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  • $565,000

    644 Waterfront Rd, Troy, MT 59935

    3beds
    1,599sqft
    : 
    Single Family Residence
    Built in 1980
    9,757.44 Square Feet Lot
    $519,300 Zestimate®
    $353/sqft
    $-- HOA

    What's special

    Chicken coopTwo car garageCovered patioHot tubRock pathsFire pitCovered bbq grill
    This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property.
    23 days
    |
    2,929
    |
    130
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 11, 2026 at 01:20pm

    Listed by:

    Sharon Denton 406-291-6719,

    Clearwater Montana Properties - Troy

    Source: MRMLS,MLS#: 30056863MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Baseboard, Electric, Pellet Stove
      Appliances
      • Included: Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Washer Hookup
      Features
      • Fireplace, Hot Tub/Spa, Main Level Primary, Open Floorplan
      • Basement: Crawl Space
      • Number of fireplaces: 1
      Interior area
      • Total interior livable area: 1,599 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Awning(s), Rear Porch, Covered, Deck, Enclosed, Patio, See Remarks, Terrace
      • Exterior features: Awning(s), Boat Slip, Dock, Fire Pit, Garden, Hot Tub/Spa, Storage, See Remarks
      • Has spa: Yes
      • Spa features: Hot Tub
      • Fencing: Back Yard,Partial,Wood
      • Has view: Yes
      • View description: Mountain(s), Creek/Stream, Valley, Trees/Woods
      • Has water view: Yes
      • Water view: true
      • Waterfront features: Dock Access, Navigable Water, River Front, Waterfront
      • Body of water: Kootenai River
      Lot
      • Size: 9,757.44 Square Feet
      • Features: Corners Marked, Front Yard, Views, Level
      • Topography: Level
      Details
      • Additional structures: Poultry Coop
      • Parcel number: 56439127205100000
      • Zoning: None
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding, Wood Frame
      • Foundation: Poured
      • Roof: Metal
      Condition
      • Updated/Remodeled,See Remarks
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Private Sewer, Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, High Speed Internet Available, Phone Connected

      Community & HOA

      Community
      • Features: Fishing
      HOA
      • Has HOA: No
      Location
      • Region: Troy

      Financial & listing details

      • Price per square foot: $353/sqft
      • Tax assessed value: $453,839
      • Annual tax amount: $1,277
      • Date on market: 3/11/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt
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        Estimated market value

        $519,300

        $493,000 - $545,000

        $1,978/mo

        Price history

        Price history
        DateEventPrice
        3/11/2026Listed for sale$565,000$353/sqft
        Source: MRMLS #30056863 Report a problem
        9/12/2025Listing removed$565,000$353/sqft
        Source: MRMLS #30056863 Report a problem
        9/3/2025Listed for sale$565,000$353/sqft
        Source: MRMLS #30056863 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$1,035 -6.6%$453,839 +35.3%
        2024$1,109 -46.8%$335,372
        2023$2,083 +13.9%$335,372 +58.3%
        2022$1,829 +5.6%$211,900
        2021$1,732 +38.4%$211,900 +47.5%
        2020$1,251 -1.2%$143,700
        2019$1,267 -25.2%$143,700 -16.5%
        2018$1,694 +15.8%$172,100
        2017$1,463 -9.2%$172,100 +2%
        2016$1,610 +30.7%$168,700
        2015$1,232 -13%$168,700 +66.3%
        2014$1,416 +2.1%$101,442 +3.4%
        2013$1,387 +3.7%$98,132 +3.8%
        2012$1,338 $94,499
        2011-- --
        2010-- --
        2009-- --
        2008-- $123,500
        2007-- $123,500
        2006-- $123,500
        2005-- $123,500
        2004-- $123,500
        2003-- $123,500 +13.5%
        2002-- $108,800
        2000-- $108,800

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,187/mo
        Principal & interest
        $2914
        Property taxes
        $273
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          Neighborhood: 59935

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