Price Improved – Best Value in Chesapeake Ranch Estates! This beautifully maintained 3-bedroom, 2.5-bath home offers open-concept living, new granite countertops, and updated stainless steel appliances in the kitchen — perfect for everyday living and entertaining. Enjoy your morning coffee on the beautiful covered front porch, and unwind in a light-filled living space with a flexible main-level layout. Upstairs features a private primary suite with full bath plus two additional bedrooms and full hall bath. The walk-out unfinished basement offers incredible potential with laundry, rough-in plumbing for a full bath, and space for a future bedroom and living area — perfect for adding instant equity. Now offered at $375,000 – schedule your private showing today! Located in Chesapeake Ranch Estates, you’ll enjoy access to community beaches, lake privileges, a clubhouse, playgrounds, and more. Just minutes from shopping, dining, and commuter routes. Don’t miss your chance to call this well-maintained, move-in-ready home your own!
For sale
Price cut: $14K (12/26)
$375,000
634 Silver Rock Rd, Lusby, MD 20657
3beds
1,706sqft
Est.:
Single Family Residence
Built in 1992
0.34 Acres Lot
$375,700 Zestimate®
$220/sqft
$49/mo HOA
What's special
Flexible main-level layoutWalk-out unfinished basementBeautiful covered front porchOpen-concept livingNew granite countertopsLight-filled living space
- 121 days |
- 931 |
- 66 |
Zillow last checked: 8 hours ago
Listing updated: February 15, 2026 at 02:16pm
Listed by:
Vicki Alvey 301-536-4584,
RE/MAX One 4437718009
Source: Bright MLS,MLS#: MDCA2023744
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Basement
- Area: 836
Heating
- Heat Pump, Electric
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Exhaust Fan, Refrigerator, Cooktop, Electric Water Heater
- Laundry: In Basement
Features
- Upgraded Countertops, Soaking Tub, Kitchen Island, Eat-in Kitchen, Primary Bath(s), Formal/Separate Dining Room, Floor Plan - Traditional
- Flooring: Carpet, Luxury Vinyl
- Basement: Unfinished,Full,Rear Entrance,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 2,542
- Total interior livable area: 1,706 sqft
- Finished area above ground: 1,706
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Size: 0.34 Acres
- Features: Backs to Trees, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501116363
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Septic Exists
- Water: Public
Community & HOA
Community
- Subdivision: Chesapeake Ranch Estates
HOA
- Has HOA: Yes
- HOA fee: $585 annually
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $273,267
- Annual tax amount: $3,359
- Date on market: 10/24/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$375,700
$357,000 - $394,000
$2,433/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/16/2026 | Listed for sale | $375,000$220/sqft |
Source:  Bright MLS #MDCA2023744 Report a problem | ||
| 2/7/2026 | Contingent | $375,000$220/sqft |
Source: Bright MLS #MDCA2023744 Report a problem | ||
| 12/26/2025 | Price change | $375,000-3.6%$220/sqft |
Source: Bright MLS #MDCA2023744 Report a problem | ||
| 10/24/2025 | Listed for sale | $389,000+251.7%$228/sqft |
Source: Bright MLS #MDCA2023744 Report a problem | ||
| 10/15/1992 | Sold | $110,600$65/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,949 +10.3% | $273,267 +10.3% |
| 2024 | $2,673 +15.8% | $247,733 +11.5% |
| 2023 | $2,309 +3.9% | $222,200 |
| 2022 | $2,222 +4.1% | $222,200 +8.1% |
| 2021 | $2,135 +3.7% | $205,467 +4.2% |
| 2020 | $2,058 +0.4% | $197,100 |
| 2019 | $2,050 +0.9% | $197,100 +1.7% |
| 2018 | $2,033 -0.6% | $193,767 +0.9% |
| 2017 | $2,044 -24.6% | $192,100 |
| 2016 | $2,711 | $192,100 |
| 2015 | $2,711 | $192,100 -4.3% |
| 2014 | $2,711 | $200,700 |
| 2013 | -- | $200,700 |
| 2012 | -- | $200,700 -15.6% |
| 2011 | -- | $237,670 +2.5% |
| 2010 | -- | $231,766 +2.6% |
| 2009 | -- | $225,863 +2.7% |
| 2008 | -- | $219,960 +15.4% |
| 2007 | -- | $190,636 +18.2% |
| 2006 | -- | $161,313 +22.2% |
| 2005 | -- | $131,990 +4.9% |
| 2004 | -- | $125,866 +5.1% |
| 2003 | -- | $119,743 +5.4% |
| 2002 | -- | $113,620 +1.6% |
| 2001 | -- | $111,822 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,048/mo
Principal & interest
$1755
Property taxes
$244
HOA Fees
$49
Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 5/10Appeal Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 1.5 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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