Welcome to 35 acres of paradise in the WNC mountains w/almost half a mile of rushing CREEK frontage! Protected by a reasonable Conservation Easement, this property holds a legacy that your family can continue for generations. The historic chinked-log cabin has been lovingly expanded while maintaining its cozy charm. There's 1 bedroom & 1 bath on each level, a cozy living room w/HW floors & beautiful stone fireplace w/gas stove insert, & a cottage kitchen boasting cabinets made on-site in the workshop. Upgrades include Anderson dual-pane windows & an on demand HW heater. A second log cabin on the property awaits renovations to bring it back to life as a guest cottage. Abundant acreage to explore for hiking, camping, horseback riding, bicycling, picnicking, hunting & fishing. Approx. 28 acres of woodland plus 6 acres of orchard, garden spots & hayfield. Farm animals & crops are allowed within the agricultural area. Outbuildings include a workshop w/attic, garden shed, woodshed & carport. Wood heat in the workshop extends your tinkering season. Rushing Middle Creek is critical habitat for the Spotfin Chub & Smoky Dace. (The homes are NOT in the flood plain.) Homesteading at its best!
Under contract
$635,000
645 W Middle Creek Rd, Otto, NC 28763
2beds
--sqft
Est.: Get pre-qualified
Residential, Cabin
Built in 1880
35 Acres Lot
$609,000 Zestimate®
$--/sqft
$-- HOA
What's special
On demand hw heaterHistoric chinked-log cabinAnderson dual-pane windows
- 8 days |
- 2,229 |
- 274 |
Zillow last checked:
Listing updated:
Listed by:
Kelly Penland,
Realty One Group Vibe
Source: Carolina Smokies MLS,MLS#: 26047319
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 2
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Propane
Cooling
- None
Appliances
- Included: Microwave, Gas Oven/Range, Refrigerator, Washer, Gas/Propane Water Heater, Tankless Water Heater
- Laundry: First Level
Features
- Country Kitchen, Main Level Living
- Flooring: Vinyl, Hardwood, Other-See Remarks
- Windows: Insulated Windows
- Basement: Crawl Space
- Attic: None
- Has fireplace: Yes
- Fireplace features: Gas Log, Stone, Other
Interior area
- Living area range: 1001-1200 Square Feet
Video & virtual tour
Property
Parking
- Parking features: Other Carport-See Remarks
- Has carport: Yes
Features
- Patio & porch: Deck, Porch
- Exterior features: Rustic Appearance
- Waterfront features: Stream/Creek
Lot
- Size: 35 Acres
- Features: Flood Plain, Hilly/Steep, Level, Private, Suitable for Horses
- Residential vegetation: Partially Wooded
Details
- Additional structures: Outbuilding/Workshop
- Parcel number: 6590304433
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farm House,Log,Cabin
- Property subtype: Residential, Cabin
Materials
- Log, Wood Siding
- Roof: Metal
Condition
- Year built: 1880
Utilities & green energy
- Sewer: Septic Tank
- Water: Private
Community & HOA
Community
- Subdivision: None
Location
- Region: Otto
Financial & listing details
- Tax assessed value: $354,080
- Annual tax amount: $1,320
- Date on market: 5/20/2026
- Listing terms: Cash,Conventional
- Road surface type: Gravel
Estimated market value
$609,000
$579,000 - $639,000
$1,486/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Contingent | $635,000 |
Source: Carolina Smokies MLS #26047319 Report a problem | ||
| 5/20/2026 | Listed for sale | $635,000 |
Source: Carolina Smokies MLS #26047319 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,320 | $354,080 |
| 2024 | $1,320 +0.9% | $354,080 |
| 2023 | $1,308 -11.1% | $354,080 +29.9% |
| 2022 | $1,471 | $272,610 |
| 2021 | $1,471 +11.8% | $272,610 |
| 2020 | $1,316 +1% | $272,610 |
| 2019 | $1,303 -10.8% | $272,610 -17.4% |
| 2018 | $1,461 | $330,000 |
| 2017 | -- | $330,000 |
| 2016 | -- | $330,000 |
| 2015 | $1,461 | $330,000 -38% |
| 2014 | -- | $532,510 |
| 2013 | -- | $532,510 |
| 2012 | -- | $532,510 |
| 2011 | -- | $532,510 |
| 2010 | -- | $532,510 |
| 2009 | -- | $532,510 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28763
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10South Macon ElementaryGrades: PK-4Distance: 5.1 mi
- 6/10Macon Middle SchoolGrades: 7-8Distance: 8.1 mi
- 6/10Macon Early College High SchoolGrades: 9-12Distance: 8 mi
Schools provided by the listing agent
- Elementary: South Macon
- Middle: Macon Middle
- High: Franklin
Source: Carolina Smokies MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Macon County
- Otto
- 28763
- 645 W Middle Creek Rd
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