: ADDvantage Real Estate #783513 Report a problem
        6/3/2019Listed for sale$379,000-5.2%$204/sqft
        Source: ADDvantage Real Estate Services #783513 Report a problem
        4/27/2019Listing removed$1,699$1/sqft
        Source: Owner Report a problem
        4/2/2019Listing removed$399,990$215/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$10,300 +2.7%$612,737 +2.4%
        2024$10,032 -4.1%$598,515 +3.5%
        2023$10,462 +38.9%$578,246 +38.1%
        2022$7,532 +35.1%$418,823 +43.8%
        2021$5,577 +5%$291,346 +1.6%
        2020$5,312 +4.4%$286,881 +17%
        2019$5,088 +35.6%$245,187 +8.8%
        2018$3,752 $225,308 +11.2%
        2017$3,752 +7.7%$202,634 -2.1%
        2016$3,483 -1.6%$206,900 +17.1%
        2015$3,539 +12.6%$176,704 +1.5%
        2014$3,143 -1.4%$174,100 +0.2%
        2013$3,188 +6.7%$173,790 -2.4%
        2012$2,988 -2.9%$178,027 -2.7%
        2011$3,078 +135%$183,050 +56.7%
        2010$1,309 +34.8%$116,817 +23.8%
        2009$972 +1.5%$94,339 +0.1%
        2008$958 -13.8%$94,245 +3%
        2007$1,111 -0.5%$91,500 +2.5%
        2006$1,116 -5%$89,300 +3%
        2005$1,175 -0.8%$86,700 +3%
        2004$1,184 +5.1%$84,200 +1.8%
        2003$1,127 +3.5%$82,700 +2.4%
        2002$1,089 +4.9%$80,800 +4.5%
        2000$1,038 $77,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34448

        Getting around

        3 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Homosassa Elementary
        • Middle: Crystal River Middle
        • High: Crystal River High

        Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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