Discover the perfect blend of privacy, recreation and thoughtful updates in this 2-story home set on 3.24 picturesque acres in desirable Callaway Valley.
Offering 4 bedrooms and 3.5 baths with 1,922 sf of finished living space above grade, this home delivers both functionality and flexibility. Numerous updates have been completed throughout, including refreshed bathrooms and improvements across the interior, creating a move-in-ready feel while maintaining warmth and character.
The walk-out lower level includes partial finishing, providing additional living space with the opportunity to easily complete to your specifications - ideal for a recreation room.
The exterior renovation completed in December of 2025 is a standout feature. Improvements include new siding, roof, gutters, gutter guards, fascia, exterior lighting, an insulated garage door and a low-maintenance composite deck with pergola- perfect for entertaining or relaxing while enjoying the peaceful acreage. Windows were replaced just 2 years ago and include a transferable warranty, offering added value and peace of mind.
Outdoors, the property truly shines. The rare, mostly flat yard provides ample space for play, gardening and exploration. Enjoy summer days in the large above-ground pool or take advantage of the spacious barn/shed with electric-ideal for hobbies, storage, or small equipment. A dedicated garden area adds to the property's versatility for those seeking a more self-sustaining lifestyle.
Ownership includes access to Callaway Valley's private, gated 160 acre lake, offering fishing, boating a beach and pavilion amenities- an exceptional recreational benefit that enhances the overall lifestyle appeal of this property.
If you've been searching for acreage, updates and lake privileges in one cohesive package, this property delivers.
Active
Listing Provided by:
Julie A Burt 314-452-8698,
Blondin Group, Inc,
Maureen P Blondin 314-503-4742,
Blondin Group, Inc
$575,000
640 Callaway Ridge Dr, Defiance, MO 63341
4beds
1,922sqft
Est.:
Single Family Residence
Built in 1993
3.24 Acres Lot
$-- Zestimate®
$299/sqft
$54/mo HOA
What's special
Improvements across the interiorInsulated garage doorLarge above-ground poolRefreshed bathroomsExterior lightingNew siding
- 2 days |
- 1,865 |
- 85 |
Zillow last checked: 8 hours ago
Listing updated: February 22, 2026 at 10:31pm
Listing Provided by:
Julie A Burt 314-452-8698,
Blondin Group, Inc,
Maureen P Blondin 314-503-4742,
Blondin Group, Inc
Source: MARIS,MLS#: 26009599
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Description: 2 closets, coffered ceiling
- Features: Floor Covering: Wood
- Level: Upper
- Area: 176
- Dimensions: 16x11
Bedroom 2
- Description: vaulted ceiling, palladian window
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom 3
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 120
- Dimensions: 12x10
Bedroom 4
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 120
- Dimensions: 12x10
Primary bathroom
- Description: skylight, newly remodeled
- Features: Floor Covering: Ceramic Tile
- Level: Upper
- Area: 108
- Dimensions: 9x12
Breakfast room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 135
- Dimensions: 15x9
Great room
- Features: Floor Covering: Wood
- Level: Main
- Area: 288
- Dimensions: 16x18
Kitchen
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 132
- Dimensions: 11x12
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 36
- Dimensions: 6x6
Office
- Features: Floor Covering: Wood
- Level: Main
- Area: 130
- Dimensions: 13x10
Heating
- Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Stainless Steel Appliance(s), Dishwasher, Disposal, Ice Maker, Microwave, Propane Water Heater, Gas Range, Gas Water Heater, Water Softener
- Laundry: Main Level
Features
- Breakfast Bar, Breakfast Room, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Laminate Counters, Pantry, Storage, Tub, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Wood
- Doors: French Doors, Panel Door(s)
- Windows: Bay Window(s), Blinds, Double Pane Windows, Insulated Windows, Skylight(s), Tilt-In Windows
- Basement: Concrete,Partially Finished,Full,Storage Space,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Great Room, Insert, Wood Burning
Interior area
- Total structure area: 1,922
- Total interior livable area: 1,922 sqft
- Finished area above ground: 1,922
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Attached, Concrete
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Composite, Front Porch
- Exterior features: Garden, Private Yard, Storage
- Has private pool: Yes
- Pool features: Above Ground, Liner, Outdoor Pool, Pool Cover
- Fencing: None
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 3.24 Acres
- Dimensions: 221 x 675 x 53 x 78 x 77 x 50 x 639
- Features: Back Yard, Front Yard, Garden, Level, Natural Foliage, Rectangular Lot, Wooded
Details
- Additional structures: Shed(s)
- Parcel number: 300776369000202.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Year built: 1993
Utilities & green energy
- Electric: Single Phase
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Propane, Underground Utilities, Water Connected
Community & HOA
Community
- Subdivision: Callaway Valley
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Beach Rights, Boating, Lake
- Services included: Maintenance Parking/Roads
- HOA fee: $650 annually
- HOA name: Callaway Valley
Location
- Region: Defiance
Financial & listing details
- Price per square foot: $299/sqft
- Tax assessed value: $356,088
- Annual tax amount: $3,756
- Date on market: 2/22/2026
- Cumulative days on market: 2 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/22/2026 | Listed for sale | $575,000$299/sqft |
Source:  MARIS #26009599 Report a problem | ||
| 12/18/2003 | Sold | -- |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $67,656 +13.3% |
| 2024 | $3,684 +4.8% | $59,733 |
| 2023 | $3,516 +9.3% | $59,733 +17.5% |
| 2022 | $3,217 | $50,826 |
| 2021 | -- | $50,826 +4.5% |
| 2020 | -- | $48,637 +0.8% |
| 2019 | $3,051 | $48,231 +4.5% |
| 2018 | $3,051 +0.6% | $46,170 |
| 2017 | $3,034 +2.4% | $46,170 +6.2% |
| 2016 | $2,963 +0% | $43,486 |
| 2015 | $2,962 +3.3% | $43,486 +6.8% |
| 2014 | $2,867 | $40,717 |
| 2013 | -- | $40,717 -3.8% |
| 2012 | -- | $42,330 -5.8% |
| 2011 | -- | $44,920 |
| 2010 | -- | $44,920 |
| 2009 | -- | $44,920 -8.2% |
| 2008 | -- | $48,910 -79.1% |
| 2007 | -- | $233,630 |
| 2006 | -- | $233,630 |
| 2005 | -- | $233,630 +19.8% |
| 2004 | -- | $195,060 |
| 2003 | -- | $195,060 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,318/mo
Principal & interest
$2751
Property taxes
$513
HOA Fees
$54
Climate risks
Neighborhood: 63341
Nearby schools
GreatSchools rating
- 8/10Daniel Boone Elementary SchoolGrades: K-5Distance: 2.6 mi
- 8/10Francis Howell Middle SchoolGrades: 6-8Distance: 10.2 mi
- 10/10Francis Howell High SchoolGrades: 9-12Distance: 7.8 mi
Schools provided by the listing agent
- Elementary: Daniel Boone Elem.
- Middle: Francis Howell Middle
- High: Francis Howell High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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