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For sale
    • $495,000

    205 Windsor Way, Panama City Beach, FL 32413

    4beds
    2,347sqft
    : 
    $3,193/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    7,840 Square Feet Lot
    $471,800 Zestimate®
    $211/sqft
    $83/mo HOA

    What's special

    Welcome home to Palmetto Trace -- one of Panama City Beach's most sought-after neighborhoods, and one of the best price per square foot homes in the community. This spacious 4-bedroom, 2-bathroom home offers 2,347 square feet of thoughtfully designed living space, giving you the room to spread out without the price tag you'd expect. Inside, you'll find generous living areas and bedrooms built for life -- room for family, guests, a home office, or all three. The kitchen area has been opened up and upgraded to give the home an even more open feeling. New roof in 2025, New HVAC in 2025, and freshly painted in 2026! Located in the heart of Palmetto Trace, you're just minutes from the sugar-white sands and emerald water Panama City Beach is famous for, plus nearby shopping, dining, and everything else that makes this stretch of the Gulf Coast so popular with buyers. Square footage this size at this price point doesn't last in this neighborhood. Homes with this kind of value are getting snapped up fast, and this one won't be the exception. If you've been waiting for the right combination of space, location, and price, this is it.
    3 days
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    Zillow last checked:

    Listing updated:

    Listed by:

    Christopher C Jennings 850-532-9449,

    CENTURY 21 AllPoints Realty

    Source: CPAR,MLS#: 793913MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bedroom, Family Room, Primary Bedroom
      Primary bedroom
      • Dimensions: 16 x 15
      Bedroom
      • Dimensions: 11 x 12
      Bedroom
      • Dimensions: 10 x 11
      Bedroom
      • Dimensions: 10 x 11
      Family room
      • Dimensions: 20 x 15
      Interior area
      • Total structure area: 2,347
      • Total interior livable area: 2,347 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Stories: 1
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 65 x 120
      Details
      • Parcel number: 32738980218

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Subdivision: Palmetto Trace Phase IV
      HOA
      • Has HOA: Yes
      • Services included: Association Management, Legal/Accounting, Pool(s)
      • HOA fee: $249 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $211/sqft
      • Tax assessed value: $418,207
      • Annual tax amount: $4,463
      • Date on market: 8/12/2026
      • Cumulative days on market: 3 days

        Estimated market value

        $471,800

        $448,000 - $495,000

        $3,148/mo

        Price history

        DateEventPrice
        8/12/2026Listed for sale$495,000+45.6%$211/sqft
        Source: CPAR #793913 Report a problem
        3/16/2020Sold$340,000-6.8%$145/sqft
        Source: CPAR #691063 Report a problem
        1/4/2020Price change$365,000-0.9%$156/sqft
        Source: Coastal Sun Realty LLC #691063 Report a problem
        12/20/2019Price change$368,500-0.4%$157/sqft
        Source: Coastal Sun Realty LLC #691063 Report a problem
        11/20/2019Listed for sale$370,000+38.6%$158/sqft
        Source: Coastal Sun Realty LLC #691063 Report a problem
        7/31/2012Sold$267,000+4.3%$114/sqft
        Source: CPAR #501779 Report a problem
        4/19/2012Price change$255,999-0.8%$109/sqft
        Source: Latitudes Realty of Florida, LLC. #501779 Report a problem
        4/3/2012Price change$257,999-4.4%$110/sqft
        Source: Latitudes Realty of Florida, LLC. #501779 Report a problem
        12/4/2011Price change$269,999-1.8%$115/sqft
        Source: Latitudes Realty of Florida, LLC. #501779 Report a problem
        11/18/2011Listed for sale$274,999-4%$117/sqft
        Source: Latitudes Realty of Florida, LLC. #501779 Report a problem
        9/29/2005Sold$286,400$122/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,341 +2.9%$382,701 +3%
        2023$4,220 +13%$371,554 +3%
        2022$3,734 $360,732
        2021-- --
        2020$2,303 +2.9%$222,705 +2.3%
        2019$2,237 $217,698 +1.9%
        2018$2,237 +0.3%$213,639 +2.1%
        2017$2,231 +11.4%$209,245 -0.9%
        2016$2,003 -5.6%$211,103 -1%
        2015$2,121 $213,309 -1.5%
        2014$2,121 $216,631 -0.3%
        2013-- $217,325
        2012-- $217,325 -19.3%
        2011-- $269,280 -6%
        2010-- $286,555 -5.4%
        2009-- $303,020 -5.5%
        2008-- $320,704 -6.9%
        2007-- $344,390 +11.6%
        2006-- $308,562
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32413

        Getting around

        35 / 100
        Car-Dependent
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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