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For sale
    • Price cut: $5K (7/29)
    $520,000

    705 Bay Rd, Bay City, MI 48706

    4beds
    2,416sqft
    : 
    $3,591/mo
    Get pre-qualified
    Single Family Residence
    Built in 1959
    0.32 Acres Lot
    $509,200 Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Fenced backyardEnergy-efficient solar panelsExterior paintNewer roofPrivate waterfront oasisSliding glass doors
    Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.
    29 days
    |
    3,388
    |
    169
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Herb Saenz 989-492-4979,

    Modern Realty 989-486-9770

    Source: MiRealSource,MLS#: 50213287MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom, Laundry, Living Room, Utility/Laundry Room, Master Bathroom, Bathroom, Dining Room
      Bedroom 1
      • Features: Vinyl
      • Level: First
      • Area: 156
      • Dimensions: 12 x 13
      Bedroom 2
      • Features: Vinyl
      • Level: First
      • Area: 132
      • Dimensions: 12 x 11
      Bedroom 3
      • Features: Wood
      • Level: Second
      • Area: 156
      • Dimensions: 13 x 12
      Bedroom 4
      • Features: Vinyl
      • Level: Second
      • Area: 405
      • Dimensions: 27 x 15
      Bathroom 1
      • Features: Vinyl
      • Level: Main
      • Area: 63
      • Dimensions: 7 x 9
      Bathroom 2
      • Features: Tile
      • Level: Upper
      • Area: 168
      • Dimensions: 14 x 12
      Dining room
      • Features: Vinyl
      • Level: First
      • Area: 154
      • Dimensions: 14 x 11
      Kitchen
      • Features: Vinyl
      • Level: First
      • Area: 210
      • Dimensions: 14 x 15
      Living room
      • Features: Vinyl
      • Level: First
      • Area: 308
      • Dimensions: 14 x 22
      Heating
      • Forced Air, Hot Water, Natural Gas, Solar
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
      • Laundry: First Floor Laundry, Laundry Room, Main Level
      Features
      • Flooring: Vinyl, Wood
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Natural Fireplace
      Interior area
      • Total structure area: 2,416
      • Total interior livable area: 2,416 sqft
      • Finished area above ground: 2,416
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Unassigned, Detached, Electric in Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Lake Front, Waterfront, Beach Access, Beach Front
      • Frontage length: 40
      Lot
      • Size: 0.32 Acres
      • Dimensions: 40 x 248
      • Features: Subdivision
      Details
      • Additional structures: Sauna
      • Parcel number: 010A1600001100
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Vinyl Siding, Asphalt
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1959

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Alpin Beach
      HOA
      • Has HOA: No
      Location
      • Region: Bay City

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $282,100
      • Annual tax amount: $4,634
      • Date on market: 6/30/2026
      • Cumulative days on market: 30 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $509,200

        $484,000 - $535,000

        $1,910/mo

        Price history

        DateEventPrice
        7/29/2026Price change$520,000-1%$215/sqft
        Source: MIDMLS #50213288 Report a problem
        7/26/2026Price change$525,000-1.9%$217/sqft
        Source: MiRealSource #50213287 Report a problem
        7/18/2026Price change$535,000-0.9%$221/sqft
        Source: MIDMLS #50213288 Report a problem
        7/8/2026Price change$539,900-1.8%$223/sqft
        Source: MiRealSource #50213287 Report a problem
        6/30/2026Listed for sale$550,000+80.3%$228/sqft
        Source: MIDMLS #50213288 Report a problem
        5/27/2020Sold$305,000-4.7%$126/sqft
        Source: MiRealSource #50009569 Report a problem
        4/21/2020Pending sale$319,900$132/sqft
        Source: Coldwell Banker Professionals #50009569 Report a problem
        4/14/2020Listed for sale$319,900+48.9%$132/sqft
        Source: Coldwell Banker Professionals #50009569 Report a problem
        8/21/2015Sold$214,900+7.5%$89/sqft
        Source: Public Record Report a problem
        7/22/2011Listing removed$199,900$83/sqft
        Source: Weichert Realtors #110728 Report a problem
        3/14/2011Listed for sale$199,900$83/sqft
        Source: Weichert Realtors #110728 Report a problem
        12/4/2010Listing removed$199,900$83/sqft
        Source: Weichert Realtors #103655 Report a problem
        10/1/2010Price change$199,900-4.8%$83/sqft
        Source: Weichert Realtors #102557 Report a problem
        7/25/2010Listed for sale$209,900+24.3%$87/sqft
        Source: Weichert Realtors #102557 Report a problem
        10/3/2006Sold$168,900$70/sqft
        Source: MiRealSource #30834323 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,499 +11%$141,050 +16.2%
        2024$4,053 $121,400 +3.3%
        2023-- $117,500 +8.8%
        2022-- $108,000 +4%
        2021-- $103,850 +5.4%
        2020$2,933 $98,550 +10.9%
        2019-- $88,900 -2.3%
        2018$2,933 $91,000 -0.6%
        2017-- $91,550 +6.3%
        2016-- $86,100 +7.4%
        2015-- $80,150 +1.5%
        2014-- $79,000 +3.8%
        2013-- $76,100 +1.1%
        2012-- $75,250 +1.4%
        2011-- $74,200 +0.5%
        2010-- $73,850 -4.3%
        2009-- $77,150 -9.2%
        2008-- $84,950 -30.5%
        2007-- $122,250
        2006-- $122,250 +11.1%
        2005-- $110,050
        2004-- $110,050 +1.4%
        2003-- $108,550 +16.8%
        2002-- $92,950 +3.3%
        2001-- $90,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48706

        Getting around

        10 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Bangor Township Schools

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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