ActivePrice cut: $25K (3/25)
$725,000
5beds
3,524sqft
11416 Foggy Bank Ln, Charlotte, NC 28214
5beds
3,524sqft
Single family residence
Built in 2001
0.92 Acres
2 Attached garage spaces
$206 price/sqft
$157/mo HOA
What's special
Abundant natural lightUpdated lvp flooringNeutral paint throughoutQuiet cul-de-sacNearly an acrePrivate viewsNew stainless steel range
Enjoy Mt. Island Lake living with a DEEDED BOAT SLIP in one of the area’s most sought-after waterfront communities. This spacious 2-story home sits on nearly an acre in a quiet cul-de-sac and offers 5 bedrooms plus a large bonus room (optional 6th bedroom). Main level includes a bedroom with full ...
- 120 days |
- 1,992 |
- 107 |
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4320075
Travel times
Family Room and sunroom
Primary Bedroom and Bathroom
Kitchen
Zillow last checked: 7 hours ago
Listing updated: March 25, 2026 at 10:43am
Listing Provided by:
Laura Maultsby laura@maultsbygroup.com,
Maultsby Realty Group
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4320075
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Other
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Office
- Level: Main
Heating
- Central, Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave
- Laundry: Laundry Room
Features
- Flooring: Laminate, Tile, Vinyl
- Has basement: No
- Attic: Walk-In
- Fireplace features: Family Room
Interior area
- Total structure area: 3,524
- Total interior livable area: 3,524 sqft
- Finished area above ground: 3,524
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached Garage, Garage on Main Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch
- Pool features: Community
- Waterfront features: Boat Slip (Deed)
- Body of water: Mountain Island Lake
Lot
- Size: 0.92 Acres
- Dimensions: 88 x 476 x 90 x 460
- Features: Cul-De-Sac
Details
- Parcel number: 03124126
- Zoning: N1-C
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Boat Storage, Clubhouse, Game Court, Lake Access, Playground, Recreation Area, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
- Subdivision: Mt Isle Harbor
HOA
- Has HOA: Yes
- HOA fee: $549 semi-annually
- HOA name: Hawthorne Mgmt
- HOA phone: 704-377-0114
- Second HOA fee: $774 annually
- Second HOA name: Boat Slip HOA
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $206/sqft
- Tax assessed value: $515,500
- Annual tax amount: $4,128
- Date on market: 12/5/2025
- Cumulative days on market: 120 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Price change | $725,000-3.3%$206/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4320075 Report a problem | ||
| 3/3/2026 | Price change | $750,000-2%$213/sqft |
Source: Canopy MLS as distributed by MLS GRID #4320075 Report a problem | ||
| 12/5/2025 | Listed for sale | $765,000+201.8%$217/sqft |
Source: Canopy MLS as distributed by MLS GRID #4320075 Report a problem | ||
| 12/27/2001 | Sold | $253,500+533.8%$72/sqft |
Source: Public Record Report a problem | ||
| 6/7/2001 | Sold | $40,000$11/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,128 +1.7% | $515,500 |
| 2024 | $4,057 +3.5% | $515,500 |
| 2023 | $3,920 +12.5% | $515,500 +48% |
| 2022 | $3,486 +0.3% | $348,200 |
| 2021 | $3,475 +0.2% | $348,200 |
| 2020 | $3,467 +0.5% | $348,200 |
| 2019 | $3,452 +0.1% | $348,200 +35.3% |
| 2018 | $3,449 +1.9% | $257,300 |
| 2017 | $3,384 | $257,300 |
| 2016 | $3,384 | $257,300 |
| 2015 | $3,384 +0.5% | $257,300 |
| 2014 | $3,367 | $257,300 |
| 2013 | -- | $257,300 |
| 2012 | -- | $257,300 |
| 2011 | -- | $257,300 -8.4% |
| 2010 | -- | $280,800 |
| 2009 | -- | $280,800 |
| 2008 | -- | $280,800 |
| 2007 | -- | $280,800 |
| 2006 | -- | $280,800 |
| 2005 | -- | $280,800 |
| 2004 | -- | $280,800 |
| 2003 | -- | $280,800 +10.4% |
| 2002 | -- | $254,270 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,124/mo
Principal & interest
$3556
Property taxes
$411
HOA Fees
$157
More affordability tools
Estimated market value
$710,300
$675,000 - $746,000
$3,148/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: Harwood Lane
Nearby schools
GreatSchools rating
- 2/10Mountain Island Lake AcademyGrades: PK-8Distance: 3.4 mi
- 4/10Hopewell HighGrades: 9-12Distance: 4.9 mi
Schools provided by the listing agent
- High: Hopewell
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- North Carolina
- Mecklenburg County
- Charlotte
- 28214
- Harwood Lane
- 11416 Foggy Bank Ln