2-Bed Coastal Cottage Near Topsail Beaches & Camp Lejeune Back Gate
Looking for an easy beach home near Holly Ridge with quick access to the coast and base? 644 E Ocean Rd is a 2-bedroom, 2-bath cottage built in 2010 with 910 heated square feet and updates throughout. It's close to Topsail Beaches, Surf City, Wilmington, and the back gate of Camp Lejeune.
This coastal-style home offers simple, one-level living. Morning light fills the main living area, making it feel bright and calm. The open layout connects the kitchen and living room, great for quiet nights or hosting friends after a beach day. Both bedrooms have nearby full baths, giving privacy for guests or family.
Enjoy a low-maintenance yard and no long commute to shopping, schools, or Hwy 17. Whether you want a primary home, beach getaway, or rental investment, this Holly Ridge property fits coastal living.
For sale
Price cut: $858 (2/26)
$259,000
644 E Ocean Road, Holly Ridge, NC 28445
2beds
905sqft
Est.:
Single Family Residence
Built in 2010
7,405.2 Square Feet Lot
$257,000 Zestimate®
$286/sqft
$-- HOA
What's special
- 75 days |
- 1,717 |
- 88 |
Zillow last checked: 7 hours ago
Listing updated: March 01, 2026 at 04:00pm
Listed by:
Paige Crenshaw Ferrin 352-430-7279,
Brass Lantern Realty
Source: Hive MLS,MLS#: 100544828
Originating MLS: Carteret County Association of Realtors
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Master Bedroom, Bedroom 2, Living Room, Bathroom 2, Bathroom 1
Heating
- Heat Pump, Electric
Cooling
- Heat Pump
Appliances
- Included: Electric Oven, Built-In Microwave
- Laundry: Laundry Closet
Features
- Walk-in Closet(s), Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
- Flooring: LVT/LVP, Tile
- Windows: Thermal Windows
- Basement: None
- Attic: Access Only
Interior area
- Total structure area: 905
- Total interior livable area: 905 sqft
Property
Parking
- Total spaces: 3
- Parking features: Shared Driveway, Paved
- Has garage: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Patio & porch: Covered, Deck, Porch
- Exterior features: None
- Pool features: None
- Fencing: Privacy,Back Yard,Wood
- Has view: Yes
- View description: See Remarks
- Waterfront features: None
- Frontage type: See Remarks
Lot
- Size: 7,405.2 Square Feet
Details
- Parcel number: 734b17
- Zoning: R-15A
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding
- Foundation: Block
- Roof: Composition
Condition
- New construction: No
- Year built: 2010
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Other
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Not In Subdivision
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Holly Ridge
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $137,795
- Annual tax amount: $1,371
- Date on market: 2/6/2026
- Cumulative days on market: 75 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
$257,000
$244,000 - $270,000
$1,300/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/26/2026 | Price change | $259,000-0.3%$286/sqft |
Source: | ||
| 2/6/2026 | Listed for sale | $259,858-1.5%$287/sqft |
Source: | ||
| 1/3/2026 | Contingent | $263,858$292/sqft |
Source: | ||
| 12/10/2025 | Listed for sale | $263,858+95.5%$292/sqft |
Source: | ||
| 8/13/2025 | Listing removed | $1,750$2/sqft |
Source: Hive MLS #100521611 Report a problem | ||
| 7/29/2025 | Listed for rent | $1,750$2/sqft |
Source: Hive MLS #100521611 Report a problem | ||
| 7/6/2024 | Listing removed | -- |
Source: Hive MLS #100446911 Report a problem | ||
| 6/7/2024 | Price change | $1,750-5.4%$2/sqft |
Source: Hive MLS #100446911 Report a problem | ||
| 6/1/2024 | Listed for rent | $1,850+85.9%$2/sqft |
Source: Hive MLS #100446911 Report a problem | ||
| 6/21/2018 | Listing removed | $995$1/sqft |
Source: Sweyer Property Management Report a problem | ||
| 5/18/2018 | Listed for rent | $995$1/sqft |
Source: Sweyer Property Management Report a problem | ||
| 12/14/2009 | Sold | $135,000+264.9%$149/sqft |
Source: | ||
| 4/8/2008 | Sold | $37,000$41/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,371 | $137,795 |
| 2024 | $1,371 +0.1% | $137,795 |
| 2023 | $1,370 -1.1% | $137,795 |
| 2022 | $1,385 +31.1% | $137,795 +42.9% |
| 2021 | $1,056 | $96,440 |
| 2020 | $1,056 -0.5% | $96,440 |
| 2019 | $1,061 -0.9% | $96,440 |
| 2018 | $1,070 -4.7% | $96,440 -6.4% |
| 2017 | $1,123 | $103,010 |
| 2016 | $1,123 | $103,010 |
| 2015 | $1,123 | $103,010 |
| 2014 | $1,123 +20.8% | $103,010 +10.9% |
| 2013 | $929 | $92,920 |
| 2011 | $929 | $92,920 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,441/mo
Principal & interest
$1299
Property taxes
$142
More affordability tools
Climate risks
Neighborhood: 28445
Nearby schools
GreatSchools rating
- 10/10Coastal ElementaryGrades: PK-5Distance: 4.2 mi
- 7/10Dixon MiddleGrades: 6-8Distance: 7.8 mi
- 4/10Dixon HighGrades: 9-12Distance: 8 mi
Schools provided by the listing agent
- Elementary: Coastal Elementary
- Middle: Dixon
- High: Dixon
Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28445
- North Carolina
- Onslow County
- Holly Ridge
- 28445
- 644 E Ocean Road





