WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP IN INDIAN ROCKS BEACH, FL Experience the best of coastal living in this beautifully upgraded three-bedroom two bath townhome, ideally located just two blocks from the pristine beaches of Indian Rocks Beach and perfectly positioned on the Intracoastal Waterway. This boater’s paradise includes a deeded boat slip with a 10,000-lb davit/master lift, offering direct access to open water. Enjoy breathtaking Intracoastal views from multiple levels, enhanced by newly added decks on each floor, ideal for relaxing or entertaining. The interior features a modern, low-maintenance design with vaulted ceilings. The interior showcases a thoughtfully updated design featuring granite countertops, new kitchen cabinets, and newer appliances, along with luxury vinyl flooring throughout for easy coastal living. Both bathrooms have been fully updated with new tile, new vanities, new fixtures, and granite countertops, creating a fresh, spa-like feel. A new 2024 A/C system adds comfort, while a spacious three-car garages offers a polyaspartic garage floor and provides ample storage. Roofs are scheduled to be replaced, offering added peace of mind. The community offers resort-style amenities including a heated pool, hot tub, tennis courts, and a pickleball court, creating a true Florida lifestyle experience. Whether you’re seeking a primary residence, vacation retreat, or investment opportunity, this townhome delivers the perfect blend of luxury, location, two blocks to the beach, and waterfront living.
For sale
$720,000
641 Garland Cir, Indian Rocks Beach, FL 33785
3beds
1,566sqft
Est.:
Townhouse
Built in 1994
1,167 Square Feet Lot
$684,000 Zestimate®
$460/sqft
$898/mo HOA
What's special
Modern low-maintenance designGranite countertopsNewer appliancesVaulted ceilingsWaterfront townhomeFresh spa-like feelThoughtfully updated design
- 25 days |
- 1,179 |
- 56 |
Zillow last checked: 8 hours ago
Listing updated: February 22, 2026 at 12:11pm
Listing Provided by:
Melody Williams 727-560-9800,
LUXURY & BEACH REALTY INC 727-800-5906
Source: Stellar MLS,MLS#: TB8472005
Originating MLS: Suncoast Tampa

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Great Room
Primary bedroom
- Features: Shower No Tub, Walk-In Closet(s)
- Level: Second
- Area: 101.21 Square Feet
- Dimensions: 11.11x9.11
Bedroom 2
- Features: Walk-In Closet(s)
- Level: Second
- Area: 154.87 Square Feet
- Dimensions: 17x9.11
Bedroom 3
- Features: Dual Closets
- Level: Second
- Area: 103.85 Square Feet
- Dimensions: 11.4x9.11
Bathroom 1
- Features: Shower No Tub
- Level: First
- Area: 55 Square Feet
- Dimensions: 11x5
Bathroom 2
- Features: Tub With Shower
- Level: Second
- Area: 75.53 Square Feet
- Dimensions: 8.3x9.1
Kitchen
- Level: Second
- Area: 128.7 Square Feet
- Dimensions: 9.9x13
Living room
- Level: Second
- Area: 270.04 Square Feet
- Dimensions: 15.7x17.2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Washer
- Laundry: Inside
Features
- Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Flooring: Laminate, Tile
- Doors: Sliding Doors
- Has fireplace: Yes
- Fireplace features: Non Wood Burning
Interior area
- Total structure area: 2,349
- Total interior livable area: 1,566 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Garage Door Opener, Guest, Tandem
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Front Porch, Patio, Rear Porch
- Exterior features: Balcony, Irrigation System, Boat Slip
- Pool features: Gunite, Heated
- Has spa: Yes
- Has view: Yes
- View description: Water, Bay/Harbor - Full, Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
- Waterfront features: Waterfront, Intracoastal Waterway, Intracoastal Waterway Access, Davits, Lift, No Wake Zone
Lot
- Size: 1,167 Square Feet
- Features: FloodZone, Landscaped
Details
- Parcel number: 123014201400110510
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Architectural style: Coastal
- Property subtype: Townhouse
Materials
- Block
- Foundation: Block
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Fishing, Intracoastal Waterway, Waterfront, Golf Carts OK, Pool, Tennis Court(s)
- Subdivision: CURLEW LANDINGS SOUTH
HOA
- Has HOA: Yes
- Amenities included: Cable TV, Pool, Spa/Hot Tub, Tennis Court(s)
- Services included: Cable TV, Community Pool, Insurance, Internet, Private Road, Sewer, Trash, Water
- HOA fee: $898 monthly
- HOA name: Qualified Property Management
- Pet fee: $0 monthly
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $460/sqft
- Tax assessed value: $560,377
- Annual tax amount: $4,723
- Date on market: 2/7/2026
- Cumulative days on market: 26 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$684,000
$650,000 - $718,000
$4,110/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/7/2026 | Listed for sale | $720,000+68.2%$460/sqft |
Source: | ||
| 8/28/2020 | Sold | $428,000-4.9%$273/sqft |
Source: Stellar MLS #U8089166 Report a problem | ||
| 6/30/2020 | Pending sale | $450,000$287/sqft |
Source: BEACH PLACE ONE REAL ESTATE #U8089166 Report a problem | ||
| 6/27/2020 | Listed for sale | $450,000+209.9%$287/sqft |
Source: BEACH PLACE ONE REAL ESTATE #U8089166 Report a problem | ||
| 10/4/1994 | Sold | $145,200$93/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,724 +1.2% | $316,637 +3% |
| 2023 | $4,668 +5.7% | $307,415 +3% |
| 2022 | $4,415 -1.8% | $298,461 +3% |
| 2021 | $4,497 -23% | $289,768 -11.4% |
| 2020 | $5,837 +4.7% | $326,891 +7.4% |
| 2019 | $5,576 | $304,372 -2.3% |
| 2018 | $5,576 +6.5% | $311,406 +3.3% |
| 2017 | $5,235 +15.7% | $301,549 +19.7% |
| 2016 | $4,527 +1.9% | $251,994 +0% |
| 2015 | $4,443 +11% | $251,903 +15.6% |
| 2014 | $4,003 +14.2% | $217,850 +26.8% |
| 2013 | $3,506 -8.3% | $171,810 -9.3% |
| 2012 | $3,825 | $189,343 -0.5% |
| 2011 | -- | $190,204 -16% |
| 2010 | -- | $226,464 -2.6% |
| 2009 | -- | $232,392 -17.2% |
| 2008 | $5,138 | $280,600 -32% |
| 2007 | -- | $412,500 +58.1% |
| 2005 | -- | $260,900 +21.7% |
| 2004 | $4,341 +9.1% | $214,300 +9.6% |
| 2003 | $3,978 +25.6% | $195,600 +4.3% |
| 2002 | $3,167 +3.9% | $187,600 +23.8% |
| 2001 | $3,047 +8.5% | $151,500 +8% |
| 2000 | $2,807 | $140,300 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,400/mo
Principal & interest
$3416
Property taxes
$1086
HOA Fees
$898
Climate risks
Neighborhood: 33785
Nearby schools
GreatSchools rating
- 9/10Anona Elementary SchoolGrades: PK-5Distance: 1 mi
- 6/10Seminole Middle SchoolGrades: 6-8Distance: 3 mi
- 4/10Seminole High SchoolGrades: 9-12Distance: 3.1 mi
Local experts in 33785
- Florida
- Pinellas County
- Indian Rocks Beach
- 33785
- 641 Garland Cir
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