Active

Price cut: $15K (6/9)

$550,000

644 Waterfront Rd, Troy, MT 59935

3beds

1,599sqft

$3,401/mo

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Single Family Residence

Built in 1980

9,757 Square Feet Lot

$525,400 Zestimate^®

$344/sqft

$-- HOA

What's special

Chicken coopTwo car garageCovered patioHot tubRock pathsFire pitCovered bbq grill

This home has Wonderful Outside and Inside Living, with 105 ft of Kootenai River Frontage. Landscaped back has several sitting areas, with great views of the Kootenai River. Wander on the rock paths to set in the shade near the hot tub and rocked area with covered BBQ grill and fire pit and take in all the flowers and flow of the river. Or set on the covered patio and watch the boats and kayas float by. Or if the weather isn't perfect set in the glassed in Sunroom/bedroom and watch the fish jump while the Eagles and Osprey fly by. Interior has many updates with lots of new features. Large open living area with pellet stove insert, and lots of windows to view the river. 3 bedrooms and 1.5 baths with the main bedroom having a glass slider for viewing the river and access to the many setting areas. Two car garage with a bonus/office/guest room. Chicken coop. Two set of steps to access the River, plus a floating dock to tie your boat up to or swimming. Truly one-of-a-kind property.

160 days

692

39

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Heating

Baseboard, Electric, Pellet Stove

Appliances

Included: Dishwasher, Microwave, Range, Refrigerator
Laundry: Washer Hookup

Features

Fireplace, Hot Tub/Spa, Main Level Primary, Open Floorplan
Basement: Crawl Space
Number of fireplaces: 1

Interior area

Total interior livable area: 1,599 sqft
Finished area below ground: 0

Video & virtual tour

Property

Parking

Total spaces: 2
Parking features: Garage - Attached
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Awning(s), Rear Porch, Covered, Deck, Enclosed, Patio, See Remarks, Terrace
Exterior features: Awning(s), Boat Slip, Dock, Fire Pit, Garden, Hot Tub/Spa, Storage, See Remarks
Has spa: Yes
Spa features: Hot Tub
Fencing: Back Yard,Partial,Wood
Has view: Yes
View description: Mountain(s), Creek/Stream, Valley, Trees/Woods
Has water view: Yes
Water view: true
Waterfront features: Dock Access, Navigable Water, River Front, Waterfront
Body of water: Kootenai River

Lot

Size: 9,757 Square Feet
Features: Corners Marked, Front Yard, Views, Level
Topography: Level

Details

Additional structures: Poultry Coop
Parcel number: 56439127205100000
Zoning: None
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Wood Siding, Wood Frame
Foundation: Poured
Roof: Metal

Condition

Updated/Remodeled,See Remarks
New construction: No
Year built: 1980

Utilities & green energy

Sewer: Private Sewer, Septic Tank
Water: Well
Utilities for property: Electricity Connected, High Speed Internet Available, Phone Connected

Community & HOA

Community

Features: Fishing

HOA

Has HOA: No

Location

Region: Troy

Financial & listing details

Price per square foot: $344/sqft
Tax assessed value: $453,839
Annual tax amount: $1,277
Date on market: 3/11/2026
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Asphalt

Estimated market value

$525,400

$499,000 - $552,000

$2,055/mo

Price history

Date	Event	Price
6/9/2026	Price change	$550,000-2.7%$344/sqft
Source: MRMLS #30056863 Report a problem
3/11/2026	Listed for sale	$565,000$353/sqft
Source: MRMLS #30056863 Report a problem
9/12/2025	Listing removed	$565,000$353/sqft
Source: MRMLS #30056863 Report a problem
9/3/2025	Listed for sale	$565,000$353/sqft
Source: MRMLS #30056863 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,035 -6.6%	$453,839 +35.3%
2024	$1,109 -46.8%	$335,372
2023	$2,083 +13.9%	$335,372 +58.3%
2022	$1,829 +5.6%	$211,900
2021	$1,732 +38.4%	$211,900 +47.5%
2020	$1,251 -1.2%	$143,700
2019	$1,267 -25.2%	$143,700 -16.5%
2018	$1,694 +15.8%	$172,100
2017	$1,463 -9.2%	$172,100 +2%
2016	$1,610 +30.7%	$168,700
2015	$1,232 -13%	$168,700 +66.3%
2014	$1,416 +2.1%	$101,442 +3.4%
2013	$1,387 +3.7%	$98,132 +3.8%
2012	$1,338	$94,499
2011	--	--
2010	--	--
2009	--	--
2008	--	$123,500
2007	--	$123,500
2006	--	$123,500
2005	--	$123,500
2004	--	$123,500
2003	--	$123,500 +13.5%
2002	--	$108,800
2000	--	$108,800