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For sale
  • Price cut: $2.4K (1/22)
    $182,500

    704 Bay Rd, Bay City, MI 48706

    3beds
    1,750sqft
    : 
    Single Family Residence
    Built in 1940
    9,583.2 Square Feet Lot
    $178,400 Zestimate®
    $104/sqft
    $-- HOA

    What's special

    Great yard spaceEn-suite bathWalk-in closetComfortable dining area
    Welcome home to this charming 3-bedroom, 2-bath ranch featuring a fully fenced front and backyard. Enjoy a cozy living room, a comfortable dining area, and a spacious main bedroom with cathedral ceilings, an en-suite bath, and a walk-in closet. The attached garage has been converted into a heated workshop—perfect for hobbies, storage, or additional workspace. Step outside to the back patio, ideal for grilling, relaxing, and summer get-togethers, plus a small storage shed for convenience. This property was previously an Airbnb with full summer occupancy thanks to its great location directly across from the water and Saginaw Bay. A great layout, great yard space, and move-in-ready! Listing agent has ownership interest in the property.
    59 days
    |
    2,067
    |
    73
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 22, 2026 at 08:58am

    Listed by:

    Zachary Kuch 269-600-4397,

    EXP Realty LLC 269-600-4397

    Source: MiRealSource,MLS#: 50194983MLS LogoOriginating MLS: MiRealSource

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Bedroom 1
    • Features: Luxury Vinyl
    • Level: First
    • Area: 180
    • Dimensions: 15 x 12
    Bedroom 2
    • Features: Carpet
    • Level: First
    • Area: 99
    • Dimensions: 11 x 9
    Bedroom 3
    • Features: Carpet
    • Level: First
    • Area: 63
    • Dimensions: 9 x 7
    Bathroom 1
    • Features: Tile
    • Level: First
    • Area: 48
    • Dimensions: 8 x 6
    Bathroom 2
    • Features: Luxury Vinyl
    • Level: First
    • Area: 50
    • Dimensions: 5 x 10
    Dining room
    • Level: First
    • Area: 88
    • Dimensions: 11 x 8
    Kitchen
    • Level: First
    • Area: 135
    • Dimensions: 15 x 9
    Living room
    • Features: Luxury Vinyl
    • Level: First
    • Area: 187
    • Dimensions: 17 x 11
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Wall/Window Unit(s)
    Appliances
    • Included: Microwave, Range/Oven, Refrigerator, Gas Water Heater
    Features
    • Flooring: Carpet
    • Has basement: No
    • Has fireplace: No
    Interior area
    • Total structure area: 1,750
    • Total interior livable area: 1,750 sqft
    • Finished area above ground: 1,750
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 3
    • Parking features: 3 or More Spaces, Driveway, Attached
    • Has attached garage: Yes
    Features
    • Levels: One
    • Stories: 1
    • Fencing: Fenced,Fence Owned
    • Frontage type: Road
    • Frontage length: 74
    Lot
    • Size: 9,583.2 Square Feet
    • Dimensions: 74 x 126
    Details
    • Parcel number: 010A1600008400
    • Special conditions: Private

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Aluminum Siding
    • Foundation: Slab
    Condition
    • New construction: No
    • Year built: 1940

    Utilities & green energy

    • Sewer: Public Sanitary
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Shady Shores
    HOA
    • Has HOA: No
    Location
    • Region: Bay City

    Financial & listing details

    • Price per square foot: $104/sqft
    • Tax assessed value: $91,800
    • Annual tax amount: $3,153
    • Date on market: 11/24/2025
    • Cumulative days on market: 60 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,VA Loan,MIStateHsDevAuthority
    • Road surface type: Paved
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    Estimated market value

    $178,400

    $169,000 - $187,000

    $2,039/mo

    Price history

    Price history
    DateEventPrice
    1/22/2026Price change$182,500-1.3%$104/sqft
    Source: MiRealSource #50194983 Report a problem
    11/24/2025Listed for sale$184,900+10.7%$106/sqft
    Source: MiRealSource #50194983 Report a problem
    5/8/2024Listing removed--
    Source: Realcomp II #61050132850 Report a problem
    4/5/2024Price change$167,000-1.8%$95/sqft
    Source: MiRealSource #50132850 Report a problem
    3/19/2024Price change$170,000-1.2%$97/sqft
    Source: MiRealSource #50132850 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,580 $45,900 +14.6%
    2023-- $40,050 +12.7%
    2022-- $35,550 +6.8%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $1,159/mo
    Principal & interest
    $881
    Property taxes
    $214
    Home insurance
    $64

      Climate risks

      Neighborhood: 48706

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • District: Bangor Township Schools

      Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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