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For sale
  • $439,000

    652 Two Rivers Ln, Harpers Ferry, IA 52146

    4beds
    1,440sqft
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    Single Family Residence
    Built in 2023
    3.69 Acres Lot
    $333,700 Zestimate®
    $305/sqft
    $25/mo HOA

    What's special

    Modern finishesOpen-concept layout
    "Active – Under Contract with 72 -Hour Clause. Contact your agent for details"Modern Living Meets Natural Beauty – Built in 2023! Discover the perfect blend of comfort, style, and scenery in this stunning 4-bedroom, 2-bathroom home, nestled in the soft rolling hills just outside Harpers Ferry. Built in 2023, this nearly new home offers modern finishes and an open-concept layout designed for both everyday living and entertaining. Enjoy peaceful mornings and scenic views just minutes from the mighty Mississippi River — a dream location for nature lovers, outdoor enthusiasts, and anyone seeking a quiet retreat with convenience. Whether you're looking for a permanent residence, a vacation getaway, or a peaceful work-from-home haven, this property checks all of the boxes.
    319 days
    |
    612
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ali J Werger 563-880-8168,

    EXIT Realty Driftless Group,

    Brett Meyers 563-380-6212,

    EXIT Realty Driftless Group

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20253477MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air, Propane Rented
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave Built In, Free-Standing Range, Refrigerator, Washer, Electric Water Heater
      • Laundry: 1st Floor, Laundry Room
      Features
      • Ceiling Fan(s)
      • Basement: None
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,440 sqft
      • Finished area below ground: 0
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      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall, Attached Garage, Garage Door Opener, Oversized, Wired, Workshop in Garage
      • Has attached garage: Yes
      • Carport spaces: 2
      Features
      • Patio & porch: Patio, Covered
      Lot
      • Size: 3.69 Acres
      Details
      • Parcel number: 2204200035
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Steel Siding
      • Roof: Metal
      Condition
      • Year built: 2023

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Shared Well

      Community & HOA

      Community
      • Subdivision: Royal Oaks Estates
      HOA
      • Has HOA: Yes
      • HOA fee: $300 annually
      Location
      • Region: Harpers Ferry

      Financial & listing details

      • Price per square foot: $305/sqft
      • Tax assessed value: $281,400
      • Annual tax amount: $2,862
      • Date on market: 7/22/2025
      • Cumulative days on market: 320 days
      • Road surface type: Gravel
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        Estimated market value

        $333,700

        $304,000 - $364,000

        $1,749/mo

        Price history

        DateEventPrice
        8/25/2025Price change$439,000-8.4%$305/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20253477 Report a problem
        8/3/2025Price change$479,000-4%$333/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20253477 Report a problem
        7/22/2025Listed for sale$499,000$347/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20253477 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,006 +5%$281,400 +9.4%
        2024$2,862 +538.8%$257,200
        2023$448 +16.1%$257,200 +647.7%
        2022$386 -4.5%$34,400 +8.5%
        2021$404 -12.2%$31,700
        2020$460 -0.4%$31,700 -13.6%
        2019$462 +1183.3%$36,700
        2018$36 +5.9%$36,700 +1259.3%
        2017$34 -71.2%$2,700 -71.3%
        2016$118 $9,400
        2015$118 $9,400
        2014$118 $9,400

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 52146

          Getting around

          0 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Allamakee Com. School
          • Middle: Allamakee
          • High: Allamakee

          Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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