Discover your own waterfront retreat with 440 feet on the Calf Killer River in beautiful Sparta, Tennessee! This charming 2-bedroom, 1-bath with an office/bonus room this property offers a rare opportunity to enjoy peaceful waterfront escape with ample of outdoor living space for entertaining or relaxing while also providing potential as a vacation home or short-term rental investment. This property has a new AC, windows, and water heater all within the last 2 years. Surrounded by mature trees and natural beauty, the property offers direct access to the water with and an inviting outdoor setting with an abundance of wildlife designed for enjoying the Tennessee lifestyle. Launch a kayak from your own waterfront paddle to the nearby waterfall, or grab a pole to fish, gather around the fire pit in the evenings, enjoy outdoor dining, or simply relax and take in the peaceful surroundings. Inside, the home features a comfortable and welcoming layout with two bedrooms, a full kitchen, walk-in shower, and inviting living spaces. Located in the Sparta area with convenient access to some of Middle Tennessee's most beautiful waterfalls, lakes, rivers, hiking trails, and outdoor recreation, this property combines privacy and relaxation with year-round adventure. Whether you're searching for a personal waterfront escape, weekend retreat, or an investment property, this unique Tennessee property is ready for its next chapter. **Waterfront living, outdoor adventure, and investment potential—all in one special property.** Owner holds an active TN real estate license.
Under contract
$265,000
655 Mary Gardner Rd, Sparta, TN 38583
2beds
1,016sqft
Single Family Residence
Built in 1990
2 Acres Lot
$257,700 Zestimate®
$261/sqft
$-- HOA
What's special
Abundance of wildlifeInviting living spacesOutdoor diningFull kitchenFire pitWalk-in showerInviting outdoor setting
- 26 days
- 909
- 70
Zillow last checked:
Listing updated:
Listed by:
Alisha Majercik,
Dalton Wade, Inc. 888-668-8283
Source: UCMLS,MLS#: 247496
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Oven, Refrigerator, Microwave, Washer, Dryer, Electric Water Heater
- Laundry: Main Level
Features
- New Paint
- Flooring: Vinyl
- Windows: Single Pane Windows
- Has basement: No
Interior area
- Total structure area: 1,016
- Total interior livable area: 1,016 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Carport, Garage
- Has garage: Yes
- Has carport: Yes
- Covered spaces: 2
Features
- Levels: One
- Patio & porch: Porch, Covered, Patio, Deck
- Has view: Yes
- View description: Calf Killer River
- Has water view: Yes
- Water view: Calf Killer River
- Waterfront features: Calf Killer River, Waterfront, River
Lot
- Size: 2 Acres
- Dimensions: 272 x 347
- Features: Waterfront
Details
- Parcel number: 016.02
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Metal Siding, Frame
- Roof: Metal
Condition
- Year built: 1990
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Natural Gas Not Available
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Sparta
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $126,300
- Annual tax amount: $445
- Date on market: 9/30/2026
Estimated market value
$257,700
$245,000 - $271,000
$1,277/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/8/2026 | Pending sale | $265,000$261/sqft |
Source:  UCMLS #247496 Report a problem | ||
| 9/30/2026 | Listed for sale | $265,000+51.4%$261/sqft |
Source: UCMLS #247496 Report a problem | ||
| 2/20/2024 | Sold | $175,000-2.7%$172/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #2598041 Report a problem | ||
| 12/7/2023 | Contingent | $179,900$177/sqft |
Source: UCMLS #224575 Report a problem | ||
| 12/1/2023 | Listed for sale | $179,900+71.3%$177/sqft |
Source: UCMLS #224575 Report a problem | ||
| 4/28/2023 | Sold | $105,000-4.5%$103/sqft |
Source: Public Record Report a problem | ||
| 4/28/2023 | Listed for sale | $109,999+1733.3%$108/sqft |
Source: UCMLS #218613 Report a problem | ||
| 3/10/2005 | Sold | $6,000$6/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $445 +24.6% | $31,575 +81.2% |
| 2024 | $357 +12.2% | $17,425 +12.2% |
| 2023 | $318 +34.4% | $15,525 +34.4% |
| 2022 | $237 | $11,550 |
| 2021 | $237 | $11,550 |
| 2020 | $237 +55.6% | $11,550 +55.6% |
| 2019 | $152 | $7,425 |
| 2018 | $152 +0.1% | $7,425 |
| 2017 | $152 | $7,425 |
| 2016 | $152 +10.7% | $7,425 |
| 2015 | $137 | $7,425 |
| 2014 | -- | $7,425 -4.8% |
| 2013 | -- | $7,800 +41.8% |
| 2011 | -- | $5,500 |
| 2010 | -- | $5,500 |
| 2009 | -- | $5,500 +161.9% |
| 2008 | $42 | $2,100 |
| 2007 | $42 -2.2% | $2,100 +12% |
| 2006 | $43 | $1,875 |
| 2005 | $43 +3.2% | $1,875 |
| 2004 | $41 -1.3% | $1,875 |
| 2003 | $42 | $1,875 +0.5% |
| 2001 | -- | $1,865 -68.5% |
| 2000 | -- | $5,920 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 38583
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