Set along the shores of Lake Champlain with sweeping views of the Adirondack Mountains, this special Charlotte waterfront property offers a rare opportunity to create a home for the next generation. Custom built for the original owners and lovingly maintained for more than 60 years, this four-bedroom, three-bath ranch is ready for its next chapter. Privately situated near the end of a quiet dead-end road on .80 acre with approximately 145 feet of direct lake frontage, the setting is truly exceptional. Lake and mountain views provide an ever changing backdrop from summer days on the water and spectacular Adirondack sunsets to the peaceful beauty of winter. Designed for comfortable main-level living, the home features a primary suite along with a second bedroom and bath on the main floor. The walkout lower level expands the living space with two additional bedrooms, a full bath, and an exceptionally spacious recreation room—ideal for family, guests, games, and relaxed lakeside gatherings. Bring your vision and make this cherished property your own. Thoughtfully update the existing home while taking full advantage of an extraordinary waterfront setting.Charlotte is beloved for its quintessential Vermont character, with country roads, local farms and orchards, nearby trails, and easy access to the town beach and village amenities. Spend your days boating, swimming, cycling the countryside, or simply relaxing along your own shoreline. Whether envisioned as a year-round residence or treasured Lake Champlain retreat, this is a wonderful opportunity to carry forward a legacy of waterfront living and create new traditions for generations to come. Be sure to watch the video link beneath the photos .
Active
Listed by: Four Seasons Sotheby's Int'l Realty • Mary P Palmer
$2,595,000
677 Hills Point Road, Charlotte, VT 05445
4beds
3,135sqft
Ranch
Built in 1992
0.8 Acres Lot
$2,476,000 Zestimate®
$828/sqft
$-- HOA
What's special
Extraordinary waterfront settingExceptionally spacious recreation roomFour-bedroom three-bath ranch
- 19 days
- 1,707
- 53
Zillow last checked:
Listing updated:
Listed by:
Mary P Palmer,
Four Seasons Sotheby's Int'l Realty 802-864-0541
Source: PrimeMLS,MLS#: 5109793
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Propane, Forced Air, Gas Stove
Cooling
- Central Air
Appliances
- Included: Gas Cooktop, Dishwasher, Dryer, Wall Oven, Refrigerator, Washer, Water Heater
- Laundry: 1st Floor Laundry
Features
- Central Vacuum, Kitchen Island, Kitchen/Dining, Kitchen/Living, Primary BR w/ BA, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Hardwood
- Windows: Blinds
- Basement: Daylight,Finished,Full,Interior Stairs,Walkout,Walk-Out Access
Interior area
- Total structure area: 3,452
- Total interior livable area: 3,135 sqft
- Finished area above ground: 1,992
- Finished area below ground: 1,143
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Brick/Pavers, Auto Open, Driveway, Garage, Attached, Carport
- Garage spaces: 2
- Has carport: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 1st Floor 1/2 Bathroom, 1st Floor 3/4 Bathroom, 1st Floor Bedroom, 1st Floor Hrd Surfce Flr, Hard Surface Flooring, One-Level Home, 1st Floor Laundry
Features
- Levels: One
- Stories: 1
- Exterior features: Boat Mooring, Boat Slip/Dock, Deck, Private Dock
- Has view: Yes
- View description: Water, Mountain(s)
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access
- Body of water: Lake Champlain
- Frontage length: Water frontage: 145,Road frontage: 125
Lot
- Size: 0.8 Acres
- Features: Level, Open Lot, Views
Details
- Parcel number: 13804311410
- Zoning description: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Ranch
Materials
- Wood Frame, Wood Siding
- Foundation: Concrete
- Roof: Metal
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Electric: 220 Plug, Circuit Breakers
- Sewer: Holding Tank, Leach Field, On-Site Septic Exists, Septic Tank
- Utilities for property: Cable at Site, Propane
Community & HOA
Location
- Region: Charlotte
Financial & listing details
- Price per square foot: $828/sqft
- Tax assessed value: $1,474,600
- Annual tax amount: $21,328
- Date on market: 9/15/2026
Estimated market value
$2,476,000
$2.35M - $2.60M
$6,711/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2026 | Listed for sale | $2,595,000$828/sqft |
Source:  PrimeMLS #5109793 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $21,329 | $1,474,600 |
| 2024 | -- | $1,474,600 |
| 2023 | -- | $1,474,600 +47.9% |
| 2022 | -- | $997,200 |
| 2021 | -- | $997,200 +0.1% |
| 2020 | -- | $996,400 |
| 2019 | -- | $996,400 |
| 2018 | -- | $996,400 |
| 2017 | $18,005 +10.2% | $996,400 |
| 2016 | $16,339 | $996,400 +9147.3% |
| 2015 | $16,339 | $10,775 |
| 2014 | $16,339 | $10,775 |
| 2013 | $16,339 | $10,775 |
| 2012 | -- | $10,775 |
| 2011 | -- | $10,775 |
| 2010 | -- | $10,775 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 05445
Nearby schools
Schools provided by the listing agent
- Elementary: Charlotte Central School
- Middle: Charlotte Central School
- High: Champlain Valley UHSD #15
- District: Champlain Valley UHSD 15
Source: PrimeMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $2,100,0004 bd2 ba2.2k sqft481 Hills Point Road, Charlotte, VT 05445Active
MLS ID #5088043, Geri Reilly. PrimeMLS - $2,500,0004 bd4 ba3.6k sqft1163 Thompsons Point Road, Charlotte, VT 05445Active
MLS ID #5096174, David Parsons. PrimeMLS - $1,895,0004 bd4 ba3.9k sqft790 Lime Kiln Road, Charlotte, VT 05445Active
MLS ID #5107707, Kathleen OBrien. PrimeMLS - $2,495,0004 bd4 ba3.3k sqft656 Highland Way, Ferrisburgh, VT 05473Active
MLS ID #5105378, Kathleen OBrien. PrimeMLS
