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For sale
  • Price cut: $25K (1/7)
    $375,000

    690 Ditch Gap Rd, Whitwell, TN 37397

    3beds
    1,600sqft
    : 
    Single Family Residence
    Built in 2022
    5.59 Acres Lot
    $373,500 Zestimate®
    $234/sqft
    $-- HOA

    What's special

    Well waterInviting front porchRustic cottageSingle car garageOpen floor planSpectacular skiesAtv trails
    Escape to the mountains and enjoy the peace and serenity you have been longing for. This rustic cottage situated on 5.56 acres, with Prentice Cooper State Forest as it's backdrop, offer stunning views of the mountains, spectacular skies and incredible sunsets. The cottage was designed to take in all the beauty nature has to offer. This spacious cottage offers an inviting front porch, lots of windows, an open floor plan, various storage areas and lots of charm! Home is self sufficient with a top of the line wood stove that is plumbed to heat the entire home along with the home being served with well water. It is comfortable and offers plenty of places to relax and enjoy life. There is a single car garage and an additional carport to park your camper in addition to the large shed with covered parking for your tractor and ATVs. The owner has cleared the property for lots of parking, ATV trails and a nice sized level spot that could be used for a small garden or chicken coop. Large natural rocks and wooded areas still remain to give the property character and beauty. You will fall in love and feel right at home upon first sight!
    76 days
    |
    1,367
    |
    87
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 07, 2026 at 01:08pm

    Listed by:

    Tammy Thayer 423-645-9621,

    Realty Specialists 423-238-7325

    Source: Greater Chattanooga Realtors,MLS#: 1523751

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Bedroom
    • Description: Attached to the Primary Room with it's own porch
    • Level: Second
    Bedroom
    • Level: First
    Primary bathroom
    • Level: Second
    Bathroom
    • Level: First
    Bathroom
    • Level: Second
    Bonus room
    • Description: Owner uses as a Craft and Sewing room
    • Level: First
    Den
    • Level: First
    Dining room
    • Level: First
    Kitchen
    • Level: First
    Laundry
    • Description: Combined with the Utility Room
    Library
    • Description: Owner uses as a Music Room
    • Level: First
    Living room
    • Level: First
    Utility room
    • Description: Large area with Laundry included
    • Level: First
    Heating
    • Ductless, Electric, ENERGY STAR Qualified Equipment, Propane, Wood Stove
    Cooling
    • Ceiling Fan(s), Ductless, Electric, Multi Units, Window Unit(s), ENERGY STAR Qualified Equipment
    Appliances
    • Included: Dishwasher, Electric Water Heater, Free-Standing Gas Oven, Free-Standing Gas Range, Free-Standing Range, Microwave, ENERGY STAR Qualified Water Heater, Self Cleaning Oven, Water Purifier
    • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
    Features
    • Ceiling Fan(s), High Speed Internet, Laminate Counters, Pantry, Primary Downstairs, Smart Camera(s)/Recording, Smart Light(s), Storage, Walk-In Closet(s), Tub/shower Combo, Sitting Area, Plumbed
    • Flooring: Luxury Vinyl
    • Has basement: No
    • Has fireplace: No
    • Fireplace features: Wood Burning Stove
    Interior area
    • Total structure area: 1,600
    • Total interior livable area: 1,600 sqft
    • Finished area above ground: 1,600

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway, Garage, Gravel, Off Street, RV Access/Parking, Garage Faces Front, Kitchen Level
    • Attached garage spaces: 1
    • Carport spaces: 1
    • Covered spaces: 2
    Features
    • Levels: One and One Half
    • Patio & porch: Deck, Front Porch, Porch, Side Porch, Porch - Covered
    • Exterior features: Fire Pit, Private Yard, Rain Gutters, RV Hookup, Smart Camera(s)/Recording, Smart Light(s), Storage
    • Has view: Yes
    • View description: Forest, Mountain(s), Panoramic, Rural, Skyline, Trees/Woods
    Lot
    • Size: 5.59 Acres
    • Dimensions: 5.59
    • Features: Cleared, Front Yard, Irregular Lot, Landscaped, Many Trees, Native Plants, Private, Rock Outcropping, Sloped Down, Sloped, Steep Slope, Sloped Up, Views, Wooded, Rural, Brow Lot
    Details
    • Additional structures: Outbuilding, Residence, RV/Boat Storage, Shed(s), Storage, Workshop
    • Parcel number: 081 014.09

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type
    • Foundation: Block, Combination, Concrete Perimeter, Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2022

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Well
    • Utilities for property: Cable Available, Electricity Available, Propane

    Community & HOA

    Community
    • Subdivision: None
    HOA
    • Has HOA: No
    Location
    • Region: Whitwell

    Financial & listing details

    • Price per square foot: $234/sqft
    • Tax assessed value: $221,600
    • Annual tax amount: $975
    • Date on market: 11/10/2025
    • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
    • Road surface type: Paved
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    Estimated market value

    $373,500

    $355,000 - $392,000

    $2,299/mo

    Price history

    Price history
    DateEventPrice
    1/7/2026Price change$375,000-6.2%$234/sqft
    Source: Greater Chattanooga Realtors #1523751 Report a problem
    11/12/2025Price change$399,999-2.4%$250/sqft
    Source: Greater Chattanooga Realtors #1523751 Report a problem
    11/10/2025Listed for sale$410,000$256/sqft
    Source: Greater Chattanooga Realtors #1523751 Report a problem
    9/16/2025Listing removed$410,000$256/sqft
    Source: Greater Chattanooga Realtors #1514153 Report a problem
    6/5/2025Listed for sale$410,000+978.9%$256/sqft
    Source: Greater Chattanooga Realtors #1514153 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$975 $55,400
    2023$975 +16.6%$55,400 +16.6%
    2022$837 $47,525 +544.4%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,076/mo
    Principal & interest
    $1807
    Property taxes
    $138
    Home insurance
    $131

      Climate risks

      Neighborhood: 37397

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Whitwell Elementary
      • Middle: Whitwell Middle
      • High: Whitwell High School

      Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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