Active

$665,000

649 Saddle Horn Way, Fernley, NV 89408

3beds

2,207sqft

Est.:

Single Family Residence

Built in 2004

0.5 Acres Lot

$658,000 Zestimate^®

$301/sqft

$-- HOA

What's special

Several raised garden bedsNewer carpetNew windows throughoutNewer water heater

Located in the highly desirable Sage Valley Estates, this beautifully maintained home is move in ready! Set on a usable .5-acre lot with no rear neighbors, you'll enjoy privacy and open space that backs up to the canal. Inside, the home features an updated kitchen with new Café appliances, complemented by newer carpet, newer water heater and new windows throughout. In addition to the 3 bedrooms is an office/den - currently used as a craft room. Fully paid-off solar keeps the electric bill around $19/month—efficient and easy to live in. The outdoor space offers room for RVs and all the toys. Several raised garden beds plus established fig, apple, pear, cherry, and fruit cocktail trees are already in place. A rare combination of comfort, space, and quiet surroundings—ready to enjoy as-is or make your own.

14 days

928

42

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Fireplace(s), Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
Laundry: Cabinets, Laundry Room, Sink, Washer Hookup

Features

Ceiling Fan(s), Entrance Foyer, High Ceilings, Kitchen Island, Pantry, Master Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Flooring: Carpet, Ceramic Tile
Windows: Blinds, Double Pane Windows, Drapes, Rods, Vinyl Frames
Number of fireplaces: 1
Fireplace features: Wood Burning
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 2,207
Total interior livable area: 2,207 sqft

Property

Parking

Total spaces: 3
Parking features: Additional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking
Attached garage spaces: 3

Features

Levels: One
Stories: 1
Patio & porch: Covered, Patio
Exterior features: None
Spa features: None
Fencing: Back Yard
Has view: Yes
View description: Mountain(s)

Lot

Size: 0.5 Acres
Features: Artificial Turf, Landscaped, Level

Details

Additional structures: Shed(s)
Parcel number: 02095605
Zoning: Residential

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Stucco
Foundation: Crawl Space
Roof: Composition,Pitched,Shingle

Condition

New construction: No
Year built: 2004

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Internet Available, Natural Gas Connected, Sewer Connected, Water Connected

Green energy

Energy generation: Solar

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Sage Valley Estates Ph 3

HOA

Has HOA: No

Location

Region: Fernley

Financial & listing details

Price per square foot: $301/sqft
Tax assessed value: $441,381
Annual tax amount: $2,944
Date on market: 4/15/2026
Cumulative days on market: 15 days
Listing terms: 1031 Exchange,Cash,Conventional,FHA,VA Loan

Estimated market value

$658,000

$625,000 - $691,000

$2,649/mo

Price history

Date	Event	Price
4/15/2026	Listed for sale	$665,000+26.7%$301/sqft
Source: NNRMLS #260004525 Report a problem
2/28/2023	Sold	$525,000-2.8%$238/sqft
Source: NNRMLS #230000120 Report a problem
1/28/2023	Pending sale	$540,000$245/sqft
Source: NNRMLS #230000120 Report a problem
1/6/2023	Listed for sale	$540,000+40.6%$245/sqft
Source: NNRMLS #230000120 Report a problem
6/1/2018	Listing removed	$384,000$174/sqft
Source: Coldwell Banker Select Real Estate #180006909 Report a problem
5/21/2018	Listed for sale	$384,000+77.8%$174/sqft
Source: Coldwell Banker Select Fernley #180006909 Report a problem
6/1/2009	Sold	$216,000-6%$98/sqft
Source: Public Record Report a problem
2/14/2009	Price change	$229,900-5.8%$104/sqft
Source: ERA #90003189 Report a problem
1/4/2009	Listed for sale	$244,000-18%$111/sqft
Source: ERA #90003189 Report a problem
12/10/2008	Sold	$297,718+13.5%$135/sqft
Source: Public Record Report a problem
2/4/2005	Sold	$262,411$119/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,268 +2.4%	$154,483 -0.4%
2024	$3,192 +4.2%	$155,120 +4.3%
2023	$3,062 +5.9%	$148,772 +5.8%
2022	$2,891	$140,674 +7%
2021	--	$131,426 +13.2%
2020	$2,705	$116,059 +2.5%
2019	$2,705 +4.9%	$113,178 +3.5%
2018	$2,578 +4%	$109,399 +8.4%
2017	$2,479 +1.1%	$100,965 +33.8%
2016	$2,452 +7.6%	$75,458 +12.8%
2015	$2,278 +2.5%	$66,866 +4.6%
2014	$2,223	$63,898 -11.5%
2013	--	$72,163
2012	--	$72,163 +25.6%
2011	--	$57,475 +10.6%
2010	--	$51,978 -46.5%
2009	--	$97,246 -11%
2008	--	$109,263 +7.7%
2007	--	$101,406 +19.3%
2006	--	$84,968 +767%
2004	--	$9,800