Skip main navigation
Sold for $262,000
  • $262,000

    640 Lutzke Rd, Saginaw, MI 48609

    3beds
    1,933sqft
    Single Family Residence
    Built in 2005
    0.57 Acres Lot
    $263,300 Zestimate®
    $136/sqft
    $1,373 Estimated rent

    Home value

    $263,300

    $248,000 - $279,000

    $1,373/mo

    Zestimate® history
    Loading...

    Owner options

    List your home for rent

    $1,373/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $1,373/mo

    Rent Zestimate®

    Refinance and save

    $1,450/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $1,450/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Move right into this beautifully updated Thomas Township home situated on over a half-acre lot! Offering 3 bedrooms, 2 full baths, and 1,218 square feet of main living space — plus an additional 715 sqare feet of finished space in the basement with a family room, office, and washer and dryer. This home provides room to live, relax, and entertain comfortably. The main floor features a cozy living room with a gas fireplace, two bedrooms, a full bath, and an updated kitchen complete with granite countertops, stainless steel appliances, tile backsplash, and a casual dining area perfect for everyday living. Upstairs, retreat to your private primary suite featuring a double closet and beautifully updated en-suite bath — your own peaceful getaway at the end of the day. Step outside and enjoy your spacious backyard oasis. The patio is ideal for entertaining, while mature trees provide privacy and shade. The property also includes a heated pole garage with electricity — perfect for hobbies, storage, or extra workspace — along with an additional shed for even more storage. You’ll appreciate the added peace of mind this home provides, featuring a professionally installed generator interlock kit with backfeed capability, allowing you to safely power most of the home during outages. Washer and dryer can remain with an acceptable offer, offering added convenience and flexibility for the next owner. This home truly offers comfort, space, functionality, and thoughtful updates — all in a desirable location. Call today to schedule your private showing!

    Zillow last checked:

    Listing updated:

    Listed by:

    Theresa Guthrie 989-430-4560,

    RE/MAX of Midland

    Bought with:

    Herb Saenz

    Modern Realty

    Source: MiRealSource,MLS#: 50200611MLS LogoOriginating MLS: Saginaw Board of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 1
    • Main level bedrooms: 2
    Bedroom 1
    • Features: Carpet
    • Level: Second
    • Area: 224
    • Dimensions: 14 x 16
    Bedroom 2
    • Features: Laminate
    • Level: Main
    • Area: 132
    • Dimensions: 11 x 12
    Bedroom 3
    • Features: Laminate
    • Level: Main
    • Area: 100
    • Dimensions: 10 x 10
    Bathroom 1
    • Level: Main
    • Area: 45
    • Dimensions: 9 x 5
    Bathroom 2
    • Level: Second
    • Area: 40
    • Dimensions: 8 x 5
    Family room
    • Features: Carpet
    • Level: Lower
    • Area: 286
    • Dimensions: 26 x 11
    Kitchen
    • Features: Laminate
    • Level: Main
    • Area: 144
    • Dimensions: 9 x 16
    Living room
    • Features: Laminate
    • Level: Main
    • Area: 240
    • Dimensions: 15 x 16
    Office
    • Level: Lower
    • Area: 144
    • Dimensions: 12 x 12
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Ceiling Fan(s), Central Air, Exhaust Fan
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
    Features
    • Sump Pump
    • Flooring: Carpet, Laminate
    • Basement: Finished,Full,Concrete,Sump Pump
    • Number of fireplaces: 1
    • Fireplace features: Gas
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 2,112
    • Total interior livable area: 1,933 sqft
    • Finished area above ground: 1,218
    • Finished area below ground: 715

    Property

    Parking
    • Total spaces: 2
    • Parking features: Detached, Electric in Garage, Heated Garage
    • Garage spaces: 2
    Features
    • Levels: One and One Half
    • Stories: 1
    • Patio & porch: Patio, Porch
    • Frontage type: Road
    • Frontage length: 75
    Lot
    • Size: 0.57 Acres
    • Dimensions: 75 x 330
    • Features: Deep Lot - 150+ Ft., Wooded
    Details
    • Additional structures: Shed(s)
    • Parcel number: 28123254069001
    • Zoning description: Residential
    • Special conditions: Private

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Basement, Concrete Perimeter
    Condition
    • New construction: No
    • Year built: 2005

    Utilities & green energy

    • Sewer: Public Sanitary
    • Water: Public
    • Utilities for property: Cable/Internet Avail., Sewer Connected, Water Connected

    Community & neighborhood

    Location
    • Region: Saginaw
    • Subdivision: No

    Other

    Other facts
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan,MIStateHsDevAuthority
    • Road surface type: Paved

    Price history

    DateEventPrice
    4/17/2026Sold$262,000-4%$136/sqft
    Source: MiRealSource #50200611 Report a problem
    3/20/2026Pending sale$273,000$141/sqft
    Source: MIDMLS #50200610 Report a problem
    3/11/2026Listed for sale$273,000$141/sqft
    Source: MIDMLS #50200610 Report a problem
    3/6/2026Pending sale$273,000$141/sqft
    Source: MiRealSource #50200611 Report a problem
    3/3/2026Listed for sale$273,000+59.6%$141/sqft
    Source: MIDMLS #50200610 Report a problem
    10/9/2020Sold$171,000+6.9%$88/sqft
    Source: MiRealSource #50020956 Report a problem
    8/21/2020Pending sale$159,900$83/sqft
    Source: Century 21 Signature Realty #50020956 Report a problem
    8/18/2020Listed for sale$159,900+25.9%$83/sqft
    Source: Century 21 Signature Realty #50020956 Report a problem
    10/13/2016Sold$127,000-8.6%$66/sqft
    Source: Public Record Report a problem
    8/26/2016Pending sale$139,000$72/sqft
    Source: RE/MAX New Image #31301278 Report a problem
    8/24/2016Listed for sale$139,000+134.3%$72/sqft
    Source: RE/MAX New Image #31301278 Report a problem
    6/15/2015Sold$59,325+6.5%$31/sqft
    Source: Public Record Report a problem
    5/16/2015Price change$55,700+142.2%$29/sqft
    Source: All Star Real Estate Samborn & Assoc. Report a problem
    4/10/2015Price change$23,000-58.7%$12/sqft
    Source: HomeSearch.com Realty Services Inc #515-15-0050 Report a problem
    3/27/2015Listed for sale$55,700-58.5%$29/sqft
    Source: All Star Real Estate Samborn & Assoc. Report a problem
    12/3/2014Sold$134,204+38.1%$69/sqft
    Source: Public Record Report a problem
    10/25/2013Listing removed$97,157$50/sqft
    Source: Keller Williams - Saginaw #123541 Report a problem
    10/2/2013Price change$97,157-0.9%$50/sqft
    Source: Keller Williams - Saginaw #123541 Report a problem
    7/23/2013Price change$98,000-1%$51/sqft
    Source: Keller Williams - Saginaw #123541 Report a problem
    6/13/2013Listed for sale$99,000$51/sqft
    Source: Keller Williams - Saginaw #123541 Report a problem
    2/20/2013Listing removed$99,000$51/sqft
    Source: Keller Williams - Saginaw #123541 Report a problem
    1/31/2013Price change$99,000-10%$51/sqft
    Source: Keller Williams - Saginaw #123541 Report a problem
    12/30/2012Listed for sale$110,000-21.4%$57/sqft
    Source: Keller Williams - Saginaw #123541 Report a problem
    3/24/2011Listing removed$139,900$72/sqft
    Source: Owner Report a problem
    4/10/2010Price change$139,900-3.5%$72/sqft
    Source: Owner Report a problem
    3/15/2010Listed for sale$145,000-2%$75/sqft
    Source: Owner Report a problem
    1/21/2010Listing removed$147,900+236.1%$77/sqft
    Source: Keller Williams #091887 Report a problem
    5/23/2005Sold$44,000$23/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$2,226 -9.1%$72,300 +6.2%
    2023$2,448 $68,100 +8.3%
    2022-- $62,900 +8.8%
    2021$2,087 $57,800 +5.9%
    2020$2,087 +14.4%$54,600 -0.4%
    2018$1,825 -27.3%$54,800 +8.9%
    2017$2,511 $50,300 +1.6%
    2016$2,511 $49,500 -11.6%
    2014$2,511 $56,000 +7.7%
    2013-- $52,000 +6.6%
    2012-- $48,800 +1.2%
    2011-- $48,200 +10.8%
    2010-- $43,500 -25.4%
    2009-- $58,300 -11.7%
    2008-- $66,000
    2007-- $66,000 +0.3%
    2006-- $65,800 +324.5%
    2005-- $15,500

    Find assessor info on the county website

    Neighborhood: 48609

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Swan Valley School District

    Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $263,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $263,300