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For sale
    • $395,000

    635 River Oaks Rd, Center Cross, VA 22437

    3beds
    1,232sqft
    : 
    $2,547/mo
    Get pre-qualified
    Single Family Residence
    Built in 1979
    0.52 Acres Lot
    $390,900 Zestimate®
    $321/sqft
    $125/mo HOA

    What's special

    First Time Offering of this Adorable River Home with views of the Rappahannock River located in the sought after River Oaks Neighborhood in Center Cross! This Rancher offers 3 spacious bedrooms, 2 full bathrooms, and one car garage. The Full Front Porch welcomes you to the home. As you enter the front door, you step into the Living room that has brick fireplace, Ceiling Fan, and opens to Kitchen area. Kitchen has large Eat in area and Sliding Doors to the rear Deck! Spacious Primary Bedroom has its own Private full Bathroom. Two other bedrooms have carpet and closets and share hall full Bathroom. You can access garage through the kitchen. Washer and Dryer hookups are located in garage. Let the entertaining extend to the deck and patio that overlook a large, level rear yard. Two large Toolsheds/Workshops are located at the rear of the property. From the front porch and most of the rooms in the house, you have views of the Rappahannock River! Short walk to the Community Pier, Boat Ramp, Beach, and Pavillion!(Deeded access)! Roof was replaced in 2020! 200 AMP Electrical Panel. Minutes from Garratts Marina!
    11 days
    |
    108
    |
    4
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Pam Wood 804-513-8842,

    Hometown Realty 804-747-9933

    Source: CVRMLS,MLS#: 2617029MLS LogoOriginating MLS: Central Virginia Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 2
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 3
      • Level: First
      • Dimensions: 0 x 0
      Other
      • Description: Tub & Shower
      • Level: First
      Kitchen
      • Description: Eat in/Opens to Living Room
      • Level: First
      • Dimensions: 0 x 0
      Laundry
      • Description: In garage
      • Level: Lower
      • Dimensions: 0 x 0
      Living room
      • Description: Fireplace/Freshly painted
      • Level: First
      • Dimensions: 0 x 0
      Heating
      • Baseboard, Electric
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Dishwasher, Electric Water Heater, Refrigerator, Stove
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Fireplace, Laminate Counters, Main Level Primary
      • Doors: Sliding Doors
      • Basement: Crawl Space
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      • Fireplace features: Masonry
      Interior area
      • Total interior livable area: 1,232 sqft
      • Finished area above ground: 1,232
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage
      • Attached garage spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch, Deck
      • Exterior features: Deck, Out Building(s), Storage, Shed
      • Pool features: None
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: River Front, Water Access, Walk to Water
      • Body of water: Rappahannock
      Lot
      • Size: 0.52 Acres
      • Features: Landscaped, Level
      • Topography: Level
      Details
      • Additional structures: Shed(s), Outbuilding
      • Parcel number: 54B3B1
      • Zoning description: R-2
      • Special conditions: Estate

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Drywall, Frame, Vinyl Siding
      Condition
      • Resale
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Features: Beach, Boat Facilities, Common Grounds/Area, Park
      • Subdivision: River Oaks
      HOA
      • Has HOA: Yes
      • HOA fee: $125 monthly
      Location
      • Region: Center Cross

      Financial & listing details

      • Price per square foot: $321/sqft
      • Tax assessed value: $232,200
      • Annual tax amount: $1,277
      • Date on market: 7/27/2026
      • Ownership: Estate
      Pam Wood

      (804) 513-8842

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        $390,900

        $371,000 - $410,000

        $1,615/mo

        Price history

        DateEventPrice
        7/30/2026Listed for sale$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem
        7/12/2026Pending sale$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem
        7/10/2026Listed for sale$395,000$321/sqft
        Source: CVRMLS #2617029 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22437

        Getting around

        0 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Essex
        • Middle: Essex
        • High: Essex

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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