BACK ON THE MARKET!! Join our open house this Saturday 02/07 from 1PM-3PM! Contact agent for list of repairs, updates and inspections. Impressively situated on a quiet street in Loveland's convenient and well-established neighborhood, 4076 Divide Drive is a beautifully updated home that offers thoughtful living spaces, modern finishes, and flexible square-footage for every stage of life, presenting five bedrooms and three bathrooms in a layout designed for both daily routines and lively entertaining. Step inside to find a warm foyer that leads into an open main level where LVP floors flow through a bright living room anchored by oversized windows that draw in natural light and showcase tasteful trim and neutral paint tones; the living area transitions seamlessly to a remodeled kitchen that is truly the heart of the home-featuring quartz countertops, stainless steel appliances including an electric range, and under-cabinet lighting. The primary bedroom is a private retreat with an ensuite bathroom appointed with dual vanities and a tiled shower and soaking tub, while the additional bedrooms are well-sized and versatile for use as guest rooms, offices or hobby spaces and are served by full baths finished with contemporary fixtures and tile work. A standout feature is the walk-out basement that expands the home's living footprint with a large unfinished family/media room, 2 additional bedrooms and full bathroom-ideal for multi-generational living or a dedicated recreation area-plus abundant storage and direct access to the backyard patio and yard. Practical systems and comfortable amenities round out the interior, including a main-level laundry, attached garage, and energy-efficient windows and HVAC components. Outside, the landscaped yard with a private patio and mature trees creates a wonderful backdrop for outdoor dining, gardening, and play. Plenty of room to build equity by fully finishing the basement.
Sold for $515,000
$515,000
4076 Divide Dr, Loveland, CO 80538
5beds
2,852sqft
Single Family Residence
Built in 2003
7,070 Square Feet Lot
$516,000 Zestimate®
$181/sqft
$2,878 Estimated rent
Home value
$516,000
$490,000 - $542,000
$2,878/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: March 10, 2026 at 03:16am
Listed by:
Brendan Mahoney 9704816293,
At Home Realty
Bought with:
Veronica Calzada, 100110307
NextHome Rocky Mountain
Source: IRES as distributed by MLS GRID,MLS#: 1048119
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Carpet
- Features: 5 Piece Primary Bath
- Level: Main
- Area: 182 Square Feet
- Dimensions: 13 x 14
Bedroom 2
- Description: Carpet
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10 x 12
Bedroom 3
- Description: Luxury Vinyl
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 x 10
Bedroom 4
- Description: Carpet
- Level: Basement
- Area: 208 Square Feet
- Dimensions: 13 x 16
Bedroom 5
- Description: Carpet
- Level: Basement
- Area: 140 Square Feet
- Dimensions: 10 x 14
Dining room
- Description: Luxury Vinyl
- Level: Main
- Area: 117 Square Feet
- Dimensions: 9 x 13
Family room
- Description: Concrete
- Level: Basement
- Area: 434 Square Feet
- Dimensions: 14 x 31
Kitchen
- Description: Luxury Vinyl
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 x 13
Living room
- Description: Luxury Vinyl
- Level: Main
- Area: 225 Square Feet
- Dimensions: 15 x 15
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
- Laundry: Washer/Dryer Hookup
Features
- Cathedral Ceiling(s), Open Floorplan, Pantry, Walk-In Closet(s)
- Windows: Window Coverings
- Basement: Full,Partially Finished,Walk-Out Access
Interior area
- Total structure area: 2,852
- Total interior livable area: 2,852 sqft
- Finished area above ground: 1,435
- Finished area below ground: 1,417
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
- Details: Attached
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Sprinkler System
- Fencing: Fenced,Wood
Lot
- Size: 7,070 sqft
- Features: Paved, Curbs, Gutters, Sidewalks, Street Light
Details
- Parcel number: R1619096
- Zoning: P-40
- Special conditions: Private Owner
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Legal Conforming
- Property subtype: Single Family Residence
Materials
- Frame, Brick
- Roof: Composition
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Electric: City of Loveland
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, High Speed Avail
Community & neighborhood
Community
- Community features: Park
Location
- Region: Loveland
- Subdivision: Buck 2nd Sub
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $584 annually
- Services included: Common Amenities, Management, Utilities
- Association name: Buckhorn Village
- Association phone: 970-494-0609
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 3/6/2026 | Sold | $515,000-0.8%$181/sqft |
Source:  IRES as distributed by MLS GRID #1048119 Report a problem | ||
| 2/10/2026 | Pending sale | $519,000$182/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1048119 Report a problem | ||
| 1/26/2026 | Listed for sale | $519,000$182/sqft |
Source: REcolorado as distributed by MLS GRID #IR1048119 Report a problem | ||
| 1/5/2026 | Pending sale | $519,000$182/sqft |
Source: REcolorado as distributed by MLS GRID #IR1048119 Report a problem | ||
| 12/5/2025 | Listed for sale | $519,000+138.6%$182/sqft |
Source: IRES as distributed by MLS GRID #1048119 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,633 +19.9% | $36,676 -1% |
| 2023 | $2,197 -2.7% | $37,032 +34.1% |
| 2022 | $2,257 +5.2% | $27,605 -2.8% |
Find assessor info on the county website
Neighborhood: 80538
Nearby schools
GreatSchools rating
- 4/10Ponderosa Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 4/10Lucile Erwin Middle SchoolGrades: 6-8Distance: 0.9 mi
- 6/10Loveland High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Ponderosa
- Middle: Erwin, Lucile
- High: Loveland
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$516,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$516,000
- Colorado
- Larimer County
- Loveland
- 80538
- 4076 Divide Dr