Beautifully updated 4-bedroom home in the desirable Horse Creek Farms neighborhood. The primary suite on the main floor offers convenience and privacy, while the fully remodeled kitchen shines with contemporary finishes, ample cabinetry, and granite countertopsâ€''ideal for everyday meals or entertaining. Updated bathrooms provide a fresh, spa-like feel throughout.
Bathed in lots of natural light thanks to generous windows, the home feels bright and welcoming from the moment you step inside. A versatile 4th bedroom that could be used as a bonus room adds flexible space for a home office, playroom, gym, or media retreat. Step outside to your expansive large backyard, perfect for outdoor gatherings, gardening, or simply relaxing in your private oasis.
For sale
Price cut: $10K (2/11)
$470,000
491 Thoroughbred Dr NW, Cleveland, TN 37312
4beds
2,305sqft
Est.:
Single Family Residence
Built in 2006
0.48 Acres Lot
$464,000 Zestimate®
$204/sqft
$100/mo HOA
What's special
Contemporary finishesExpansive large backyardFully remodeled kitchenAmple cabinetryPrivate oasisGenerous windowsGranite countertops
- 53 days |
- 1,517 |
- 48 |
Zillow last checked: 7 hours ago
Listing updated: March 08, 2026 at 10:19am
Listed by:
Jannis Sams 423-503-2945,
Crye-Leike, REALTORS 423-473-9545
Source: Greater Chattanooga Realtors,MLS#: 1526732
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Description: 4th Bedroom/Bonus Room
- Level: Second
Primary bathroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Other
- Level: First
Other
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Disposal, Dishwasher, Electric Range, Electric Water Heater, Microwave, Stainless Steel Appliance(s)
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level
Features
- Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Entrance Foyer, Granite Counters, High Ceilings, High Speed Internet, Primary Downstairs, Recessed Lighting, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Separate Shower, Breakfast Nook, Separate Dining Room, Split Bedrooms
- Flooring: Carpet, Hardwood, Tile
- Windows: Blinds, Insulated Windows, Vinyl Frames
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log, Great Room, Propane
Interior area
- Total structure area: 2,305
- Total interior livable area: 2,305 sqft
- Finished area above ground: 2,306
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Driveway, Garage, Garage Faces Front, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 2
- Patio & porch: Front Porch, Rear Porch, Porch - Covered
- Exterior features: Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Mountain(s)
Lot
- Size: 0.48 Acres
- Dimensions: 85' x 207' x 124' x 201'
- Features: Level
Details
- Additional structures: None
- Parcel number: 020l A 018.00
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl Siding
- Foundation: Block
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Street Lights, Sidewalks
- Security: Smoke Detector(s)
- Subdivision: Horse Creek Farms
HOA
- Has HOA: Yes
- Amenities included: None
- Services included: None
- HOA fee: $100 monthly
Location
- Region: Cleveland
Financial & listing details
- Price per square foot: $204/sqft
- Tax assessed value: $431,400
- Annual tax amount: $1,329
- Date on market: 3/8/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Asphalt, Paved
Estimated market value
$464,000
$441,000 - $487,000
$2,104/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/8/2026 | Listed for sale | $470,000$204/sqft |
Source: Greater Chattanooga Realtors #1526732 Report a problem | ||
| 2/26/2026 | Pending sale | $470,000$204/sqft |
Source:  RCAR #20260242 Report a problem | ||
| 2/11/2026 | Price change | $470,000-2.1%$204/sqft |
Source: RCAR #20260242 Report a problem | ||
| 1/15/2026 | Listed for sale | $480,000-1.8%$208/sqft |
Source: RCAR #20260242 Report a problem | ||
| 1/1/2026 | Listing removed | $489,000$212/sqft |
Source: RCAR #20252701 Report a problem | ||
| 10/25/2025 | Price change | $489,000-2%$212/sqft |
Source: RCAR #20252701 Report a problem | ||
| 8/11/2025 | Listed for sale | $499,000$216/sqft |
Source: RCAR #20252701 Report a problem | ||
| 7/31/2025 | Contingent | $499,000$216/sqft |
Source: RCAR #20252701 Report a problem | ||
| 7/21/2025 | Price change | $499,000-3.1%$216/sqft |
Source: RCAR #20252701 Report a problem | ||
| 6/15/2025 | Listed for sale | $515,000+157.6%$223/sqft |
Source: RCAR #20252701 Report a problem | ||
| 2/19/2013 | Sold | $199,900-3.8%$87/sqft |
Source: Greater Chattanooga Realtors #1187980 Report a problem | ||
| 2/11/2013 | Pending sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 2/11/2013 | Listed for sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 2/10/2013 | Pending sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 2/10/2013 | Listed for sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 2/4/2013 | Pending sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 2/4/2013 | Listed for sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 2/3/2013 | Pending sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 2/3/2013 | Listed for sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 1/28/2013 | Pending sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 1/28/2013 | Listed for sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 1/27/2013 | Pending sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 1/27/2013 | Listed for sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 1/22/2013 | Pending sale | $207,900$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 1/22/2013 | Listed for sale | $207,900-13%$90/sqft |
Source: Crye-Leike #1187980 Report a problem | ||
| 10/2/2006 | Sold | $239,000$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $107,850 +49.3% |
| 2024 | $1,295 | $72,225 |
| 2023 | $1,295 | $72,225 |
| 2022 | $1,295 | $72,225 |
| 2021 | $1,295 +7.3% | $72,225 +33% |
| 2019 | $1,207 +5.9% | $54,300 |
| 2018 | $1,140 0% | -- |
| 2017 | $1,140 -2.1% | -- |
| 2016 | $1,165 | -- |
| 2015 | $1,165 +3.5% | -- |
| 2014 | $1,126 | -- |
| 2013 | -- | -- |
| 2011 | $1,250 +3.4% | $56,825 |
| 2009 | $1,209 | $56,825 -4.7% |
| 2008 | -- | $59,650 +16.1% |
| 2007 | $1,238 | $51,375 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,528/mo
Principal & interest
$2260
Property taxes
$168
HOA Fees
$100
Climate risks
Neighborhood: 37312
Nearby schools
GreatSchools rating
- 6/10Charleston Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 6/10Ocoee Middle SchoolGrades: 6-8Distance: 6 mi
- 6/10Walker Valley High SchoolGrades: 9-12Distance: 2.9 mi
Schools provided by the listing agent
- Elementary: Charleston Elementary
- Middle: Ocoee Middle
- High: Walker Valley High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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