Enjoy breathtaking, wide-open views from this exceptional lakefront home in desirable Riley Cove on the west side of Saratoga Lake. Start your mornings with coffee on your private waterfront as you take in spectacular sunrises. Spend your days boating, relaxing under the gazebo, or gathering around the firepit--this is waterfront living at its finest! Inside, the home features a bright, open layout with soaring vaulted ceilings, exposed beams, and a charming loft. Offering 3 bedrooms and 2.5 baths, the home also includes an updated kitchen, dining area, and a sun-filled enclosed sunroom/living space perfect for year-round enjoyment.Roof, windows, flooring, and electrical have all been completed within the last seven years. Additional highlights include a one-car garage, a storage shed, and an impressive 45-foot slab with a canopy-ideal for winter boat storage or additional vehicles. Make this your perfect lake retreat today!
Pending
$999,000
8 Riley Cove Road, Malta, NY 12020
3beds
1,540sqft
Single Family Residence, Residential
Built in 1982
8,276.4 Square Feet Lot
$1,031,900 Zestimate®
$649/sqft
$42/mo HOA
What's special
Private waterfrontCharming loftStorage shedGathering around the firepitBreathtaking wide-open viewsSpectacular sunrisesBright open layout
- 39 days |
- 117 |
- 2 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listing by:
Julie & Co Realty LLC 518-350-7653,
Jennifer R Johnson 518-588-1392
Source: Global MLS,MLS#: 202614917
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: Second
Full bathroom
- Level: First
Half bathroom
- Level: First
Den
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Loft
- Level: Second
Heating
- Forced Air, Propane, Propane Tank Leased
Cooling
- Central Air
Appliances
- Included: Microwave, Oven, Range, Refrigerator
- Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
Features
- High Speed Internet, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Eat-in Kitchen
- Flooring: Vinyl, Ceramic Tile, Hardwood
Interior area
- Total structure area: 1,540
- Total interior livable area: 1,540 sqft
- Finished area above ground: 1,540
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Other, Off Street, Paved, Detached, Driveway
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Patio & porch: Composite Deck, Patio
- Exterior features: Garden, Lighting, Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake/River Across Rd, Deeded Water Access, Lake Front
- Body of water: Saratoga Lake
Lot
- Size: 8,276.4 Square Feet
- Features: Level, Views, Landscaped, Waterfront
Details
- Additional structures: RV/Boat Storage, Shed(s), Garage(s)
- Parcel number: 414089 205.14211
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1982
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s), Carbon Monoxide Detector(s)
HOA
- Has HOA: Yes
- Amenities included: None
- Services included: Snow Removal
- HOA fee: $500 annually
Location
- Region: Malta
Financial & listing details
- Price per square foot: $649/sqft
- Tax assessed value: $762,000
- Annual tax amount: $12,536
- Date on market: 4/13/2026
Estimated market value
$1,031,900
$980,000 - $1.08M
$2,657/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/18/2026 | Pending sale | $999,000$649/sqft |
Source:  Global MLS #202614917 Report a problem | ||
| 4/13/2026 | Listed for sale | $999,000-4.8%$649/sqft |
Source: Global MLS #202614917 Report a problem | ||
| 11/12/2025 | Listing removed | $1,049,000$681/sqft |
Source: Global MLS #202525155 Report a problem | ||
| 9/4/2025 | Listed for sale | $1,049,000+165.6%$681/sqft |
Source: Global MLS #202525155 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 6/27/2018 | Sold | $395,000-8.1%$256/sqft |
Source: Public Record Report a problem | ||
| 3/19/2018 | Price change | $429,900-0.9%$279/sqft |
Source: Owner Report a problem | ||
| 2/3/2018 | Listed for sale | $434,000+1%$282/sqft |
Source: Owner Report a problem | ||
| 11/20/2017 | Listing removed | $429,900$279/sqft |
Source: Howard Hanna - Saratoga Springs - Broadway #201717162 Report a problem | ||
| 9/26/2017 | Price change | $429,900-2.3%$279/sqft |
Source: RealtyUSA #201717162 Report a problem | ||
| 9/14/2017 | Price change | $439,900-2.2%$286/sqft |
Source: RealtyUSA #201717162 Report a problem | ||
| 8/28/2017 | Price change | $449,900+2.3%$292/sqft |
Source: RealtyUSA.com #201717162 Report a problem | ||
| 8/10/2017 | Price change | $439,900-2.2%$286/sqft |
Source: Owner Report a problem | ||
| 7/23/2017 | Price change | $449,900-2.2%$292/sqft |
Source: Owner Report a problem | ||
| 6/24/2017 | Price change | $460,000-12.4%$299/sqft |
Source: Owner Report a problem | ||
| 6/7/2017 | Price change | $525,000-7.1%$341/sqft |
Source: Owner Report a problem | ||
| 5/4/2017 | Listed for sale | $565,000$367/sqft |
Source: Owner Report a problem | ||
| 6/26/2014 | Listing removed | $5,500$4/sqft |
Source: Owner Report a problem | ||
| 5/27/2014 | Listed for rent | $5,500$4/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $762,000 +14.9% |
| 2024 | -- | $663,000 +10% |
| 2023 | -- | $603,000 +17.1% |
| 2022 | -- | $515,000 |
| 2021 | -- | $515,000 -6.4% |
| 2020 | -- | $550,000 +46.7% |
| 2019 | -- | $375,000 +15.4% |
| 2018 | -- | $325,000 |
| 2017 | $12,999 +71.8% | $325,000 +8.3% |
| 2016 | $7,569 +400.1% | $300,000 |
| 2015 | $1,513 +16.1% | $300,000 |
| 2014 | $1,304 | $300,000 |
| 2013 | -- | $300,000 |
| 2012 | -- | $300,000 |
| 2011 | -- | $300,000 |
| 2010 | -- | $300,000 |
| 2009 | -- | $300,000 |
| 2008 | -- | $300,000 +140.8% |
| 2007 | -- | $124,600 |
| 2006 | -- | $124,600 |
| 2005 | -- | $124,600 |
| 2004 | -- | $124,600 +22% |
| 2003 | -- | $102,100 +7.5% |
| 2002 | -- | $95,000 +8% |
| 2001 | -- | $88,000 |
| 2000 | -- | $88,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12020
Nearby schools
GreatSchools rating
- 6/10Malta Avenue Elementary SchoolGrades: K-5Distance: 4.2 mi
- 8/10Ballston Spa Middle SchoolGrades: 6-8Distance: 5 mi
- 6/10Ballston Spa Senior High SchoolGrades: 9-12Distance: 5 mi
Schools provided by the listing agent
- High: Ballston Spa
Source: Global MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Saratoga County
- Ballston Spa
- 12020
- 8 Riley Cove Road
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