Welcome home to easy, main-floor living in one of the area's most affordable condos! With approximately 1,500 square feet, this spacious open-concept home features vaulted ceilings, two generously sized bedrooms, and a full bathroom thoughtfully situated between them. Need more space? The full poured-wall basement is already plumbed for a future bathroom and includes an egress window, making it incredibly easy to finish for additional bedrooms, a family room, or whatever fits your lifestyle. One of the things you'll love most is the peaceful setting. Enjoy your morning coffee on the covered front porch or unwind in the bright sunroom overlooking the backyard, where it's not uncommon to watch wildlife—including deer and their fawns—right from your own home. Complete with a two-car attached garage and a location that offers comfort, convenience, and low-maintenance living, this condo is the perfect place to call home!
For sale
$229,900
11 Rose Cottage Ln, Saginaw, MI 48609
2beds
1,519sqft
Condominium
Built in 2003
-- sqft lot
$224,100 Zestimate®
$151/sqft
$300/mo HOA
What's special
Two-car attached garageCovered front porchVaulted ceilingsTwo generously sized bedroomsSpacious open-concept home
- 20 hours |
- 166 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Nicole Freed 989-573-3331,
EXP Realty 888-501-7085
Source: MiRealSource,MLS#: 50212989
Originating MLS: Saginaw Board of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Rooms
- Room types: Breezeway, Entry, Bedroom, Laundry, Master Bedroom, Living Room, Utility/Laundry Room, Master Bathroom, Bonus Room, First Flr Lavatory
Primary bedroom
- Level: First
Bedroom 1
- Features: Carpet
- Level: Main
- Area: 180
- Dimensions: 15 x 12
Bedroom 2
- Features: Carpet
- Level: Main
- Area: 156
- Dimensions: 13 x 12
Bathroom 1
- Features: Vinyl
- Level: Main
- Area: 88
- Dimensions: 11 x 8
Dining room
- Features: Wood
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Kitchen
- Features: Wood
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Living room
- Features: Carpet
- Level: Main
- Area: 350
- Dimensions: 25 x 14
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Electric Water Heater
- Laundry: First Floor Laundry, Laundry Room, Main Level
Features
- High Ceilings, Cathedral/Vaulted Ceiling, Eat-in Kitchen
- Flooring: Hardwood, Vinyl, Carpet, Wood, Laminate
- Basement: Daylight,Full,Concrete
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 3,038
- Total interior livable area: 1,519 sqft
- Finished area above ground: 1,519
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Covered, Garage, Driveway, Attached, Electric in Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch
- Frontage type: Road
Lot
- Size: 2,613 Square Feet
Details
- Parcel number: 28123252111000
- Special conditions: Private
Construction
Type & style
- Home type: Condo
- Architectural style: Ranch
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Vinyl Siding, Vinyl Trim
- Foundation: Basement, Concrete Perimeter
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Cottage Grove Condo 71
HOA
- Has HOA: Yes
- Amenities included: Private Entry
- HOA fee: $300 monthly
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $151/sqft
- Tax assessed value: $207,200
- Annual tax amount: $3,602
- Date on market: 6/26/2026
- Cumulative days on market: 1 day
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
Estimated market value
$224,100
$213,000 - $235,000
$1,527/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Listed for sale | $229,900+857.9%$151/sqft |
Source: | ||
| 2/25/2005 | Sold | $24,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,865 -11.6% | $103,600 +15.4% |
| 2023 | $3,242 | $89,800 +8.2% |
| 2022 | -- | $83,000 +5.1% |
| 2021 | $2,858 | $79,000 +0.3% |
| 2020 | $2,858 -1.3% | $78,800 -1.5% |
| 2018 | $2,896 +20.4% | $80,000 -1.7% |
| 2017 | $2,405 | $81,400 -2% |
| 2016 | $2,405 | $83,100 +9.8% |
| 2014 | $2,405 | $75,700 -4.3% |
| 2013 | -- | $79,100 -2.9% |
| 2012 | -- | $81,500 -2.6% |
| 2011 | -- | $83,700 +10.9% |
| 2010 | -- | $75,500 -3.8% |
| 2009 | -- | $78,500 -9.6% |
| 2008 | -- | $86,800 |
| 2007 | -- | $86,800 |
| 2006 | -- | $86,800 +33.1% |
| 2005 | -- | $65,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 48609
Nearby schools
GreatSchools rating
- 9/10Robert B. Havens Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 7/10Swan Valley Middle SchoolGrades: 6-8Distance: 1 mi
- 7/10Swan Valley High SchoolGrades: PK,9-12Distance: 0.9 mi
Schools provided by the listing agent
- District: Swan Valley School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Michigan
- Saginaw County
- Saginaw
- 48609
- 11 Rose Cottage Ln





