Discover Low-Maintenance Coastal Living —NO HOA, Marsh Charm & Fernandina’s Best Schools
Welcome to Waters Edge, one of Fernandina Beach’s most SOUGHT AFTER NO-HOA neighborhoods, where quiet streets, old oaks, and coastal breezes set the tone for relaxed coastal living. This well-kept community of only 12 homes offers the rare combination of curb appeal without restrictive rules or monthly fees—a major advantage for today’s buyers.
Situated on a prime CORNER LOT, this BRICK HOME features a flexible and inviting layout with formal light filled living and dining rooms, plus a spacious great room perfect for everyday comfort or hosting friends. Tile flooring in the main living areas keeps the home cool and easy to maintain, while carpeted bedrooms add comfort and warmth. The kitchen features STAINLESS STEEL appliances, GRANITE counters and plenty of cabinet space.
Enjoy indoor-outdoor living from the covered and SCREENED LANAI, which opens to an additional BIRD CAGE STYLE PATIO ideal for grilling, relaxing, or creating your own garden oasis. The subtle peek-a-boo MARSH VIEWS and CANOPY OF OAKS surrounding the one-street neighborhood create the perfect natural backdrop.
Additional perks include:
* Septic system for lower monthly water bills
* Flexible living spaces
* Brick construction for timeless durability
* A quiet, scenic community surrounded by nature
* Freedom to personalize your property—no HOA restrictions
* Freshly painted interior
* Epoxy garage floor
Located just off of scenic Amelia Island, short drive to Jacksonville and military bases.
Pending
$550,000
96286 Springwood Ln, Fernandina Beach, FL 32034
3beds
2,298sqft
Est.:
Single Family Residence
Built in 2003
0.28 Acres Lot
$-- Zestimate®
$239/sqft
$-- HOA
What's special
Freshly painted interiorGranite countersCarpeted bedroomsQuiet streetsCovered and screened lanaiFlexible and inviting layoutOld oaks
- 125 days |
- 1,015 |
- 27 |
Zillow last checked: 7 hours ago
Listing updated: March 18, 2026 at 08:09am
Listed by:
Andrea Hatton 904-556-6782,
CENTURY 21 MILLER ELITE,
Jason Collins 904-254-9226,
CENTURY 21 MILLER ELITE
Source: AINCAR,MLS#: 114284
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Other
- Description: Flooring: Carpet,Tile,Wood
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Stove, Ice Maker
Features
- Ceiling Fan(s), French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms, Cable TV, Window Treatments
- Doors: French Doors
- Windows: Aluminum Frames, Insulated Windows, Blinds
- Has fireplace: Yes
Interior area
- Total structure area: 2,298
- Total interior livable area: 2,298 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Two Car Garage, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Covered, Front Porch, Patio, Screened
- Exterior features: Fence, Sprinkler/Irrigation
- Pool features: None
Lot
- Size: 0.28 Acres
- Features: Irregular Lot
Details
- Parcel number: 463N28620000050000
- Zoning: RSF1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Brick, Frame
- Roof: Shingle
Condition
- Resale
- Year built: 2003
Details
- Builder name: Arnett Properites
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available
Green energy
- Energy efficient items: Insulation
Community & HOA
Community
- Security: Security System
- Subdivision: Waters Edge
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $239/sqft
- Tax assessed value: $405,089
- Annual tax amount: $2,901
- Date on market: 11/28/2025
- Cumulative days on market: 125 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Pending sale | $550,000$239/sqft |
Source: | ||
| 11/28/2025 | Listed for sale | $550,000+3.8%$239/sqft |
Source: | ||
| 1/8/2024 | Sold | $530,000-3.6%$231/sqft |
Source: | ||
| 12/11/2023 | Pending sale | $549,900$239/sqft |
Source: | ||
| 12/7/2023 | Listed for sale | $549,900+88.3%$239/sqft |
Source: | ||
| 4/30/2018 | Sold | $292,000-5.7%$127/sqft |
Source: | ||
| 3/29/2018 | Pending sale | $309,500$135/sqft |
Source: Keller Williams Realty Atlantic Partners Southside #920506 Report a problem | ||
| 3/16/2018 | Price change | $309,500-1.7%$135/sqft |
Source: Keller Williams Realty Atlantic Partners Southside #920506 Report a problem | ||
| 2/10/2018 | Listed for sale | $315,000+950%$137/sqft |
Source: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE #920506 Report a problem | ||
| 4/29/2003 | Sold | $30,000$13/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,901 +2.1% | $259,600 +3% |
| 2023 | $2,842 +9.6% | $252,039 +3% |
| 2022 | $2,594 -0.6% | $244,698 +3% |
| 2021 | $2,610 -15.3% | $237,571 +1.4% |
| 2020 | $3,083 +20.9% | $234,291 +2.3% |
| 2019 | $2,549 | $229,023 -6.8% |
| 2018 | $2,549 -34.7% | $245,634 +3.3% |
| 2017 | $3,907 +15.2% | $237,722 +22.5% |
| 2016 | $3,392 +13.8% | $194,131 -0.7% |
| 2015 | $2,980 -3.1% | $195,596 +7.5% |
| 2014 | $3,076 | $181,869 -13.8% |
| 2013 | -- | $211,090 -0.6% |
| 2012 | -- | $212,403 -3.5% |
| 2011 | -- | $220,215 +1.7% |
| 2010 | -- | $216,592 -11.4% |
| 2009 | -- | $244,482 +5.2% |
| 2008 | -- | $232,388 +3% |
| 2007 | -- | $225,619 +2.5% |
| 2006 | -- | $220,116 +3% |
| 2005 | -- | $213,705 +2% |
| 2004 | -- | $209,455 +447.6% |
| 2003 | -- | $38,250 |
| 2002 | -- | $38,250 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,464/mo
Principal & interest
$2712
Property taxes
$752
More affordability tools
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- 8/10Emma Love Hardee Elementary SchoolGrades: 3-5Distance: 3.6 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 4.3 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 3.6 mi
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- 96286 Springwood Ln
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