Welcome to this charming ranch-style home nestled in a desirable location near Lake Decatur! Offering 3 bedrooms and 2 bathrooms, this home features a functional layout with great potential to make it your own. Enjoy your morning coffee or unwind in the evening on the lovely screened-in porch, perfect for relaxing while taking in the peaceful surroundings. The detached 2-car garage provides ample space for parking, storage, or a workshop. Conveniently located near the lake, this home offers both comfort and location-don't miss your opportunity to make it yours!
Price change
Price cut: $10K (5/8)
$120,000
646 N Cove Ct, Decatur, IL 62521
3beds
1,176sqft
Est.:
Single Family Residence
Built in 1981
10,018.8 Square Feet Lot
$117,500 Zestimate®
$102/sqft
$-- HOA
What's special
Functional layoutLovely screened-in porchPeaceful surroundings
- 52 days |
- 1,758 |
- 67 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listing courtesy of:
Nate Zarzar (217)714-9846,
KELLER WILLIAMS-TREC,
Alissa Granger 217-714-9846,
KELLER WILLIAMS-TREC
Source: MRED as distributed by MLS GRID,MLS#: 12597727
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Screened Porch
Primary bedroom
- Features: Bathroom (Full)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Bedroom 2
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Bedroom 3
- Level: Main
- Area: 84 Square Feet
- Dimensions: 12X7
Dining room
- Level: Main
- Area: 81 Square Feet
- Dimensions: 9X9
Kitchen
- Level: Main
- Area: 81 Square Feet
- Dimensions: 9X9
Laundry
- Level: Main
- Area: 35 Square Feet
- Dimensions: 7X5
Living room
- Level: Main
- Area: 252 Square Feet
- Dimensions: 18X14
Screened porch
- Level: Main
- Area: 207 Square Feet
- Dimensions: 23X9
Heating
- Natural Gas
Cooling
- Central Air
Features
- Basement: Crawl Space
Interior area
- Total structure area: 1,176
- Total interior livable area: 1,176 sqft
Property
Parking
- Total spaces: 2
- Parking features: Yes, Detached, Garage
- Garage spaces: 2
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
Lot
- Size: 10,018.8 Square Feet
- Dimensions: 80 x 125
Details
- Parcel number: 091309352001
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Brick
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: Decatur
Financial & listing details
- Price per square foot: $102/sqft
- Tax assessed value: $38,327
- Annual tax amount: $3,249
- Date on market: 3/20/2026
- Ownership: Fee Simple
Estimated market value
$117,500
$112,000 - $123,000
$1,477/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/8/2026 | Price change | $120,000-7.7%$102/sqft |
Source:  MRED as distributed by MLS GRID #12597727 Report a problem | ||
| 3/20/2026 | Listed for sale | $130,000+17.1%$111/sqft |
Source: MRED as distributed by MLS GRID #12597727 Report a problem | ||
| 5/13/2025 | Sold | $111,000+0.9%$94/sqft |
Source:  CIBR #6251331 Report a problem | ||
| 4/12/2025 | Pending sale | $110,000$94/sqft |
Source: CIBR #6251331 Report a problem | ||
| 4/9/2025 | Listed for sale | $110,000$94/sqft |
Source: CIBR #6251331 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,249 +6.5% | $38,327 +7.6% |
| 2023 | $3,050 +5.5% | $35,613 +6.4% |
| 2022 | $2,892 +6.2% | $33,484 +5.5% |
| 2021 | $2,723 -2.4% | $31,744 +2.6% |
| 2020 | $2,790 +5.1% | $30,943 +2% |
| 2019 | $2,655 +3.9% | $30,339 +2.2% |
| 2018 | $2,556 +1.6% | $29,675 +1.2% |
| 2017 | $2,515 -0.1% | $29,309 +0.1% |
| 2016 | $2,518 +5.1% | $29,292 +1.3% |
| 2015 | $2,395 +6.6% | $28,916 |
| 2014 | $2,246 +0.5% | $28,916 |
| 2013 | $2,236 +2.4% | $28,916 |
| 2012 | $2,184 | $28,916 |
| 2011 | -- | $28,916 -4.4% |
| 2010 | -- | $30,260 |
| 2009 | -- | $30,260 +13.3% |
| 2006 | -- | $26,709 |
| 2005 | -- | $26,709 |
Find assessor info on the county website
Monthly payment
Est. payment
$837/mo
Principal & interest
$619
Property taxes
$218
More affordability tools
Climate risks
Neighborhood: 62521
Nearby schools
GreatSchools rating
- 3/10Michael E Baum Elementary SchoolGrades: K-6Distance: 1.4 mi
- 2/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 4.2 mi
- 2/10Eisenhower High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- District: 61
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Macon County
- Decatur
- 62521
- 646 N Cove Ct
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