Welcome home to this charming 3-bedroom, 2-bath ranch featuring a fully fenced front and backyard. Enjoy a cozy living room, a comfortable dining area, and a spacious main bedroom with cathedral ceilings, an en-suite bath, and a walk-in closet. The attached garage has been converted into a heated workshop—perfect for hobbies, storage, or additional workspace. Step outside to the back patio, ideal for grilling, relaxing, and summer get-togethers, plus a small storage shed for convenience. This property was previously an Airbnb with full summer occupancy thanks to its great location directly across from the water and Saginaw Bay. A great layout, great yard space, and move-in-ready! Listing agent has ownership interest in the property.
For sale
Price cut: $2.4K (1/22)
$182,500
704 Bay Rd, Bay City, MI 48706
3beds
1,750sqft
Est.:
Single Family Residence
Built in 1940
9,583.2 Square Feet Lot
$178,400 Zestimate®
$104/sqft
$-- HOA
What's special
Great yard spaceEn-suite bathWalk-in closetComfortable dining area
- 59 days |
- 2,058 |
- 73 |
Zillow last checked: 8 hours ago
Listing updated: January 22, 2026 at 08:58am
Listed by:
Zachary Kuch 269-600-4397,
EXP Realty LLC 269-600-4397
Source: MiRealSource,MLS#: 50194983
Originating MLS: MiRealSource
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Features: Luxury Vinyl
- Level: First
- Area: 180
- Dimensions: 15 x 12
Bedroom 2
- Features: Carpet
- Level: First
- Area: 99
- Dimensions: 11 x 9
Bedroom 3
- Features: Carpet
- Level: First
- Area: 63
- Dimensions: 9 x 7
Bathroom 1
- Features: Tile
- Level: First
- Area: 48
- Dimensions: 8 x 6
Bathroom 2
- Features: Luxury Vinyl
- Level: First
- Area: 50
- Dimensions: 5 x 10
Dining room
- Level: First
- Area: 88
- Dimensions: 11 x 8
Kitchen
- Level: First
- Area: 135
- Dimensions: 15 x 9
Living room
- Features: Luxury Vinyl
- Level: First
- Area: 187
- Dimensions: 17 x 11
Heating
- Forced Air, Natural Gas
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Microwave, Range/Oven, Refrigerator, Gas Water Heater
Features
- Flooring: Carpet
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,750
- Total interior livable area: 1,750 sqft
- Finished area above ground: 1,750
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Driveway, Attached
- Has attached garage: Yes
Features
- Levels: One
- Stories: 1
- Fencing: Fenced,Fence Owned
- Frontage type: Road
- Frontage length: 74
Lot
- Size: 9,583.2 Square Feet
- Dimensions: 74 x 126
Details
- Parcel number: 010A1600008400
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Shady Shores
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $104/sqft
- Tax assessed value: $91,800
- Annual tax amount: $3,153
- Date on market: 11/24/2025
- Cumulative days on market: 60 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,MIStateHsDevAuthority
- Road surface type: Paved
Estimated market value
$178,400
$169,000 - $187,000
$2,039/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/22/2026 | Price change | $182,500-1.3%$104/sqft |
Source: | ||
| 11/24/2025 | Listed for sale | $184,900+10.7%$106/sqft |
Source: | ||
| 5/8/2024 | Listing removed | -- |
Source: | ||
| 4/5/2024 | Price change | $167,000-1.8%$95/sqft |
Source: | ||
| 3/19/2024 | Price change | $170,000-1.2%$97/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,580 | $45,900 +14.6% |
| 2023 | -- | $40,050 +12.7% |
| 2022 | -- | $35,550 +6.8% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,159/mo
Principal & interest
$881
Property taxes
$214
Home insurance
$64
Climate risks
Neighborhood: 48706
Nearby schools
GreatSchools rating
- 6/10Bangor Central SchoolGrades: PK-5Distance: 1.5 mi
- 5/10Christa McAuliffe Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10John Glenn High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- District: Bangor Township Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





