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  • Listed by: Keller Williams Pinnacle • Megan A Schobert • 618-363-5315
    $499,000

    6120 Old Baum Church Rd, Waterloo, IL 62298

    3beds
    4,900sqft
    : 
    $3,123/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    1 Acres Lot
    $509,500 Zestimate®
    $102/sqft
    $42/mo HOA

    What's special

    Three fireplacesRecreation areaMature treesDecorative ceiling treatmentsPrivate officeOversized primary suiteSpacious eat-in kitchen
    Custom-built and thoughtfully maintained by the same owner since day one, this three-bedroom, three-and-a-half-bath home offers nearly 5,000 square feet of finished living space and a layout that is anything but ordinary. The main level is filled with architectural detail, including vaulted ceilings, arched openings, columns, decorative ceiling treatments, hardwood and luxury laminate flooring, and oversized windows that bring in an abundance of natural light. The floor plan includes a formal dining room, private office, multiple living spaces, and a spacious eat-in kitchen with plentiful cabinetry, extensive counter space, a breakfast bar, and built-in double ovens. The oversized primary suite truly feels like a private retreat with its own fireplace, sitting area, walk-in closets, and a spacious bath featuring dual vanities, a soaking tub, and separate shower. Just off the primary suite is an enclosed hot tub room with the hot tub included, creating a private space to unwind year-round. The finished walkout basement adds even more room to relax or entertain, complete with a wet bar, fireplace, recreation area, and pool table. Major updates include a brand-new roof, zoned HVAC system and two new water heaters. Additional features include three fireplaces, two refrigerators that stay, a whole-house water softener, multiple covered porches, abundant storage, a 50-by-100-foot aluminum-fenced area, mature trees, and an oversized three-car garage. The association fee also includes annual checks and maintenance of the aerator/septic system. With custom details, generous living space, major updates already completed, and both indoor and outdoor spaces designed for entertaining, this home offers a combination of character, comfort, and functionality that is hard to find.
    5 hours
    146
    11

    Zillow last checked:

    Listing updated:

    Listed by:

    Megan A Schobert 618-363-5315,

    Keller Williams Pinnacle,

    Jessica Gratzl 314-922-8067,

    Keller Williams Pinnacle

    Source: MARIS,MLS#: 26071687MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Heating
      • Electric, Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Stainless Steel Appliance(s), Cooktop, Gas Cooktop, Dishwasher, Disposal, Exhaust Fan, Ice Maker, Microwave, Built-In Gas Oven, Double Oven, Range Hood, Built-In Range, Refrigerator, ENERGY STAR Qualified Water Heater
      • Laundry: Main Level
      Features
      • Bar, Breakfast Bar, Breakfast Room, Ceiling Fan(s), Coffered Ceiling(s), Custom Cabinetry, Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Kitchen/Dining Room Combo, Open Floorplan, Pantry, Recessed Lighting, Separate Dining, Separate Shower, Shower, Soaking Tub, Sound System, Storage, Tub, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wired for Sound, Workshop/Hobby Area
      • Flooring: Carpet, Luxury Vinyl, Tile
      • Doors: Sliding Doors
      • Windows: Blinds, Screens
      • Basement: Finished
      • Number of fireplaces: 3
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 4,900
      • Total interior livable area: 4,900 sqft
      • Finished area above ground: 2,565
      • Finished area below ground: 2,335

      Property

      Parking
      • Total spaces: 3
      • Parking features: Concrete
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Patio & porch: Composite, Covered, Deck, Enclosed, Patio, Porch, Rear Porch
      • Exterior features: Balcony, Private Yard
      • Fencing: Back Yard,Wrought Iron
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 1 Acres
      • Features: Level
      Details
      • Parcel number: 1004182048000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Frame, Vinyl Siding
      • Roof: Architectural Shingle
      Condition
      • Year built: 2005
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Electric: Ameren
      • Sewer: Aerobic Septic
      • Water: Public
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Subdivision: Chantilly Village
      HOA
      • Has HOA: Yes
      • Amenities included: Association Management
      • Services included: Common Area Maintenance
      • HOA fee: $500 annually
      • HOA name: Chantilly Village
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $102/sqft
      • Tax assessed value: $487,470
      • Annual tax amount: $9,333
      • Date on market: 11/10/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes

        Estimated market value

        $509,500

        $484,000 - $535,000

        $3,929/mo

        Price history

        DateEventPrice
        11/11/2026Listed for sale$499,000-5%$102/sqft
        Source: MARIS #26071687 Report a problem
        11/9/2026Listing removed$525,000$107/sqft
        Source: MARIS #26046955 Report a problem
        9/28/2026Price change$525,000-2.8%$107/sqft
        Source: MARIS #26046955 Report a problem
        9/2/2026Price change$539,900-6.1%$110/sqft
        Source: MARIS #26046955 Report a problem
        8/14/2026Listed for sale$575,000+1475.3%$117/sqft
        Source: MARIS #26046955 Report a problem
        4/1/2003Sold$36,500$7/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,333 +7.9%$162,490 +10.4%
        2024$8,649 +3%$147,200 +2.3%
        2023$8,398 +7.7%$143,920 +8.9%
        2022$7,795 $132,190 +12%
        2021-- $118,070 +0.9%
        2020-- $117,040 +1.4%
        2019-- $115,380 +9.7%
        2018$6,576 $105,210 -1.8%
        2017$6,576 $107,104 -2.8%
        2016$6,576 -6.6%$110,200 -3.4%
        2015$7,042 +4.2%$114,060
        2014$6,757 $114,060 -0.1%
        2012$6,757 $114,140 -6.7%
        2011-- $122,280 0%
        2010-- $122,340 -10.5%
        2009-- $136,630 -5.6%
        2008-- $144,660 -2.9%
        2007-- $148,910
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 62298

        Getting around

        7 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Waterloo Dist 5
        • Middle: Waterloo Dist 5
        • High: Waterloo

        Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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