For sale

Price cut: $4K (6/2)

$133,500

817 E 4th St, Spencer, IA 51301

3beds

1baths

1,719sqft

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Single Family Residence, Residential

Built in 1942

7,405 Square Feet Lot

$129,800 Zestimate^®

$78/sqft

$-- HOA

What's special

Added living spaceNewer vinyl windows throughoutFresh interior paintNew garage door opener

Charming Updated Bungalow in a Prime Location This cute bungalow offers a great combination of charm, updates, and location—just 2 blocks from the high school and 5 blocks from the middle school. Recent improvements provide peace of mind, including some fresh interior paint (2026), a new garage door opener (2026), a new water heater (2025), and some new interior sewer line (2026). Additional major updates include a replaced sewer line to the street (2020), updated electrical panel (2020), and the addition of an egress window (2020), creating a 3rd legal bedroom in the basement. The home also features newer vinyl windows throughout. The basement has experienced minor groundwater backup during past city flooding, but the home itself did not take on standing flood water. With its solid updates, added living space, and convenient location, this home is a fantastic opportunity. Don’t miss your chance to make it yours!

35 days

505

16

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 1

Rooms

Room types: Living Room, Kitchen, Dining, Bedroom, Full Bath, Laundry

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Water Softener: None
Laundry: In Basement

Features

Flooring: Hardwood
Basement: Full,Partially Finished

Interior area

Total structure area: 1,719
Total interior livable area: 1,719 sqft
Finished area above ground: 1,194
Finished area below ground: 525

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Property

Parking

Total spaces: 1
Parking features: Attached, Concrete
Attached garage spaces: 1

Lot

Size: 7,405 Square Feet

Details

Parcel number: 963607482022

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding
Roof: Shingle

Condition

New construction: No
Year built: 1942

Utilities & green energy

Sewer: Public Sewer
Water: City

Community & HOA

Location

Region: Spencer

Financial & listing details

Price per square foot: $78/sqft
Tax assessed value: $106,860
Annual tax amount: $1,548
Price range: $133.5K - $133.5K
Date on market: 5/6/2026
Inclusions: Stove, Fridge, Microwave, 2-Washers, Dryer.

Estimated market value

$129,800

$123,000 - $136,000

$1,236/mo

Price history

Date	Event	Price
6/2/2026	Price change	$133,500-2.9%$78/sqft
Source: Northwest Iowa Regional BOR #832847 Report a problem
5/6/2026	Listed for sale	$137,500+61.8%$80/sqft
Source: Northwest Iowa Regional BOR #832847 Report a problem
5/4/2020	Sold	$85,000+0.1%$49/sqft
Source: Public Record Report a problem
5/4/2020	Listed for sale	$84,900$49/sqft
Source: Integrity Real Estate- Arnolds Park #19-1409 Report a problem
4/8/2020	Pending sale	$84,900$49/sqft
Source: Integrity Real Estate- Arnolds Park #19-1409 Report a problem
3/17/2020	Price change	$84,900+6.3%$49/sqft
Source: Integrity Real Estate- Arnolds Park #19-1409 Report a problem
1/13/2020	Listed for sale	$79,900$46/sqft
Source: Integrity Real Estate- Arnolds Park #19-1409 Report a problem
12/15/2019	Pending sale	$79,900$46/sqft
Source: Integrity Real Estate- Arnolds Park #19-1409 Report a problem
10/16/2019	Price change	$79,900-5.9%$46/sqft
Source: Integrity Real Estate- Arnolds Park #19-1409 Report a problem
9/6/2019	Listed for sale	$84,900-50.1%$49/sqft
Source: Integrity Real Estate- Arnolds Park #19-1409 Report a problem
11/22/2016	Sold	$170,000$99/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,490 +5.5%	$106,860
2023	$1,412 +5.1%	$106,860 +20%
2022	$1,344 -7.9%	$89,070 +5.9%
2021	$1,460	$84,120 +8.5%
2020	$1,460 +16.4%	$77,530
2019	$1,254 +1.6%	$77,530 +13.4%
2018	$1,234	$68,350 +7.8%
2017	$1,234 +3.7%	$63,410
2016	$1,190 -1.7%	$63,410 -1.8%
2015	$1,210	$64,550
2014	$1,210 -3.4%	$64,550
2013	$1,252 +17.7%	--
2012	$1,064 +397.2%	--
2011	$214 +21.6%	--
2010	$176 +17.3%	--
2009	$150 +7.1%	--
2007	$140 +2.9%	--
2005	$136	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51301

Getting around

48 / 100

Car-Dependent

44 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Fairview Park Elementary School
Grades: 1-2Distance: 0.8 mi
9/10
Spencer Middle School
Grades: 6-8Distance: 0.7 mi
7/10
Spencer High School
Grades: 9-12Distance: 0.2 mi

Schools provided by the listing agent

Elementary: Spencer
Middle: Spencer
High: Spencer

Source: Northwest Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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