Bayfront Bliss: Luxury Home on Saginaw Bay!
Wake up to a view that truly never gets old in this beautiful 3-bedroom, 2.5-bathroom waterfront home, perfectly nestled between the Saginaw and Kawkawlin Rivers. This property offers a rare combination of new, modern luxury and unbeatable Saginaw Bay access!
Key Features You'll Love:
• Move-In Ready: Enjoy a fresh start with all-new flooring, new appliances, and fresh paint throughout the main house.
• Ultimate Garage & Guest Suite: The massive two-car garage features a convenient half bath and a finished guest loft upstairs, complete with two large storage areas. Perfect for visitors, a home office, or a personal gym!
• Outdoor Living & Security: Relax on the maintenance-free composite decks both front and back. The covered back deck includes two skylights and fan! The backyard is fully secured with white vinyl fencing (three gates) and features a front and back sprinkler system for easy lawn care.
• Peace of Mind: Never worry about power loss thanks to the Generac whole-house generator that powers both the home and the garage. A new roof was installed in 2023.
• The Waterfront Dream: Stroll onto your endless private beach or relax on the waterfront deck, providing the perfect spot to enjoy both sunrise and sunset over the bay.
This luxurious, fully equipped home sits on a deep
34' x282' lot. Great size front and back yard!
Annual property tax is 5600
SERIOUS BUYERS ONLY PLEASE!
MUST show proof of approval/proof of funds prior to showing.
No renting or land contracts.
Sold for $400,000
$400,000
777 Bay Rd, Bay City, MI 48706
3beds
1,500sqft
SingleFamily
Built in 2014
10,000 Square Feet Lot
$398,100 Zestimate®
$267/sqft
$1,905 Estimated rent
Home value
$398,100
$378,000 - $418,000
$1,905/mo
Zestimate® history
Owner options
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$1,905/mo
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$1,905/mo
Rent Zestimate®
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$2,688/mo
Est. payment
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$2,688/mo
Est. payment
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List your homeWhat's special
Endless private beachFinished guest loft upstairsWaterfront homeTwo large storage areasMassive two-car garageAll-new flooringNew appliances
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced air, Gas
Cooling
- Central
Appliances
- Included: Freezer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Basement: None
- Has fireplace: Yes
Interior area
- Total interior livable area: 1,500 sqft
Property
Parking
- Total spaces: 4
- Parking features: Garage - Detached, Off-street
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 10,000 Square Feet
Details
- Parcel number: 010A1600003900
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Asphalt
Condition
- Year built: 2014
Community & HOA
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $267/sqft
- Tax assessed value: $327,200
- Annual tax amount: $7,675
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Sold | $400,000$267/sqft |
Source: Public Record Report a problem | ||
| 2/21/2026 | Pending sale | $400,000$267/sqft |
Source: Owner Report a problem | ||
| 2/19/2026 | Price change | $400,000-2.4%$267/sqft |
Source: Owner Report a problem | ||
| 11/29/2025 | Price change | $410,000-2.4%$273/sqft |
Source: Owner Report a problem | ||
| 11/10/2025 | Price change | $420,000-3.4%$280/sqft |
Source: Owner Report a problem | ||
| 10/28/2025 | Price change | $435,000-0.9%$290/sqft |
Source: Owner Report a problem | ||
| 10/21/2025 | Price change | $439,000-2.2%$293/sqft |
Source: Owner Report a problem | ||
| 9/22/2025 | Listed for sale | $449,000+79.6%$299/sqft |
Source: Owner Report a problem | ||
| 12/1/2022 | Sold | $250,000-7.7%$167/sqft |
Source: Public Record Report a problem | ||
| 6/28/2021 | Sold | $271,000-4.5%$181/sqft |
Source: | ||
| 6/21/2021 | Pending sale | $283,900$189/sqft |
Source: | ||
| 6/18/2021 | Contingent | $283,900$189/sqft |
Source: | ||
| 6/18/2021 | Listed for sale | $283,900+479.4%$189/sqft |
Source: | ||
| 10/23/2013 | Sold | $49,000$33/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,675 +11.3% | $163,600 +18.4% |
| 2024 | $6,895 | $138,150 +6.8% |
| 2023 | -- | $129,350 +8.4% |
| 2022 | -- | $119,350 +4.9% |
| 2021 | -- | $113,750 +7.4% |
| 2020 | $3,012 | $105,950 +11.8% |
| 2019 | -- | $94,800 +0.5% |
| 2018 | $3,012 | $94,350 -0.4% |
| 2017 | -- | $94,700 -0.8% |
| 2016 | -- | $95,450 +2.9% |
| 2015 | -- | $92,800 +31.1% |
| 2014 | -- | $70,800 +32.2% |
| 2013 | -- | $53,550 +0.9% |
| 2012 | -- | $53,050 +18.5% |
| 2011 | -- | $44,750 -16.2% |
| 2010 | -- | $53,400 -3.8% |
| 2009 | -- | $55,500 -8.1% |
| 2008 | -- | $60,400 -17.3% |
| 2007 | -- | $73,050 |
| 2006 | -- | $73,050 +10.6% |
| 2005 | -- | $66,050 |
| 2004 | -- | $66,050 +0.9% |
| 2003 | -- | $65,450 +24.3% |
| 2002 | -- | $52,650 +2.5% |
| 2001 | -- | $51,350 |
Find assessor info on the county website
Neighborhood: 48706
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Nearby schools
GreatSchools rating
- 4/10Bangor Central SchoolGrades: PK-5Distance: 1.3 mi
- 5/10Christa McAuliffe Middle SchoolGrades: 6-8Distance: 3.5 mi
- 7/10John Glenn High SchoolGrades: 9-12Distance: 3.4 mi
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$398,100
2% more
+$7,962
With Zillow Showcase(estimated)
$406,062
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$398,100
2% more
+$7,962
With Zillow Showcase(estimated)
$406,062
- Michigan
- Bay County
- Bangor Township
- 48706
- 777 Bay Rd