Tucked within a quiet, gated enclave surrounded by protected nature preserves, this 3BR, 3.5BA, offers the perfect combination of privacy, comfort, and coastal living. A former model home, it showcases premium builder craftsmanship where no detail was overlooked. Just a short walk or bike ride to the sugar-white sands of 30A, it has been meticulously maintained in a community that does not allow short-term rentals.The desirable master-on-main design offers comfort and privacy, while the upper level features a spacious loft and two additional bedrooms. One bedroom includes custom built-in bunk beds, perfect for guests or kids, and flex space between the bedrooms has been thoughtfully utilized as a work from home nook.Designed in a soft neutral coastal palette, this home features stainless steel appliances, granite countertops, shaker-style cabinetry, crown molding throughout, shiplap accents, and custom woodwork. The main level is equipped with surround sound, and the outdoor living area includes a cozy gas fireplace ideal for relaxing evenings under the stars.
The garage is both functional and polished, featuring epoxy flooring and built-in shelving for added storage and organization.
Located within the gated Cottage Grove community, residents enjoy a neighborhood pool, beautifully landscaped common areas, and easy access to nearby walking and biking trails. Surrounded by nature yet just minutes from the sugar-white beaches, dining, and shopping on 30A, this home offers a rare blend of quality, comfort, and coastal charm and perfect for full-time living or a second home retreat.
Sold for $992,500 on 12/15/25
Zestimate®
$992,500
64 White Cottage Rd, Santa Rosa Beach, FL 32459
3beds
1,899sqft
Single Family Residence
Built in 2021
7,405.2 Square Feet Lot
$992,500 Zestimate®
$523/sqft
$3,966 Estimated rent
Home value
$992,500
$943,000 - $1.04M
$3,966/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: December 15, 2025 at 06:36am
Listed by:
Angie Gibson 205-586-8700,
Watersound Real Estate
Bought with:
Destin N Lowery, 681394
Home Town Realty Partners LLC
Mary F Schroeder, 3645481
Home Town Realty Partners LLC
Source: ECAOR,MLS#: 989197
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: MBed First Floor, Walk-In Closet(s)
Primary bathroom
- Features: Double Vanity
Kitchen
- Level: First
Heating
- Heat - Two or More
Cooling
- AC - 2 or More
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Refrigerator W/IceMk, Gas Range, Washer
- Laundry: Washer/Dryer Hookup
Features
- Crown Molding, Bedroom, Family Room, Kitchen, Loft
- Flooring: Hardwood
- Windows: Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,899
- Total interior livable area: 1,899 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Oversized, Garage Door Opener, Garage
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Porch, Covered Porch
- Exterior features: Barbecue, BBQ Pit/Grill
- Pool features: Community
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 7,405 sqft
- Dimensions: 50 x 148
- Features: Sidewalk
Details
- Additional structures: Pavillion/Gazebo
- Parcel number: 342S20332720000020
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Roof: Metal
Condition
- Construction Complete
- Year built: 2021
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected
Community & neighborhood
Security
- Security features: Security System
Community
- Community features: Gated, Picnic Area, Pool
Location
- Region: Santa Rosa Beach
- Subdivision: Cottage Grove
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $961 quarterly
- Services included: Maintenance Grounds, Recreational Faclty
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/15/2025 | Sold | $992,500-0.7%$523/sqft |
Source:  ECAOR #989197 | ||
| 11/18/2025 | Pending sale | $999,000$526/sqft |
Source: ECAOR #989197 | ||
| 11/7/2025 | Listed for sale | $999,000+2.5%$526/sqft |
Source: ECAOR #989197 | ||
| 6/30/2025 | Sold | $975,000$513/sqft |
Source: ECAOR #942775 | ||
| 6/2/2025 | Pending sale | $975,000$513/sqft |
Source: ECAOR #942775 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,192 +0.5% | $606,660 |
| 2023 | $5,164 -5.2% | $606,660 +3.2% |
| 2022 | $5,448 +482.5% | $587,871 +508.4% |
Find assessor info on the county website
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 1.9 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 7 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$992,500
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