For sale

$164,500

622 4th Ave SE, Spencer, IA 51301

3beds

1,040sqft

$1,224/mo

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Single Family Residence

Built in 1961

7,405 Square Feet Lot

$-- Zestimate^®

$158/sqft

$-- HOA

What's special

Detached garageSpacious full basementLow-maintenance yard

Charming Bungalow with Fantastic Location! Welcome to this cozy 3-bedroom, 1-bath home featuring a spacious full basement offering endless potential for storage or added living space. Enjoy the convenience of a detached garage and a low-maintenance yard. Situated in an incredible neighborhood, you’re just steps away from local parks, walking trails, the community swimming pool, and the exciting upcoming splash pad! Perfect for first-time buyers, downsizers, or investors looking for a great location with endless charm. Schedule your private tour today!

14 days

440

4

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Basement

Area: 1040

Heating

Forced Air

Appliances

Included: Gas Water Heater

Features

Basement: Full

Interior area

Total structure area: 2,080
Total interior livable area: 1,040 sqft
Finished area above ground: 1,040
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Detached
Garage spaces: 1

Features

Levels: One
Stories: 1

Lot

Size: 7,405 Square Feet
Dimensions: 70.0 x 105.0

Details

Parcel number: 963618404009

Construction

Type & style

Home type: SingleFamily
Architectural style: Contemporary
Property subtype: Single Family Residence

Materials

Wood Siding, Frame/Wood

Condition

Year built: 1961

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $158/sqft
Tax assessed value: $131,900
Annual tax amount: $2,252
Date on market: 8/1/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/1/2026	Listed for sale	$164,500+19.6%$158/sqft
Source: Iowa Great Lakes BOR #260919 Report a problem
5/10/2023	Sold	$137,500$132/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,252 +3.6%	$131,900 -6.2%
2024	$2,174 +101.7%	$140,610
2023	$1,078 -16.9%	$140,610 +15.9%
2022	$1,298 -11%	$121,320 +5.2%
2021	$1,458	$115,270 -2.2%
2020	$1,458 +14.1%	$117,820
2019	$1,278 +2.4%	$117,820 +6%
2018	$1,248	$111,110 +8%
2017	$1,248 +6.8%	$102,910
2016	$1,168 +9.8%	$102,910 +5.7%
2015	$1,064	$97,340
2014	$1,064 +27.6%	$97,340
2013	$834 +10%	--
2012	$758 +17%	--
2011	$648 +8.7%	--
2010	$596 +13.3%	--
2009	$526 -54.7%	--
2007	$1,162 +4.9%	--
2005	$1,108	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51301

Getting around

37 / 100

Car-Dependent

53 / 100

Bikeable

Nearby schools

GreatSchools rating

5/10
Lincoln Elementary School
Grades: 3-5Distance: 0.7 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 1.5 mi
7/10
Spencer High School
Grades: 9-12Distance: 0.7 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.