Come Check out this Fabulous 4 Bedroom Bayfront Ranch home with 178' of beautiful boatable waterfront on a private 3-acre lot! This outstanding property boasts so much including a 24X24 Garage PLUS a 32X42 Quonset hut for your boat storage! The Home was built in 2016 and although has been used as a cottage would make a great primary home with one adjustment! The Home features a beautiful layout with large spacious kitchen, open dining/living room, Master suite, 3 guest bedrooms, 2nd full bath, mudroom/entry and a beautiful full covered front porch! 100' of rolling dock and Hoist for a 6000LB boat will stay with the home! Waterfront is beautiful clear swimming waterfront with protected boating and outstanding fishing! You can also launch your own boat right by the dock! Gas Fireplace, Tile flooring and so much more! Do not miss out on this one!
Under contract
$619,900
6345 Fire Rd #40, Three Mile Bay, NY 13693
4beds
1,800sqft
Single Family Residence
Built in 2016
3.13 Acres Lot
$575,200 Zestimate®
$344/sqft
$-- HOA
What's special
Boatable waterfrontGas fireplaceRolling dockFull covered front porchBeautiful layoutTile flooringOutstanding fishing
- 207 days |
- 437 |
- 14 |
Zillow last checked: 7 hours ago
Listing updated: March 02, 2026 at 12:02am
Listing by:
Lake Ontario Realty, LLC 315-649-3434,
Amanda J Miller 315-649-3434
Source: NYSAMLSs,MLS#: S1631977
Originating MLS: Jefferson-Lewis Board
Originating MLS: Jefferson-Lewis BoardFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Heating
- Propane, Forced Air
Cooling
- Central Air
Appliances
- Included: Built-In Range, Built-In Oven, Dryer, Dishwasher, Electric Water Heater, Refrigerator, Washer
Features
- Eat-in Kitchen, Kitchen/Family Room Combo, Living/Dining Room, Bedroom on Main Level
- Flooring: Hardwood, Laminate, Varies
- Number of fireplaces: 1
Interior area
- Total structure area: 1,800
- Total interior livable area: 1,800 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage
- Garage spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck, Dock, Gravel Driveway, See Remarks, Propane Tank - Leased
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Lake
- Body of water: Three Mile Bay
- Frontage length: 178
Lot
- Size: 3.13 Acres
- Dimensions: 120 x 180
- Features: Rectangular, Rectangular Lot
Details
- Parcel number: 2244890700110003019000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Spray Foam Insulation, Vinyl Siding
- Foundation: Block, Slab
- Roof: Metal
Condition
- Resale
- Year built: 2016
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Location
- Region: Three Mile Bay
Financial & listing details
- Price per square foot: $344/sqft
- Tax assessed value: $254,500
- Annual tax amount: $5,097
- Date on market: 8/22/2025
- Cumulative days on market: 207 days
- Listing terms: Cash,Conventional,VA Loan
Estimated market value
$575,200
$546,000 - $604,000
$2,372/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/27/2026 | Contingent | $619,900$344/sqft |
Source:  NYSAMLSs #S1631977 Report a problem | ||
| 8/24/2025 | Listed for sale | $619,900+247.3%$344/sqft |
Source: NYSAMLSs #S1631977 Report a problem | ||
| 9/23/2016 | Sold | $178,500$99/sqft |
Source: NYSAMLSs #S353961 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $254,500 |
| 2023 | -- | $254,500 |
| 2022 | -- | $254,500 |
| 2021 | -- | $254,500 +5% |
| 2020 | -- | $242,400 |
| 2019 | -- | $242,400 +16.3% |
| 2018 | -- | $208,400 +19.3% |
| 2017 | $2,688 | $174,700 +16.9% |
| 2016 | -- | $149,500 |
| 2015 | -- | $149,500 |
| 2014 | -- | $149,500 |
| 2013 | -- | $149,500 +281.4% |
| 2012 | -- | $39,200 |
| 2011 | -- | $39,200 |
| 2010 | -- | $39,200 |
| 2009 | -- | $39,200 |
| 2008 | -- | $39,200 |
| 2007 | -- | $39,200 |
| 2006 | -- | $39,200 |
| 2005 | -- | $39,200 |
| 2004 | -- | $39,200 |
| 2003 | -- | $39,200 |
| 2002 | -- | $39,200 |
| 2001 | -- | $39,200 |
| 2000 | -- | $39,200 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Neighborhood: 13693
Nearby schools
GreatSchools rating
- 6/10Lyme Central SchoolGrades: PK-12Distance: 6.1 mi
Schools provided by the listing agent
- District: Lyme
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 13693
- New York
- Jefferson County
- Three Mile Bay
- 13693
- 6345 Fire Rd Unit 40
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