651 Panola Road is full of potential for the buyer ready to make it their own. This 3-bedroom, 2-bath home offers fresh paint, laminate flooring, and a peaceful 1-acre lot surrounded by beautiful country farm views. Located in Waco, KY, the property offers a peaceful rural setting with convenient access to both Richmond and Irvine, approximately 20 minutes from each. Mature trees add to the charm and privacy of the yard. The unfinished walk-out basement provides excellent space for storage, a workshop, or future use, and also includes a full bathroom plus an additional room that could serve as a root cellar or storm shelter. New leach lines have already been installed. This home does need work, but with vision and updates, it could truly shine. Property is being sold as is, with inspections welcome. This home is best suited for cash or conventional financing. Likely will not qualify for government-backed loan programs.
Pending
Price cut: $35K (4/11)
$190,000
651 Panola Rd, Waco, KY 40385
3beds
1,300sqft
Est.: Get pre-qualified
Single Family Residence
Built in ----
1 Acres Lot
$181,300 Zestimate®
$146/sqft
$-- HOA
What's special
Laminate flooringFresh paint
- 71 days |
- 180 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Brittany Roberts 859-421-6048,
RE/MAX Elite Realty,
Tina Neal Home Team - Tina Neal 859-302-0259,
RE/MAX Elite Realty
Source: Imagine MLS,MLS#: 26005356
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 1
- Level: First
Bedroom 2
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: Lower
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Refrigerator, Range
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Ceiling Fan(s)
- Flooring: Concrete, Laminate
- Basement: Bath/Stubbed,Concrete,Full,Interior Entry,Unfinished,Walk-Out Access,Walk-Up Access
- Number of fireplaces: 2
- Fireplace features: Basement, Living Room, Wood Burning
Interior area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
- Finished area above ground: 1,300
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Approach with Ramp
Features
- Levels: Two
- Fencing: Partial
Lot
- Size: 1 Acres
- Features: Secluded, Many Trees
Details
- Parcel number: 012100000035C
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Solid Masonry
- Foundation: Concrete Perimeter
- Roof: Shingle
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Community
- Subdivision: Rural
HOA
- Has HOA: No
Location
- Region: Waco
Financial & listing details
- Price per square foot: $146/sqft
- Tax assessed value: $129,000
- Annual tax amount: $1,236
- Date on market: 4/21/2026
Estimated market value
$181,300
$172,000 - $190,000
$1,498/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/6/2026 | Pending sale | $190,000$146/sqft |
Source:  Imagine MLS #26005356 Report a problem | ||
| 4/25/2026 | Contingent | $190,000$146/sqft |
Source: Imagine MLS #26005356 Report a problem | ||
| 4/21/2026 | Listed for sale | $190,000$146/sqft |
Source: Imagine MLS #26005356 Report a problem | ||
| 4/15/2026 | Contingent | $190,000$146/sqft |
Source: Imagine MLS #26005356 Report a problem | ||
| 4/11/2026 | Price change | $190,000-15.6%$146/sqft |
Source: Imagine MLS #26005356 Report a problem | ||
| 3/19/2026 | Listed for sale | $225,000$173/sqft |
Source: Imagine MLS #26005356 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,236 -1.2% | $129,000 |
| 2023 | $1,251 -0.3% | $129,000 |
| 2022 | $1,255 +13.8% | $129,000 +15.9% |
| 2021 | $1,103 +8.5% | $111,300 +11.3% |
| 2018 | $1,016 +1.1% | $100,000 |
| 2017 | $1,005 +0.8% | $100,000 |
| 2016 | $997 +2.5% | $100,000 |
| 2015 | $973 +1.7% | $100,000 |
| 2014 | $957 | $100,000 |
| 2012 | $957 -0.2% | $100,000 |
| 2011 | $959 | $100,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 40385
Nearby schools
GreatSchools rating
- 5/10Waco Elementary SchoolGrades: PK-5Distance: 5.5 mi
- 9/10Clark Moores Middle SchoolGrades: 6-8Distance: 9.5 mi
- 7/10Madison Central High SchoolGrades: 9-12Distance: 11.5 mi
Schools provided by the listing agent
- Elementary: Waco
- Middle: Clark-Moores
- High: Madison Central
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Kentucky
- Madison County
- Richmond
- 40385
- 651 Panola Rd
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