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For sale
  • Price cut: $500K (2/28)
    $7,950,000

    69 Pumpkin Cay Rd #B, Key Largo, FL 33037

    3beds
    2,169sqft
    : 
    Condominium
    Built in 1974
    -- sqft lot
    $7,532,700 Zestimate®
    $3,665/sqft
    $2,969/mo HOA

    What's special

    Private deckVaulted ceilings
    UNPARALLELED OCEANFRONT LIVING - Fully stripped to the studs, the building underwent a complete transformation—the exterior was recreated with an updated look, expanding from 2 bedrooms to 3 bedrooms plus a loft, vaulted ceilings and enhanced with modern additions including an elevator and a garage. Experience elevated coastal luxury in this sophisticated three bedroom, three and one-half bath residence. The custom chef's kitchen with expansive island and bar area flows seamlessly into open living spaces designed for entertaining. The primary suite on the lower level boasts breathtaking ocean views, while two elegant guest suites upstairs offer exceptional privacy and comfort. One guest suite features a bonus seating area with a full-size sleeper sofa, along with a loft retreat that includes a queen bed or can be used as a children's game room. An oversized garage with golf cart space, assigned parking, and a 39-ft private dock with floating jet ski dock and kayak access make this a boater's dream. The community's resort-style pool, private deck, and covered entertainment area capture refreshing ocean breezes, creating the ultimate seaside escape. This is more than a home — it's a statement of style, sophistication, and the very best in waterfront living.
    220 days
    |
    345
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Helena Morton,

    Ocean Reef Club Sotheby's International Realty

    Source: CLS at Ocean Reef,MLS#: 2890MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Microwave
      Features
      • Private Elevator
      • Windows: Impact Glass
      • Has fireplace: Yes
      • Furnished: Yes
      Interior area
      • Total structure area: 2,169
      • Total interior livable area: 2,169 sqft
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      Property

      Features
      • Stories: 2
      • Exterior features: Dock
      • On waterfront: Yes
      Lot
      • Features: Sprinkler System
      Details
      • Parcel number: 00569513000410
      • Special conditions: Traditional

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Condition
      • New construction: No
      • Year built: 1974
      • Major remodel year: 2020

      Community & HOA

      Community
      • Subdivision: Pumpkin Cay
      HOA
      • Has HOA: Yes
      • HOA fee: $8,906 quarterly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $3,665/sqft
      • Tax assessed value: $6,509,988
      • Annual tax amount: $36,934
      • Date on market: 9/6/2025
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        Estimated market value

        $7,532,700

        $7.16M - $7.91M

        $7,060/mo

        Price history

        Price history
        DateEventPrice
        2/28/2026Price change$7,950,000-5.9%$3,665/sqft
        Source: CLS at Ocean Reef #2890 Report a problem
        9/6/2025Listed for sale$8,450,000-0.6%$3,896/sqft
        Source: CLS at Ocean Reef #2890 Report a problem
        5/23/2025Listing removed$8,500,000$3,919/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        4/2/2025Price change$8,500,000-7.6%$3,919/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        3/7/2025Price change$9,200,000-4.2%$4,242/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        1/27/2025Listed for sale$9,600,000+141.5%$4,426/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        5/15/2020Sold$3,975,000-11.6%$1,833/sqft
        Source: CLS at Ocean Reef #1939 Report a problem
        4/29/2020Pending sale$4,499,000$2,074/sqft
        Source: Ocean Reef Club Sotheby's International Realty #1939 Report a problem
        3/30/2020Listed for sale$4,499,000+499.9%$2,074/sqft
        Source: Ocean Reef Club Sotheby's International Realty #1939 Report a problem
        8/4/2011Sold$750,000$346/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$38,473 +5%$4,940,379 +10%
        2024$36,657 +12.1%$4,491,254 +10%
        2023$32,686 +12.7%$4,082,958 +10%
        2022$29,003 +18.8%$3,711,780 +10%
        2021$24,417 +9.6%$3,374,345 +13.8%
        2020$22,278 $2,964,529 +10%
        2019$22,278 +12.8%$2,695,026 +145%
        2018$19,758 +133.8%$1,099,976 +10.8%
        2017$8,450 +10.1%$992,564 +8.1%
        2016$7,673 +2.2%$918,501 -0.2%
        2015$7,508 $919,916

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $47,755/mo
        Principal & interest
        $39354
        Property taxes
        $5432
        HOA Fees
        $2969
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          Climate risks

          Neighborhood: 33037

          Getting around

          6 / 100
          Car-Dependent
          50 / 100
          Bikeable

          Nearby schools

          GreatSchools rating

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