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Pending
  • $95,000

    784 Bay Rd, Bay City, MI 48706

    2beds
    924sqft
    : 
    Single Family Residence
    Built in 1930
    6,534 Square Feet Lot
    $62,900 Zestimate®
    $103/sqft
    $-- HOA

    What's special

    Freshly painted interiorVinyl siding exterior-low maintenance
    Neat and clean, freshly painted interior, vinyl siding exterior-low maintenance, just ready for it's new owners! This 2 bedroom is directly across from the Saginaw Bay with no flood insurance required! Just a walk/bike ride to the Marinas and year around activities! With 924 square feet, this home is larger than appears from the road! Kitchen appliances included, the primary bedroom has door that opens to bathroom, and there's a small deck off back entry to relax on. Priced for immediate sale and possession!
    50 days
    |
    167
    |
    11
    |

    Zillow last checked: 8 hours ago

    Listing updated: January 19, 2026 at 08:44am

    Listed by:

    Charlene M Rupp 989-233-3301,

    Bay Area Real Estate 989-686-3300

    Source: MiRealSource,MLS#: 50195481MLS LogoOriginating MLS: Bay County REALTOR Association

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 1
    • Full bathrooms: 1
    Bedroom 1
    • Features: Carpet
    • Level: First
    • Area: 130
    • Dimensions: 13 x 10
    Bedroom 2
    • Features: Laminate
    • Level: First
    • Area: 90
    • Dimensions: 10 x 9
    Bathroom 1
    • Level: First
    • Area: 70
    • Dimensions: 10 x 7
    Kitchen
    • Features: Vinyl
    • Level: First
    • Area: 160
    • Dimensions: 16 x 10
    Living room
    • Features: Laminate
    • Level: First
    • Area: 325
    • Dimensions: 25 x 13
    Heating
    • Forced Air, Natural Gas
    Appliances
    • Included: Dishwasher, Range/Oven, Refrigerator
    • Laundry: First Floor Laundry
    Features
    • Flooring: Carpet, Laminate, Vinyl
    • Basement: Crawl Space
    • Has fireplace: No
    Interior area
    • Total structure area: 924
    • Total interior livable area: 924 sqft
    • Finished area above ground: 924
    • Finished area below ground: 0

    Property

    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck
    • Has view: Yes
    • View description: Bay
    • Has water view: Yes
    • Water view: Bay
    • Frontage type: Road
    • Frontage length: 40
    Lot
    • Size: 6,534 Square Feet
    • Dimensions: 40 x 166
    • Features: Dead End
    Details
    • Parcel number: 010A1600005700
    • Zoning description: Residential
    • Special conditions: Private

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Bungalow
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • Year built: 1930

    Utilities & green energy

    • Sewer: Public Sanitary
    • Water: Public

    Community & HOA

    Community
    • Subdivision: Aplin Beach
    HOA
    • Has HOA: No
    Location
    • Region: Bay City

    Financial & listing details

    • Price per square foot: $103/sqft
    • Tax assessed value: $46,100
    • Annual tax amount: $1,009
    • Date on market: 12/3/2025
    • Cumulative days on market: 49 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional
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    Estimated market value

    $62,900

    $44,000 - $84,000

    $1,294/mo

    Price history

    Price history
    DateEventPrice
    1/19/2026Pending sale$95,000$103/sqft
    Source: MiRealSource #50195481 Report a problem
    12/26/2025Contingent$95,000$103/sqft
    Source: MiRealSource #50195481 Report a problem
    12/3/2025Listed for sale$95,000$103/sqft
    Source: MiRealSource #50195481 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$900 $23,050 +15.3%
    2023-- $20,000 +13%
    2022-- $17,700 +6.3%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $513/mo
    Principal & interest
    $368
    Property taxes
    $112
    Home insurance
    $33

      Climate risks

      Neighborhood: 48706

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • District: Bangor Township Schools

      Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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