This turnkey Lake Michigan access home offers the perfect combination of luxury and practicality, making it ideal for year-round living, family vacations, or rental income. Conveniently located just outside Bay Harbor with easy drives to Petoskey and Charlevoix, the home features 4 bedrooms, 3 baths, ample storage, soaring cathedral ceilings, a finished walkout lower level, and a spacious attached two-car garage. The outdoor space boasts a flagstone patio, a serene meditation pond with waterfall, and access to an exceptional community with shared frontage, including a private beach, gas grills, and a picnic pavilion. Offering breathtaking views and situated in Michigan's coveted Gold Coast, this property is a true value-packed gem that won't disappoint.
Active
Price cut: $25K (5/13)
$599,900
7500 Nine Mile Point Dr, Charlevoix, MI 49720
4beds
1,900sqft
Est.:
Single Family Residence
Built in 2004
0.41 Acres Lot
$584,200 Zestimate®
$316/sqft
$8/mo HOA
What's special
Private beachSpacious attached two-car garageGas grillsPicnic pavilionFinished walkout lower levelFlagstone patioSoaring cathedral ceilings
- 107 days |
- 969 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
Thomas A Rumble 616-250-6751,
EXP Realty LLC 269-600-4397
Source: MichRIC,MLS#: 26003065
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Heating
- Forced Air
Appliances
- Laundry: Main Level
Features
- Basement: Full,Walk-Out Access
- Number of fireplaces: 1
Interior area
- Total structure area: 1,400
- Total interior livable area: 1,900 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Garage Door Opener, Attached
- Garage spaces: 2
Features
- Stories: 2
- Waterfront features: Lake
- Body of water: Lake Michigan
Lot
- Size: 0.41 Acres
Details
- Parcel number: 40010600 / 40010700
- Zoning description: RES
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: Michigan Shores
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $90 annually
Location
- Region: Charlevoix
Financial & listing details
- Price per square foot: $316/sqft
- Tax assessed value: $196,200
- Annual tax amount: $8,477
- Date on market: 1/26/2026
- Listing terms: Cash,FHA,VA Loan,Conventional
Estimated market value
$584,200
$555,000 - $613,000
$2,927/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/13/2026 | Price change | $599,900-4%$316/sqft |
Source:  MichRIC #26003065 Report a problem | ||
| 1/26/2026 | Listed for sale | $624,900+30.2%$329/sqft |
Source: MichRIC #26003065 Report a problem | ||
| 7/20/2023 | Sold | $480,000-3%$253/sqft |
Source: Agent Provided Report a problem | ||
| 6/16/2023 | Pending sale | $495,000$261/sqft |
Source:  Northern Michigan MLS #471183 Report a problem | ||
| 6/5/2023 | Price change | $495,000-5.7%$261/sqft |
Source: Northern Michigan MLS #471183 Report a problem | ||
| 6/1/2023 | Listed for sale | $525,000+128.4%$276/sqft |
Source: Northern Michigan MLS #471183 Report a problem | ||
| 7/8/2016 | Sold | $229,900$121/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,395 +116.2% | $196,200 -0.4% |
| 2024 | $3,883 -38.8% | $196,900 +7.4% |
| 2023 | $6,341 | $183,300 +12.2% |
| 2022 | -- | $163,400 +15.3% |
| 2021 | -- | $141,700 -0.4% |
| 2020 | -- | $142,300 +19.9% |
| 2019 | -- | $118,700 +13.9% |
| 2018 | -- | $104,200 |
| 2017 | -- | $104,200 +1.1% |
| 2016 | -- | $103,100 +0.4% |
| 2015 | -- | $102,700 -5.9% |
| 2014 | -- | $109,100 +19.2% |
| 2013 | -- | $91,545 +2.4% |
| 2012 | -- | $89,400 -7.9% |
| 2011 | -- | $97,100 +15.3% |
| 2010 | -- | $84,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 49720
Nearby schools
GreatSchools rating
- 6/10Charlevoix Elementary SchoolGrades: K-6Distance: 7.8 mi
- 9/10Charlevoix High SchoolGrades: 7-12Distance: 9.4 mi
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A local lender can help you make sure your offer is ready when you are.
- Michigan
- Charlevoix County
- Charlevoix
- 49720
- 7500 Nine Mile Point Dr
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