Price Improved – Best Value in Chesapeake Ranch Estates! This beautifully maintained 3-bedroom, 2.5-bath home offers open-concept living, new granite countertops, and updated stainless steel appliances in the kitchen — perfect for everyday living and entertaining. Enjoy your morning coffee on the beautiful covered front porch, and unwind in a light-filled living space with a flexible main-level layout. Upstairs features a private primary suite with full bath plus two additional bedrooms and full hall bath. The walk-out unfinished basement offers incredible potential with laundry, rough-in plumbing for a full bath, and space for a future bedroom and living area — perfect for adding instant equity. Now offered at $375,000 – schedule your private showing today! Located in Chesapeake Ranch Estates, you’ll enjoy access to community beaches, lake privileges, a clubhouse, playgrounds, and more. Just minutes from shopping, dining, and commuter routes. Don’t miss your chance to call this well-maintained, move-in-ready home your own!
Under contract
$375,000
634 Silver Rock Rd, Lusby, MD 20657
3beds
1,706sqft
Est.: Get pre-qualified
Single Family Residence
Built in 1992
0.34 Acres Lot
$371,300 Zestimate®
$220/sqft
$49/mo HOA
What's special
Flexible main-level layoutWalk-out unfinished basementBeautiful covered front porchOpen-concept livingNew granite countertopsLight-filled living space
- 218 days |
- 33 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Vicki Alvey 301-536-4584,
RE/MAX One 4437718009
Source: Bright MLS,MLS#: MDCA2023744
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Basement
- Area: 836
Heating
- Heat Pump, Electric
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Exhaust Fan, Refrigerator, Cooktop, Electric Water Heater
- Laundry: In Basement
Features
- Upgraded Countertops, Soaking Tub, Kitchen Island, Eat-in Kitchen, Primary Bath(s), Formal/Separate Dining Room, Floor Plan - Traditional
- Flooring: Carpet, Luxury Vinyl
- Basement: Unfinished,Full,Rear Entrance,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 2,542
- Total interior livable area: 1,706 sqft
- Finished area above ground: 1,706
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Size: 0.34 Acres
- Features: Backs to Trees, Wooded
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501116363
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Septic Exists
- Water: Public
Community & HOA
Community
- Subdivision: Chesapeake Ranch Estates
HOA
- Has HOA: Yes
- HOA fee: $585 annually
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $273,267
- Annual tax amount: $3,359
- Date on market: 10/24/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$371,300
$353,000 - $390,000
$2,411/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Contingent | $375,000$220/sqft |
Source:  Bright MLS #MDCA2023744 Report a problem | ||
| 2/16/2026 | Listed for sale | $375,000$220/sqft |
Source: Bright MLS #MDCA2023744 Report a problem | ||
| 2/7/2026 | Contingent | $375,000$220/sqft |
Source: Bright MLS #MDCA2023744 Report a problem | ||
| 12/26/2025 | Price change | $375,000-3.6%$220/sqft |
Source: Bright MLS #MDCA2023744 Report a problem | ||
| 10/24/2025 | Listed for sale | $389,000+251.7%$228/sqft |
Source: Bright MLS #MDCA2023744 Report a problem | ||
| 10/15/1992 | Sold | $110,600$65/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,949 +10.3% | $273,267 +10.3% |
| 2024 | $2,673 +15.8% | $247,733 +11.5% |
| 2023 | $2,309 +3.9% | $222,200 |
| 2022 | $2,222 +4.1% | $222,200 +8.1% |
| 2021 | $2,135 +3.7% | $205,467 +4.2% |
| 2020 | $2,058 +0.4% | $197,100 |
| 2019 | $2,050 +0.9% | $197,100 +1.7% |
| 2018 | $2,033 -0.6% | $193,767 +0.9% |
| 2017 | $2,044 -24.6% | $192,100 |
| 2016 | $2,711 | $192,100 |
| 2015 | $2,711 | $192,100 -4.3% |
| 2014 | $2,711 | $200,700 |
| 2013 | -- | $200,700 |
| 2012 | -- | $200,700 -15.6% |
| 2011 | -- | $237,670 +2.5% |
| 2010 | -- | $231,766 +2.6% |
| 2009 | -- | $225,863 +2.7% |
| 2008 | -- | $219,960 +15.4% |
| 2007 | -- | $190,636 +18.2% |
| 2006 | -- | $161,313 +22.2% |
| 2005 | -- | $131,990 +4.9% |
| 2004 | -- | $125,866 +5.1% |
| 2003 | -- | $119,743 +5.4% |
| 2002 | -- | $113,620 +1.6% |
| 2001 | -- | $111,822 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 20657
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Appeal Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 6/10Mill Creek Middle SchoolGrades: 6-8Distance: 1.5 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Calvert County
- Lusby
- 20657
- 634 Silver Rock Rd
Nearby cities
Nearby zip codes
Other Lusby Topics
