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For sale
  • Price cut: $19K (4/2)
    $190,000

    677 Ruddy Rd, Chase Mills, NY 13621

    3beds
    --sqft
    Single Family Residence
    Built in 1968
    0.42 Acres Lot
    $206,500 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Heated indoor workshopGarden soaker tubSpacious dining roomFirewood storage areaOverlooks the waterEnclosed porchScreened in porch
    WATERFRONT - WELCOME TO 677 RUDDY ROAD, CHASE MILLS - DOUBLE LOT WITH 156 FEET OF WATERFRONT! Don't miss this opportunity to own a waterfront property with direct frontage on the scenic Grasse River! Situated on a large double lot, this spacious, year round home offers 3 to 4 bedrooms, 2 full bathrooms (including one with a garden soaker tub), and plenty of room to enjoy both indoor and outdoor living. Inside you will find a large living room that overlooks the water, a spacious dining room, and the kitchen. You will see that one of the bedrooms could have a wall put back up to make it a forth bedroom. One of the bedrooms has an attached bathroom that leads back around to the utility room. The large bedroom has access to a side enclosed porch area and the french doors that lead to the screened in porch that overlooks the waterfront. You will also see a room off the living room with a woodstove for extra warmth and ambiance, and a heated indoor workshop and large utility/mud room area with space for a washer and dryer, the boiler and room for a freezer or extra refrigerator. Outside you will find an attached 2-car garage PLUS a newer detached 2-car garage with electricity and a large overhead door—ideal for boats or a large truck. You will also find a shed/workshop and firewood storage area that holds up to 20 cord of firewood. This home has a 1,000-gallon septic tank with leach field and drilled well. High-speed internet is available via SLIC – perfect for remote work or streaming. This is a great location for fishing (bass, pike, and walleye), kayaking, canoeing, and swimming. You can boat to Madrid and almost to Chamberlain Corners! Enjoy the landscaping with lilac bushes, black-eyed Susans, a variety of irises, daylilies, blueberries, asparagus, rhubarb, and mature trees. Whether you're looking for a year-round residence or vacation getaway you'll enjoy the serenity of riverside living on this property! Schedule your showing soon!
    206 days
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    378
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    8
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    Zillow last checked: 7 hours ago

    Listing updated: April 02, 2026 at 12:11pm

    Listing by:

    Fiacco Realty, LLC 315-854-7529,

    Amanda Fiacco 315-261-9809

    Source: SLCMLS,MLS#: 51883MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Mud room, Utility Room, Workshop
      Heating
      • Hot Water, Oil
      Appliances
      • Included: Stove-Gas, Water Heater(Domestic/boiler)
      Features
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning Stove
      Interior area
      • Total structure area: 1,608

      Property

      Parking
      • Total spaces: 4
      • Parking features: 2 car garage, Attached garage, Detached garage, Attached
      • Attached garage spaces: 4
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Enclosed porch
      • On waterfront: Yes
      • Waterfront features: Waterfront
      • Frontage length: Water Frontage: 156
      Lot
      • Size: 0.42 Acres
      • Dimensions: 156 x 117
      Details
      • Additional structures: Storage/out-building(s)
      • Parcel number: 31.04917.1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Roof: Metal
      Condition
      • Sold as Is
      • New construction: No
      • Year built: 1968

      Utilities & green energy

      • Electric: 150 Amp Service, Circuit Breakers
      • Sewer: 1000 Gallon, Leach field, Septic Tank
      • Water: Well drilled
      • Utilities for property: Electricity Available, Internet Access

      Community & HOA

      Location
      • Region: Chase Mills

      Financial & listing details

      • Tax assessed value: $83,000
      • Annual tax amount: $2,520
      • Price range: $190K - $190K
      • Date on market: 9/9/2025
      • Inclusions: Stove-Gas
      • Electric utility on property: Yes

        Estimated market value

        $206,500

        $196,000 - $217,000

        $1,822/mo

        Price history

        Price history
        DateEventPrice
        4/2/2026Price change$190,000-9.1%
        Source: SLCMLS #51883 Report a problem
        10/23/2025Price change$209,000-7.1%
        Source: SLCMLS #51883 Report a problem
        10/1/2025Listed for sale$225,000
        Source: SLCMLS #51883 Report a problem
        9/25/2025Pending sale$225,000
        Source: SLCMLS #51883 Report a problem
        9/9/2025Listed for sale$225,000+1116.2%
        Source: SLCMLS #51883 Report a problem
        11/17/2003Sold$18,500
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025-- $83,000
        2024-- $83,000
        2023-- $83,000
        2022-- $83,000
        2021-- $83,000
        2020-- $83,000
        2019-- $83,000
        2018-- $83,000 +18.6%
        2017$836 $70,000
        2016-- $70,000
        2015-- $70,000
        2014-- $70,000
        2013-- $70,000
        2012-- $70,000
        2011-- $70,000
        2010-- $70,000
        2009-- $70,000 +35.9%
        2008-- $51,500
        2007-- $51,500
        2006-- $51,500
        2005-- $51,500 +11%
        2004-- $46,400
        2003-- $46,400
        2002-- $46,400
        2001-- $46,400
        2000-- $46,400

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13621

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Madrid-Waddington Central School District

        Source: SLCMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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