For sale

$250,000

7 Cedar Rd, Spencer, MA 01562

2beds

560sqft

Est.: Get pre-qualified

Single Family Residence

Built in 1974

8,646 Square Feet Lot

$251,700 Zestimate^®

$446/sqft

$50/mo HOA

What's special

Quaint seasonal cottage

**Title V attached**Escape to your own slice of paradise! This quaint seasonal cottage sits on a beautiful Sugden Reservoir, an 87 acre lake, offering full recreational opportunities~from boating and fishing to swimming and kayaking. With 35 feet of coveted water frontage, this property is perfect for those looking to rehab or rebuild their lakefront retreat or getaway. Get ready for some summer fun!

47 days

3,669

95

Tour with a local agent

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Primary bathroom

Features: No

Heating

None

Cooling

None

Appliances

Included: Water Heater

Features

Basement: Full
Has fireplace: No

Interior area

Total structure area: 560
Total interior livable area: 560 sqft
Finished area above ground: 560

Property

Parking

Total spaces: 2
Parking features: Off Street
Uncovered spaces: 2

Features

Patio & porch: Porch - Enclosed
Exterior features: Porch - Enclosed
Has view: Yes
View description: Scenic View(s), Water, Lake
Has water view: Yes
Water view: Lake,Water
Waterfront features: Waterfront, Lake, Dock/Mooring, Frontage, Lake/Pond, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
Frontage length: 44.00

Lot

Size: 8,646 Square Feet
Features: Gentle Sloping

Details

Foundation area: 560
Parcel number: M:00U33 B:00027 L:00000,1694595
Zoning: LR

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Frame
Foundation: Block
Roof: Shingle

Condition

Year built: 1974

Utilities & green energy

Electric: Circuit Breakers
Sewer: Private Sewer
Water: Private

Community & HOA

Community

Features: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Conservation Area, House of Worship, Public School

HOA

Has HOA: Yes
HOA fee: $50 monthly

Location

Region: Spencer

Financial & listing details

Price per square foot: $446/sqft
Tax assessed value: $192,800
Annual tax amount: $2,263
Date on market: 4/11/2026
Road surface type: Paved

Estimated market value

$251,700

$239,000 - $264,000

$1,457/mo

Price history

Date	Event	Price
4/11/2026	Listed for sale	$250,000+78.6%$446/sqft
Source: MLS PIN #73500159 Report a problem
6/16/2022	Sold	$140,000+7.7%$250/sqft
Source: MLS PIN #72982059 Report a problem
5/16/2022	Listed for sale	$130,000$232/sqft
Source: MLS PIN #72982059 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,263 +5.4%	$192,800 +2.7%
2024	$2,148 -1.7%	$187,800 +3.6%
2023	$2,186 +1%	$181,300 +10.3%
2022	$2,164 -2.9%	$164,400 +3.6%
2021	$2,228 +1.9%	$158,700 +2.5%
2020	$2,186 +16.2%	$154,800 +14.1%
2019	$1,881 -6.4%	$135,700 -9.4%
2018	$2,009 +0.9%	$149,700 +5.1%
2017	$1,992 +9.7%	$142,500 +12.1%
2016	$1,816 -2.7%	$127,100 -6.9%
2015	$1,866 +4%	$136,500
2014	$1,795	$136,500

Find assessor info on the county website

Monthly payment

Est. payment

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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