Versatile investment opportunity featuring a 3 bedroom, 1.5 bathroom main home, a 1 bedroom, 1 bathroom lower unit, and additional flexible space.
The main home offers thoughtful updates throughout, including a remodeled kitchen with granite countertops and updated appliances, radiant floor heating, and engineered hardwood flooring in the main living areas.
The lower unit includes a private entrance, kitchen, and living area.
The property features a detached bonus room off the garage, along with a garage that offers potential for future ADU conversion (buyer to investigate), creating an additional opportunity for value-add and increased income.
Energy-efficient features include double-pane windows, solar light tunnels, owned solar, and an EV charging station.
Located just minutes from downtown Santa Cruz, beaches, and transit.
A rare opportunity to own a flexible, multi-unit property in one of Santa Cruz's most desirable locations.
For sale
$1,349,000
631 Riverside Ave, Santa Cruz, CA 95060
4beds
3baths
2,387sqft
Est.:
Residential Income
Built in 1948
-- sqft lot
$1,327,900 Zestimate®
$565/sqft
$-- HOA
What's special
Solar light tunnelsOwned solarUpdated appliancesRadiant floor heating
- 19 hours |
- 448 |
- 26 |
Zillow last checked:
Listing updated:
Listed by:
Kaicie McMurray 01827412 831-687-9025,
Sherman & Boone Realtors 831-464-5050,
Marley Botelle 02242643 831-244-3137,
Sherman & Boone Realtors
Source: MLSListings Inc,MLS#: ML82042932
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
Kitchen
- Features: Countertop_Granite, ExhaustFan, IslandwithSink, Pantry
Heating
- Electric, Fireplace(s), Radiant Floor
Cooling
- None
Appliances
- Included: Gas Cooktop, Dishwasher, Exhaust Fan, Range Hood, Electric Oven, Refrigerator, Washer/Dryer
Features
- Flooring: Carpet, Concrete, Hardwood, Vinyl Linoleum
- Doors: None
- Windows: Skylight(s)
Interior area
- Total structure area: 2,387
- Total interior livable area: 2,387 sqft
Property
Parking
- Total spaces: 4
- Parking features: Detached, Electric Vehicle Charging Station(s), Garage Door Opener, Guest, Off Street, Oversized
- Garage spaces: 1
- Has carport: Yes
Accessibility
- Accessibility features: None
Features
- Has view: Yes
- View description: Park/Greenbelt
Lot
- Size: 7,841 Square Feet
- Features: Level
Details
- Parcel number: 00742203000
- Zoning: Residential Multiple
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subtype: Residential Income
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Composition
Condition
- Year built: 1948
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public, Solar
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $565/sqft
- Tax assessed value: $1,024,046
- Annual tax amount: $12,051
- Date on market: 4/14/2026
- Listing agreement: ExclusiveRightToSell
- Listing terms: CashorConventionalLoan
- Inclusions: DishwasherSomeUnits, OvenRangeAllUnits
- Lease term: Month To Month
Estimated market value
$1,327,900
$1.26M - $1.39M
$6,136/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/14/2026 | Listed for sale | $1,349,000+42%$565/sqft |
Source:  MLSListings Inc #ML82042932 Report a problem | ||
| 7/21/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 7/13/2024 | Listed for rent | $6,800+13.3%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 2/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 10/12/2020 | Listing removed | $6,000$3/sqft |
Source: Owner Report a problem | ||
| 9/20/2020 | Listed for rent | $6,000+3.4%$3/sqft |
Source: Owner Report a problem | ||
| 10/9/2017 | Listing removed | $5,800$2/sqft |
Source: Surf City Rentals Report a problem | ||
| 9/25/2017 | Price change | $5,800-10.8%$2/sqft |
Source: Surf City Rentals Report a problem | ||
| 9/18/2017 | Listed for rent | $6,500$3/sqft |
Source: Surf City Rentals Report a problem | ||
| 9/10/2017 | Listing removed | $950,000$398/sqft |
Source: Santa Cruz #ML81671366 Report a problem | ||
| 9/9/2017 | Listed for sale | $950,000+5.6%$398/sqft |
Source: Santa Cruz #ML81671366 Report a problem | ||
| 9/8/2017 | Sold | $900,000-5.3%$377/sqft |
Source: Public Record Report a problem | ||
| 8/5/2017 | Pending sale | $950,000$398/sqft |
Source: Santa Cruz #ML81671366 Report a problem | ||
| 7/25/2017 | Listed for sale | $950,000+72.7%$398/sqft |
Source: Keller Williams-Santa Cruz #ML81671378 Report a problem | ||
| 5/24/2013 | Sold | $550,000-7.6%$230/sqft |
Source: Public Record Report a problem | ||
| 11/30/2012 | Listing removed | $595,000$249/sqft |
Source: Intero Real Estate Services #81218219 Report a problem | ||
| 5/16/2012 | Listed for sale | $595,000-8.3%$249/sqft |
Source: Intero Real Estate Report a problem | ||
| 11/9/2010 | Listing removed | $649,000$272/sqft |
Source: site2sell #81038323 Report a problem | ||
| 8/8/2010 | Listed for sale | $649,000$272/sqft |
Source: site2sell #81038323 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $12,470 +7.2% | $1,024,046 +2% |
| 2024 | $11,633 +1.2% | $1,003,967 +2% |
| 2023 | $11,495 +1.1% | $984,282 +2% |
| 2022 | $11,368 +2.1% | $964,982 +2% |
| 2021 | $11,137 +0.8% | $946,061 +1% |
| 2020 | $11,051 +2.2% | $936,360 +2% |
| 2019 | $10,817 +1.1% | $918,000 +2% |
| 2018 | $10,697 +20.4% | $900,000 +22.9% |
| 2017 | $8,881 +5.7% | $732,118 +2% |
| 2016 | $8,406 +593.8% | $717,763 +833.4% |
| 2015 | $1,212 +1.2% | $76,897 +2% |
| 2014 | $1,197 | $75,391 +2.5% |
| 2012 | -- | $73,578 +2% |
| 2011 | -- | $72,136 +0.8% |
| 2010 | -- | $71,597 -0.2% |
| 2009 | -- | $71,768 +2% |
| 2008 | -- | $70,360 +2% |
| 2007 | -- | $68,981 +2% |
| 2006 | -- | $67,629 +2% |
| 2005 | -- | $66,303 +2% |
| 2004 | -- | $65,003 +1.9% |
| 2003 | -- | $63,811 +2% |
| 2002 | -- | $62,560 +2% |
| 2001 | -- | $61,333 +2% |
| 2000 | -- | $60,130 |
Find assessor info on the county website
Monthly payment
Est. payment
$7,767/mo
Principal & interest
$6530
Property taxes
$1237
More affordability tools
Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 5/10Gault Elementary SchoolGrades: K-5Distance: 0.9 mi
- 4/10Ark Independent Studies SchoolGrades: 6-12Distance: 0.8 mi
- 10/10Santa Cruz High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: GaultElementary
- Middle: BranciforteMiddleSchool
- High: SantaCruzHigh
Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- California
- Santa Cruz County
- Santa Cruz
- 95060
- 631 Riverside Ave
Nearby cities
Nearby zip codes
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